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Document and Entity Information - USD ($)	12 Months Ended
Document and Entity Information - USD ($)	Dec. 31, 2014	Feb. 23, 2015	Jun. 30, 2014
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2014
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY
Trading Symbol	ACIW
Entity Registrant Name	ACI WORLDWIDE, INC.
Entity Central Index Key	0000935036
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Current Reporting Status	No
Entity Voluntary Filers	No
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		115,879,610
Entity Public Float			$ 2,087,581,458

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Current assets
Cash and cash equivalents	$ 77,301	$ 95,059
Receivables, net of allowances of $4,806 and $4,459, respectively	227,106	203,575
Deferred income taxes, net	44,349	47,593
Recoverable income taxes	4,781	2,258
Prepaid expenses	24,314	22,549
Other current assets	40,417	65,328
Total current assets	418,268	436,362
Property and equipment, net	60,360	57,347
Software, net	209,507	191,468
Goodwill	781,163	669,217
Intangible assets, net	261,436	237,693
Deferred income taxes, net	50,187	48,852
Other noncurrent assets, including $33.8 million for assets at fair value at December 31, 2014	69,779	40,912
TOTAL ASSETS	1,850,700	1,681,851
Current liabilities
Accounts payable	50,351	43,658
Employee compensation	35,299	35,623
Current portion of long-term debt	87,352	47,313
Deferred revenue	131,808	122,045
Income taxes payable	6,276	1,192
Deferred income taxes, net	225	753
Other current liabilities	67,505	95,016
Total current liabilities	378,816	345,600
Noncurrent liabilities
Deferred revenue	49,224	45,656
Long-term debt	804,583	708,070
Deferred income taxes, net	13,217	11,000
Other noncurrent liabilities	23,455	27,831
Total liabilities	1,269,295	1,138,157
Commitments and contingencies (Note 14)
Stockholders' equity
Preferred stock; $0.01 par value; 5,000,000 shares authorized; no shares issued at December 31, 2014 and 2013
Common stock; $0.005 par value; 280,000,000 shares authorized; 139,820,388 shares issued at December 31, 2014 and 2013	698	698
Additional paid-in capital	551,713	542,697
Retained earnings	331,415	263,855
Treasury stock, at cost, 24,182,584 and 23,255,421 shares at December 31, 2014 and 2013, respectively	(282,538)	(240,241)
Accumulated other comprehensive loss	(19,883)	(23,315)
Total stockholders' equity	581,405	543,694
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,850,700	$ 1,681,851

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Statement of Financial Position [Abstract]
Receivables, allowances	$ 4,806	$ 4,459
Other noncurrent assets at fair value	$ 33,800
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Common stock, par value	$ 0.005	$ 0.005
Common stock, shares authorized	280,000,000	280,000,000
Common stock, shares issued	139,820,388	139,820,388
Treasury stock, shares	24,182,584	23,255,421

CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands

3 Months Ended

12 Months Ended

Dec. 31, 2014

Sep. 30, 2014

Jun. 30, 2014

Mar. 31, 2014

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2014

Dec. 31, 2013

Dec. 31, 2012

Revenues

License

$ 80,425

$ 57,653

$ 61,377

$ 35,702

$ 82,625

$ 56,236

$ 53,714

$ 41,356

$ 235,157

$ 233,931

$ 221,846

Maintenance

67,421

63,764

62,309

62,499

69,033

60,457

57,830

58,634

255,993

245,954

199,876

Services

29,811

28,194

24,991

22,588

40,952

30,240

26,964

23,929

105,584

122,085

131,536

Hosting

112,567

100,033

106,131

100,684

90,552

67,006

67,322

38,078

419,415

262,958

113,321

Total revenues

290,224

249,644

254,808

221,473

283,162

213,939

205,830

161,997

1,016,149

864,928

666,579

Operating expenses

Cost of license

^[1]

6,499

5,433

6,897

5,736

7,349

5,888

6,169

5,918

24,565

25,324

23,592

Cost of maintenance, services and hosting

^[1]

104,390

105,319

112,595

107,887

93,123

80,948

82,573

61,871

430,191

318,515

202,052

Research and development

31,554

36,321

38,876

37,456

33,375

33,642

38,391

37,149

144,207

142,557

133,759

Selling and marketing

29,053

27,078

28,007

27,909

23,118

24,098

27,538

25,074

112,047

99,828

87,054

General and administrative

19,938

25,329

24,682

25,116

23,557

24,559

26,147

25,037

95,065

99,300

108,747

Depreciation and amortization

19,519

18,295

17,010

17,078

16,660

15,249

13,490

10,957

71,902

56,356

37,003

Total operating expenses

210,953

217,775

228,067

221,182

197,182

184,384

194,308

166,006

877,977

741,880

592,207

Operating income

79,271

31,869

26,741

291

85,980

29,555

11,522

(4,009)

138,172

123,048

74,372

Other income (expense)

Interest expense

(10,818)

(10,416)

(9,329)

(9,175)

(9,818)

(7,453)

(6,053)

(3,897)

(39,738)

(27,221)

(10,417)

Interest income

143

135

199

158

159

211

131

575

659

914

Other, net

1,104

3,614

(3,901)

(1,057)

(1,821)

(3,152)

(1,519)

3,165

(240)

(3,327)

399

Total other income (expense)

(9,571)

(6,704)

(13,095)

(10,033)

(11,481)

(10,446)

(7,361)

(601)

(39,403)

(29,889)

(9,104)

Income before income taxes

69,700

25,165

13,646

(9,742)

74,499

19,109

4,161

(4,610)

98,769

93,159

65,268

Income tax expense

23,334

9,433

2,409

(3,967)

24,108

5,347

2,280

(2,444)

31,209

29,291

16,422

Net income

$ 46,366

$ 15,732

$ 11,237

$ (5,775)

$ 50,391

$ 13,762

$ 1,881

$ (2,166)

$ 67,560

$ 63,868

$ 48,846

Earnings per common share

Basic

$ 0.40

$ 0.14

$ 0.10

$ (0.05)

$ 0.43

^[2],[3]

$ 0.12

^[2],[3]

$ 0.02

^[2],[3]

$ (0.02)

^[2],[3]

$ 0.59

$ 0.54

^[2],[3]

$ 0.42

Diluted

$ 0.40

$ 0.14

$ 0.10

$ (0.05)

$ 0.43

^[2],[3]

$ 0.12

^[2],[3]

$ 0.02

^[2],[3]

$ (0.02)

^[2],[3]

$ 0.58

$ 0.53

^[2],[3]

$ 0.41

Weighted average common shares outstanding

Basic

114,798

117,885

116,089

Diluted

116,771

120,054

119,716

[1]	The cost of software license fees excludes charges for depreciation but includes amortization of purchased and developed software for resale. The cost of maintenance, services and hosting fees excludes charges for depreciation.
[2]	Earnings (loss) per share balances by quarter have been retroactively adjusted for the three-for-one stock split approved on July 10, 2014.
[3]	The sum of the earnings per share by quarter does not agree to the earnings per share for the year ended December 31, 2013 due to rounding.

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Statement of Comprehensive Income [Abstract]
Net income	$ 67,560	$ 63,868	$ 48,846
Other comprehensive income (loss):
Unrealized gain on available-for-sale securities	22,977		963
Reclassification of unrealized gain to a realized gain on available-for-sale securities			(1,557)
Foreign currency translation adjustments	(19,545)	(9,284)	3,824
Total other comprehensive income (loss):	3,432	(9,284)	3,230
Comprehensive income	$ 70,992	$ 54,584	$ 52,076

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References + Details

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Common Stock Warrants	Treasury Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning Balance at Dec. 31, 2011	$ 317,330	$ 612	$ 24,003	$ (163,411)	$ 322,246	$ 151,141	$ (17,261)
Net income	48,846					48,846
Other comprehensive income (loss)	3,230						3,230
Issuance of 17,355,840 shares of common stock for acquisition of S1 Corporation	204,856	86			204,770
Issuance of 286,500 shares from treasury stock for acquisition of S1 Corporation	2,174			2,174
Repurchase of common stock	(57,836)			(57,836)
Issuance of 1,084,410 shares from treasury stock for common stock warrant exercises	11,866		(2,769)	9,404	5,231
Cash settlement of common stock warrants	(29,596)		(21,234)		(8,362)
Stock-based compensation	15,186				15,186
Shares issued and forfeited, net, under stock plans including income tax benefits	21,574			26,158	(4,584)
Repurchase of restricted stock for tax withholdings	(3,273)			(3,273)
Ending Balance at Dec. 31, 2012	534,357	698		(186,784)	534,487	199,987	(14,031)
Beginning Balance at Dec. 31, 2011	317,330	612	$ 24,003	(163,411)	322,246	151,141	(17,261)
Repurchase of common stock	(395,800)
Ending Balance at Dec. 31, 2014	581,405	698		(282,538)	551,713	331,415	(19,883)
Beginning Balance at Dec. 31, 2012	534,357	698		(186,784)	534,487	199,987	(14,031)
Net income	63,868					63,868
Other comprehensive income (loss)	(9,284)						(9,284)
Repurchase of common stock	(80,912)			(80,912)
Stock-based compensation	13,572				13,572
Shares issued and forfeited, net, under stock plans including income tax benefits	28,315			33,677	(5,362)
Repurchase of restricted stock and performance shares for tax withholdings	(6,222)			(6,222)
Ending Balance at Dec. 31, 2013	543,694	698		(240,241)	542,697	263,855	(23,315)
Net income	67,560					67,560
Other comprehensive income (loss)	3,432						3,432
Repurchase of common stock	(70,000)			(70,000)
Stock-based compensation	11,045				11,045
Shares issued and forfeited, net, under stock plans including income tax benefits	30,794			32,823	(2,029)
Repurchase of restricted stock and performance shares for tax withholdings	(5,120)			(5,120)
Ending Balance at Dec. 31, 2014	$ 581,405	$ 698		$ (282,538)	$ 551,713	$ 331,415	$ (19,883)

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Parenthetical) - shares	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Statement of Stockholders' Equity [Abstract]
Issuance of shares of common stock for acquisition of S1 Corporation			17,355,840
Issuance of shares from treasury stock for acquisition of S1 Corporation			286,500
Repurchase of common stock, shares	3,578,427	4,970,424	4,313,076
Issuance of shares from treasury stock for common stock warrant exercises			1,084,410

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities:
Net income	$ 67,560	$ 63,868	$ 48,846
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation	20,506	18,751	13,284
Amortization	66,177	51,216	37,497
Amortization of deferred debt issuance costs	5,877	5,388	2,450
Deferred income taxes	8,437	9,573	4,775
Stock-based compensation expense	11,045	13,572	15,186
Excess tax benefit of stock options exercised	(11,807)	(6,960)	(3,543)
Other	1,852	(593)	150
Changes in operating assets and liabilities, net of impact of acquisitions:
Receivables	(30,643)	22,496	(61,965)
Accounts payable	(3,422)	(13,548)	5,981
Accrued employee compensation	(6,360)	(24,501)	(29,026)
Repayment of IBM Alliance agreement liability			(20,667)
Current income taxes	10,968	9,360	(5,660)
Deferred revenue	15,738	(23,613)	(11,816)
Other current and noncurrent assets and liabilities	(6,902)	13,409	(4,757)
Net cash flows from operating activities	149,026	138,418	(9,265)
Cash flows from investing activities:
Purchases of property and equipment	(17,627)	(21,104)	(13,050)
Purchases of software and distribution rights	(17,273)	(11,497)	(3,612)
Acquisition of businesses, net of cash acquired	(204,290)	(378,113)	(325,232)
Other	(1,500)		(1,046)
Net cash flows from investing activities	(240,690)	(410,714)	(342,940)
Cash flows from financing activities:
Proceeds from issuance of common stock	2,780	2,186	1,426
Proceeds from exercises of stock options	16,461	19,561	16,730
Excess tax benefit of stock options exercised	11,807	6,960	3,543
Repurchases of common stock	(70,000)	(80,912)	(57,836)
Repurchase of restricted stock and performance shares for tax withholdings	(5,120)	(6,222)	(3,273)
Proceeds from exercises of common stock warrants			11,866
Cash settlement of common stock warrants			(29,596)
Proceeds from revolving credit facility	169,500	40,000	119,000
Proceeds from term portion of credit agreement	150,000	300,000	200,000
Proceeds from issuance of senior notes		300,000
Repayments of revolving credit facility	(125,500)	(228,000)	(6,000)
Repayment of term portion of credit agreement	(57,449)	(30,867)	(13,750)
Payments on other debt and capital leases	(8,344)	(14,024)	(7,115)
Payment for debt issuance costs	(4,662)	(17,042)	(1,094)
Distribution to noncontrolling interest	(1,391)
Net cash flows from financing activities	78,082	291,640	233,901
Effect of exchange rate fluctuations on cash	(4,176)	(614)	(2,465)
Net increase (decrease) in cash and cash equivalents	(17,758)	18,730	(120,769)
Cash and cash equivalents, beginning of period	95,059	76,329	197,098
Cash and cash equivalents, end of period	77,301	95,059	76,329
Supplemental cash flow information
Income taxes paid, net	23,082	20,191	28,900
Interest paid	$ 33,269	$ 14,598	$ 8,275

Nature of Business and Summary of Significant Accounting Policies

12 Months Ended

Dec. 31, 2014

Accounting Policies [Abstract]

Nature of Business and Summary of Significant Accounting Policies

1. Nature of Business and Summary of Significant Accounting Policies

Nature of Business

ACI Worldwide, Inc., a Delaware corporation, and its subsidiaries (collectively referred to as “ACI” or the “Company”), develop, market, install, and support a broad line of software products and services primarily focused on facilitating electronic payments. In addition to its own products, the Company distributes, or acts as a sales agent for software developed by third parties. These products and services are used principally by financial institutions, retailers, and electronic-payment processors, both in domestic and international markets.

Consolidated Financial Statements

The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. Recently acquired subsidiaries that are included in the Company’s consolidated financial statements as of the date of their acquisition include: Retail Decisions Europe Limited (“ReD Europe”) and all its subsidiaries and Retail Decisions, Inc. (“ReD, Inc.”) (collectively “ReD”) acquired during the year ended December 31, 2014, Official Payments Holdings, Inc. (“OPAY”), Online Resources Corporation (“ORCC”), and Profesionales en Transacciones Electonicas S.A. (“PTESA”) acquired during the year ended December 31, 2013 and S1 Corporation (“S1”), North Data Uruguay S.A. (“North Data”), and Distra Pty Ltd. (“Distra”) acquired during the year ended December 31, 2012. All intercompany balances and transactions have been eliminated.

Capital Stock

The Company’s outstanding capital stock consists of a single class of common stock. Each share of common stock is entitled to one vote upon each matter subject to a stockholders vote and to dividends if and when declared by the Board of Directors.

On April 10, 2014, the Company announced that its Board of Directors approved a three-for-one stock split of the Company’s common stock, which was affected in the form of a common stock dividend distributed on July 10, 2014. The Company’s par value remained $0.005 per common share, resulting in an adjustment to increase the total common stock balance with an equal and offsetting adjustment to additional paid-in-capital. Stockholders’ equity and all references to share and per share amounts in the accompanying consolidated financial statements and applicable disclosures have been retroactively adjusted to reflect the three-for-one stock split for all periods presented.

Noncontrolling Interest

On April 10, 2014, the Company dissolved its partnership based in South Africa with Cornastone Technology Investments (Proprietary) Limited (“CTI”). As a result, the Company paid CTI approximately $1.5 million during the year-ended December 31, 2014 for CTI’s noncontrolling interest and loan balance. Noncontrolling interest in this partnership of $1.1 million was included in other noncurrent liabilities as of December 31, 2013.

Use of Estimates

The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Revenue Recognition, Receivables and Deferred Revenue

License. The Company recognizes license revenue in accordance with ASC 985-605, Revenue Recognition: Software. For software license arrangements for which services rendered are primarily related to installation of core software and are not considered essential to the functionality of the software, the Company recognizes revenue upon delivery, provided (i) there is persuasive evidence of an arrangement, (ii) collection of the fee is considered probable and (iii) the fee is fixed or determinable. In most arrangements, vendor-specific objective evidence (“VSOE”) of fair value does not exist for the license element; therefore, the Company uses the residual method under ASC 985-605 to determine the amount of revenue to be allocated to the license element. Under ASC 985-605, the fair value of all undelivered elements, such as post contract customer support (maintenance or “PCS”) or other products or services, is deferred and subsequently recognized as the products are delivered or the services are performed, with the residual difference between the total arrangement fee and revenues allocated to undelivered elements being allocated to the delivered element.

When a software license arrangement includes services to provide significant modification or customization of software, those services are considered essential to the functionality of the software and are not separable from the software. These arrangements are accounted for in accordance with ASC 605-35, Revenue Recognition: Construction-Type and Production-Type Contracts, generally referred to as contract accounting. Under contract accounting, the Company generally uses the percentage-of-completion method. For those contracts subject to percentage-of-completion contract accounting, estimates of total revenue and profitability under the contract consider amounts due under extended payment terms. The Company recognizes revenue under these arrangements based on the lesser of payments that become due or the revenue calculated under the percentage-of-completion method. Under the percentage-of-completion method, the Company records revenue for the license and services over the development and implementation period, with the percentage of completion generally measured by the percentage of labor hours incurred to-date to estimated total labor hours for each contract. In the event project profitability is assured and estimable within a range, percentage-of-completion revenue recognition is computed using the lowest level of profitability in the range. If it is determined that a loss will result from the performance of a contract, the entire amount of the loss is recognized in the period in which it is determined that a loss will result.

For software license arrangements in which a significant portion of the fee is due more than 12 months after delivery or when payment terms are significantly beyond the Company’s standard business practice, the license is deemed not to be fixed or determinable. For software license arrangements in which the fee is not considered fixed or determinable, the license is recognized as revenue as payments become due and payable, provided all other conditions for revenue recognition have been met. For software license arrangements in which the Company has concluded that collection of the fees is not probable, revenue is recognized as cash is collected, provided all other conditions for revenue recognition have been met. In making the determination of collectability, the Company considers the creditworthiness of the customer, economic conditions in the customer’s industry and geographic location, and general economic conditions.

ASC 985-605 requires the seller of software that includes PCS to establish VSOE of fair value of the undelivered element of the contract in order to account separately for the PCS revenue. The Company has traditionally established VSOE of the fair value of PCS by reference to stated renewals, expressed in dollar terms, or separate sales with consistent pricing of PCS expressed in percentage terms. In determining whether a stated renewal is not substantive, the Company considers factors such as whether the period of the initial PCS term is relatively long when compared to the term of the software license or whether the PCS renewal rate is significantly below the Company’s normal pricing practices. In determining whether PCS pricing is consistent, the Company considers the population of separate sales that are within a reasonably narrow range of the median within the identified market segment over the trailing 12 month period.

For those software license arrangements that include customer-specific acceptance provisions, such provisions are generally presumed to be substantive and the Company does not recognize revenue until the earlier of the receipt of a written customer acceptance, objective demonstration that the delivered product meets the customer-specific acceptance criteria or the expiration of the acceptance period. The Company recognizes revenues on such arrangements upon the earlier of receipt of written acceptance or the first production use of the software by the customer. In the absence of customer-specific acceptance provisions, software license arrangements generally grant customers a right of refund or replacement only if the licensed software does not perform in accordance with its published specifications. If the Company’s product history supports an assessment by management that the likelihood of non-acceptance is remote, the Company recognizes revenue when all other criteria of revenue recognition are met.

For software license arrangements in which the Company acts as a sales agent for another company’s products, revenues are recorded on a net basis. These include arrangements in which the Company does not take title to the products, is not responsible for providing the product or service, earns a fixed commission, or assumes credit risk only to the extent of its commission. For software license arrangements in which the Company acts as a distributor of another company’s product, and in certain circumstances, modifies or enhances the product, revenues are recorded on a gross basis. These include arrangements in which the Company takes title to the products and is responsible for providing the product or service.

For software license arrangements in which the Company utilizes a third-party distributor or sales agent, the Company recognizes revenue on a sell-in basis when business practices and operating history indicate that there is no risk of returns, rebates, or credits and there are no other risks related to the distributor or sales agents’ ability to honor payment or distribution commitments. For other arrangements in which any of the above factors indicate that there are risks of returns, rebates, or credits or any other risks related to the distributors’ or sales agents’ ability to honor payment or distribution commitments, the Company recognizes revenue on a sell-through basis.

For software license arrangements in which the Company permits the customer to receive unspecified future software products during the software license term, the Company recognizes revenue ratably over the license term, provided all other revenue recognition criteria have been met. For software license arrangements in which the Company grants the customer a right to exchange the original software product for specified future software products with more than minimal differences in features, functionality, and/or price, during the license term, revenue is recognized upon the earlier of delivery of the additional software products or at the time the exchange right lapses. For customers granted a right to exchange the original software product for specified future software products where the Company has determined price, feature, and functionality differences are minimal, the exchange right is accounted for as a like-kind exchange and revenue is recognized upon delivery of the currently licensed product. For software license arrangements in which the customer is charged variable license fees based on usage of the product, the Company recognizes revenue as usage occurs over the term of the licenses, provided all other revenue recognition criteria have been met.

Effective July 2013, the Company establishes VSOE of fair value of PCS by reference to stated renewals for all identified market segments. The Company continues to consider factors such as whether the period of the initial PCS term is relatively long when compared to the term of the software license or whether the PCS renewal is significantly below the Company’s normal pricing practices. In determining whether PCS pricing is significantly below the Company’s normal pricing practice, the Company considers the population of stated renewal rates that are within a reasonably narrow range of the median within the identified market segment over the trailing 12 month period. The change in estimation methodology does not have a material effect on our financial statements.

Certain of the Company’s software license arrangements include PCS terms that fail to achieve VSOE of fair value due to non-substantive renewal periods, or contain a range of possible non-substantive PCS renewal amounts. For these arrangements, VSOE of fair value of PCS does not exist and revenues for the software license, PCS and services, if applicable, are considered to be one accounting unit and are therefore recognized ratably over the longer of the contractual service term or PCS term once the delivery of both services has commenced. The Company typically classifies revenues associated with these arrangements in accordance with the contractually specified amounts, which approximate fair value assigned to the various elements, including software license, maintenance and services, if applicable.

This allocation methodology has been applied to the following amounts included in revenues in the consolidated statements of income from arrangements for which VSOE of fair value does not exist for each undelivered element (in thousands):


	Years Ended December 31,
	2014		2013		2012
License	$	22,211	$	22,190	$	38,226
Maintenance		7,699		9,649		14,178
Services		13		10		830

Total	$	29,923	$	31,849	$	53,234

Maintenance. The Company typically enters into multi-year time-based software license arrangements that vary in length but are generally five years. These arrangements include an initial (bundled) PCS term of one year with subsequent renewals for additional years within the initial license period. Effective July 2013, the Company establishes VSOE of the fair value of PCS by reference to stated renewals for all identified market segments. For arrangements in which the Company looks to substantive renewal rates to evidence VSOE of fair value of PCS and in which the PCS renewal rate and term are substantive, VSOE of fair value of PCS is determined by reference to the stated renewal rate. For these arrangements, PCS revenues are recognized ratably over the PCS term specified in the contract. In arrangements where VSOE of fair value of PCS cannot be determined (for example, a time-based software license with a duration of one year or less or when the range of possible PCS renewal amounts is not sufficiently narrow or is significantly below the Company’s normal pricing practices), the Company recognizes revenue for the entire arrangement ratably over the longer of the initial PCS term or the Services term (if any).

For those arrangements that meet the criteria to be accounted for under contract accounting, the Company determines whether VSOE of fair value exists for the PCS element. For those arrangements in which VSOE of fair value exists for the PCS element, PCS is accounted for separately and the balance of the arrangement is accounted for under ASC 985-605. For those arrangements in which VSOE of fair value does not exist for the PCS element all revenue is deferred until such time as the services are complete. Once services are complete, revenue is then recognized ratably over the remaining PCS period.

Services. The Company provides various professional services to customers, primarily project management, software implementation and software modification services. Revenues from arrangements to provide professional services are generally recognized as the related services are performed.

For those arrangements in which services revenue is deferred and the Company determines that the direct costs of services are recoverable, such costs are deferred and subsequently expensed in proportion to the related services revenue as it is recognized. For those arrangements that are accounted for under contract accounting, the Company accumulates and defers all direct and indirect costs allocable to the arrangement. For those arrangements that are not accounted for under contract accounting, the Company accumulates and defers all direct and incremental costs attributable to the arrangement.

Hosting. In accordance with ASC 605-25, Revenue Recognition – Multiple-Element Arrangements, a multiple-deliverable arrangement is separated into more than one unit of accounting if the delivered item(s) has value to the customer on a stand-alone basis, if the arrangement includes a general right of return relative to the delivered item(s), and if delivery or performance of the undelivered item(s) is considered probable and substantially in the control of the Company. If these criteria are not met, the arrangement is accounted for as a single unit of accounting which would result in revenue being recognized ratably over the contract term or being deferred until the earlier of when such criteria are met or when the last undelivered element is delivered. If these criteria are met for each, the arrangement consideration is allocated to the separate units of accounting based on each unit’s relative selling price. The selling price for each element is based upon the following selling price hierarchy: VSOE if available, third party evidence (“TPE”) if VSOE is not available, or estimated selling price if neither VSOE nor TPE is available.

The Company enters into hosting-related arrangements that may consist of multiple service deliverables including initial implementation and setup services, on-going support services, and other services. The Company’s hosted products operate in a highly regulated and controlled environment which requires a highly specialized and unique set of initial implementation and setup services prior to the commencement of hosting-related services. Due to the essential and specialized nature of the implementation and setup services, these services do not qualify as separate units of accounting separate from the hosting service as the delivered services do not have value to the customer on a stand-alone basis. The on-going support and other services are considered as separate units of accounting as are add-on products that do not impact the availability of functionality currently in use. The total arrangement consideration is allocated to each of the separate units of accounting based on their relative selling price and revenue is recognized over their respective service periods.

Hosting revenue also includes fees paid by our clients as a part of the acquired electronic bill presentment and payment products. Fees may be paid by our clients or directly by their customers and may be a percentage of the underlying transaction amount, a fixed fee per executed transaction or a monthly fee for each customer enrolled. Hosting costs include payment card interchange fees, assessments payable to banks and payment card processing fees.

Multiple Arrangements. The Company may execute more than one contract or agreement with a single customer. The separate contracts or agreements may be viewed as one multiple-element arrangement or separate agreements for revenue recognition purposes. The Company evaluates whether the agreements were negotiated as part of a single project, whether the products or services are interrelated or interdependent, whether fees in one arrangement are tied to performance in another arrangement, and whether elements in one arrangement are essential to the functionality in another arrangement in order to reach appropriate conclusions regarding whether such arrangements are related or separate. The conclusions reached can impact the timing of revenue recognition related to those arrangements.

Deferred Revenue. Deferred revenue includes amounts currently due and payable from customers, and payments received from customers, for software licenses, maintenance, hosting and/or services in advance of recording the related revenue.

Receivables and Concentration of Credit Risk. Receivables represent amounts billed and amounts earned that are to be billed in the near future. Included in accrued receivables are services and software hosting revenues earned in the current period but billed in the following period as well as license revenues that are determined to be fixed and determinable but billed in future periods.


	December 31,
	2014			2013
Billed Receivables	$	200,392		$	173,100
Allowance for doubtful accounts		(4,806	)		(4,459	)

Billed, net		195,586			168,641
Accrued Receivables		31,520			34,934

Receivables, net	$	227,106		$	203,575

No customer accounted for more than 10% of the Company’s consolidated receivables balance as of December 31, 2014 or 2013.

The Company maintains a general allowance for doubtful accounts based on historical experience, along with additional customer-specific allowances. The Company regularly monitors credit risk exposures in accounts receivable. In estimating the necessary level of our allowance for doubtful accounts, management considers the aging of accounts receivable, the creditworthiness of customers, economic conditions within the customer’s industry, and general economic conditions, among other factors.

The following reflects activity in the Company’s allowance for doubtful accounts receivable (in thousands):


	Years Ended December 31,
	2014			2013			2012
Balance, beginning of period	$	(4,459	)	$	(8,117	)	$	(4,843	)
Provision (increase) decrease		(1,049	)		1,161			(3,173	)
Amounts written off, net of recoveries		1,053			2,296			35
Foreign currency translation adjustments and other		(351	)		201			(136	)

Balance, end of period	$	(4,806	)	$	(4,459	)	$	(8,117	)

Provision (increases) decreases recorded in general and administrative expenses during the years ended December 31, 2014, 2013, 2012 reflect increases (decreases) in the allowance for doubtful accounts based upon collection experience in the geographic regions in which the Company conducts business, net of collection of customer-specific receivables which were previously reserved for as doubtful of collection.

Cash and Cash Equivalents

The Company considers all highly liquid investments with original maturities of three months or less to be cash equivalents. The Company’s cash and cash equivalents includes holdings in checking, savings, money market and overnight sweep accounts, all of which have daily maturities, as well as time deposits with maturities of three months or less at the date of purchase. The carrying amounts of cash and cash equivalents on the consolidated balance sheets approximate fair value.

Other Current Assets and Other Current Liabilities


	December 31,
	2014		2013
Settlement deposits	$	13,252	$	27,770
Settlement receivables		11,032		20,119
Current debt issuance costs		6,244		5,276
Other		9,889		12,163

Total other current assets	$	40,417	$	65,328


	December 31,
	2014		2013
Settlement payables	$	21,715	$	42,841
Accrued interest		7,256		7,074
Vendor financed licenses		7,340		6,410
Royalties payable		4,070		5,627
Other		27,124		33,064

Total other current liabilities	$	67,505	$	95,016

Individuals and businesses settle their obligations to the Company’s various Clients, primarily utility and other public sector Clients, using credit or debit cards or via ACH payments. The Company creates a receivable for the amount due from the credit or debit card company and an offsetting payable to the Client. Once confirmation is received that the funds have been received, the Company settles the obligation to the Client. Due to timing, in some instances, the Company may receive the funds into bank accounts controlled by and in the Company’s name that are not disbursed to its Clients by the end of the day resulting in a settlement deposit on the Company’s books.

Off Balance Sheet Settlement Accounts

The Company also enters into agreements with certain clients to process payment funds on their behalf. When an automated clearing house or automated teller machine network payment transaction is processed, a transaction is initiated to withdraw funds from the designated source account and deposit them into a settlement account, which is a trust account maintained for the benefit of the Company’s clients. A simultaneous transaction is initiated to transfer funds from the settlement account to the intended destination account. These “back to back” transactions are designed to settle at the same time, usually overnight, such that the Company receives the funds from the source at the same time as it sends the funds to their destination. However, due to the transactions being with various financial institutions there may be timing differences that result in float balances. These funds are maintained in accounts for the benefit of the client which is separate from the Company’s corporate assets. As the Company does not take ownership of the funds, the settlement accounts are not included in the Company’s balance sheet. The Company is entitled to interest earned on the fund balances. The collection of interest on these settlement accounts is considered in the Company’s determination of its fee structure for clients and represents a portion of the payment for services performed by the Company. The amount of settlement funds as of December 31, 2014 and 2013 were $224.9 million and $284.0 million, respectively.

Property and Equipment

Property and equipment are stated at cost. Depreciation of these assets is generally computed using the straight-line method over their estimated useful lives based on asset class. As of December 31, 2014 and 2013, net property and equipment consisted of the following (in thousands):


	Useful Lives	2014			2013
Computer and office equipment	3 to 5 years	$	81,850		$	72,163
Leasehold improvements	Lesser of useful life of improvement or remaining life of lease		17,193			15,210
Furniture and fixtures	7 years		11,202			10,537
Building and improvements	7 – 30 years		8,884			5,869
Land	Non depreciable		1,785			1,336

			120,914			105,115
Less: accumulated depreciation and amortization			(60,554	)		(47,768	)

Property and equipment, net		$	60,360		$	57,347

Software

Software may be for internal use or available for sale. Costs related to certain software, which is available for sale, are capitalized in accordance with ASC 985-20, Costs of Software to be Sold, Leased, or Marketed, when the resulting product reaches technological feasibility. The Company generally determines technological feasibility when it has a detailed program design that takes product function, feature and technical requirements to their most detailed, logical form and is ready for coding. The Company does not typically capitalize costs related to software available for sale as technological feasibility generally coincides with general availability of the software.

Amortization of software costs to be sold or marketed externally, begins when the product is available for licensing to customers and is determined on a product-by-product basis. The annual amortization shall be the greater of the amount computed using (a) the ratio of current gross revenues for a product to the total of current and anticipated future gross revenues for that product or (b) the straight-line method over the remaining estimated economic life of the product, including the period being reported on. Due to competitive pressures, it may be possible that the estimates of anticipated future gross revenue or remaining estimated economic life of the software product will be reduced significantly. As a result, the carrying amount of the software product may be reduced accordingly. Amortization of internal-use software is generally computed using the straight-line method over estimated useful lives of three to ten years.

Business Combinations

The Company applies the provisions of ASC 805, Business Combinations, in the accounting for its acquisitions. It requires the Company to recognize separately from goodwill the assets acquired and the liabilities assumed at their acquisition date fair values. Goodwill as of the acquisition date is measured as the excess of consideration transferred and the net of the acquisition date fair values of the assets acquired and the liabilities assumed. While the Company uses its best estimates and assumptions to accurately value assets acquired and liabilities assumed at the acquisition date, its estimates are inherently uncertain and subject to refinement. As a result, during the measurement period, which may be up to one year from the acquisition date, it records adjustments to the assets acquired and liabilities assumed with the corresponding offset to goodwill. Upon the conclusion of the measurement period or final determination of the values of assets acquired or liabilities assumed, whichever comes first, any subsequent adjustments are recorded to our consolidated statements of income.

Critical estimates in valuing certain intangible assets include but are not limited to future expected cash flows from customer relationships, covenants not to compete and acquired developed technologies, brand awareness and market position, as well as assumptions about the period of time the brand will continue to be used in our product portfolio, and discount rates. Management’s estimates of fair value are based upon assumptions believed to be reasonable, but which are inherently uncertain and unpredictable and, as a result, actual results may differ from estimates.

Other estimates associated with the accounting for acquisitions may change as additional information becomes available regarding the assets acquired and liabilities assumed, as more fully discussed in Note 2, Acquisitions.

Goodwill and Other Intangibles

In accordance with ASC 350, Intangibles – Goodwill and Other, the Company assesses goodwill for impairment at least annually. During this assessment management relies on a number of factors, including operating results, business plans and anticipated future cash flows. The Company assesses potential impairments to other intangible assets when there is evidence that events or changes in circumstances indicate that the carrying amount of an asset may not be recovered.

In accordance with ASC 350, the Company assesses goodwill for impairment annually during the fourth quarter of its fiscal year using October 1 balances or when there is evidence that events or changes in circumstances indicate that the carrying amount of the asset may not be recovered. The Company evaluates goodwill at the reporting unit level and has identified its reportable segments, Americas, Europe/Middle East/Africa (“EMEA”), and Asia/Pacific, as its reporting units. Recoverability of goodwill is measured using a discounted cash flow model incorporating discount rates commensurate with the risks involved. Use of a discounted cash flow model is common practice in impairment testing in the absence of available transactional market evidence to determine the fair value.

The key assumptions used in the discounted cash flow valuation model include discount rates, growth rates, cash flow projections and terminal value rates. Discount rates, growth rates and cash flow projections are the most sensitive and susceptible to change as they require significant management judgment. Discount rates are determined by using a weighted average cost of capital (“WACC”). The WACC considers market and industry data as well as Company-specific risk factors. Operational management, considering industry and Company-specific historical and projected data, develops growth rates and cash flow projections for each reporting unit. Terminal value rate determination follows common methodology of capturing the present value of perpetual cash flow estimates beyond the last projected period assuming a constant WACC and low long-term growth rates. If the calculated fair value is less than the current carrying value, impairment of the reporting unit may exist. If the recoverability test indicates potential impairment, the Company calculates an implied fair value of goodwill for the reporting unit. The implied fair value of goodwill is determined in a manner similar to how goodwill is calculated in a business combination. If the implied fair value of goodwill exceeds the carrying value of goodwill assigned to the reporting unit, there is no impairment. If the carrying value of goodwill assigned to a reporting unit exceeds the implied fair value of the goodwill, an impairment charge is recorded to write down the carrying value. The calculated fair value substantially exceeded the current carrying value for all reporting units for all periods.

Changes in the carrying amount of goodwill attributable to each reporting unit with goodwill balances during the years ended December 31, 2014 and 2013, were as follows (in thousands):


	Americas			EMEA			Asia/Pacific			Total
Gross Balance prior to December 31, 2012	$	316,222		$	158,653		$	73,698		$	548,573
Total impairment prior to December 31, 2012		(47,432	)		—			—			(47,432	)

Balance, December 31, 2012		268,790			158,653			73,698			501,141
Goodwill from acquisitions (1)		173,101			—			(832	)		172,269
Foreign currency translation adjustments		(625	)		1,505			(5,073	)		(4,193	)

Balance, December 31, 2013		441,266			160,158			67,793			669,217
Goodwill from acquisitions (2)		36,623			84,515			—			121,138
Foreign currency translation adjustments		(1,407	)		(4,370	)		(3,415	)		(9,192	)

Balance, December 31, 2014	$	476,482		$	240,303		$	64,378		$	781,163

(1)	Addition relates to the goodwill acquired in the acquisitions of OPAY, ORCC, PTESA and Distra as discussed in Note 2, Acquisitions.

(2)

Goodwill from acquisitions relates to the goodwill recorded for the acquisition of ReD, as well as adjustments to goodwill related to the acquisitions of OPAY, ORCC, and PTESA as discussed in Note 2. The purchase price allocation for ReD is preliminary as of December 31, 2014 and accordingly is subject to future changes during the maximum one-year measurement period.

Other intangible assets, which include customer relationships, purchased contracts, trademarks and trade names, and covenants not to compete, are amortized using the straight-line method over periods ranging from three years to 20 years. The Company reviews its intangible assets for impairment whenever events or changes in circumstances indicate that the carrying amount may not be recoverable.

Impairment of Long-Lived Assets

The Company reviews its long-lived assets for impairment whenever events or changes in circumstances indicate that the carrying amount of a long-lived asset group may not be recoverable. An impairment loss is recorded if the sum of the future cash flows expected to result from the use of the asset (undiscounted and without interest charges) is less than the carrying amount of the asset. The amount of the impairment charge is measured based upon the fair value of the asset group.

Treasury Stock

The Company accounts for shares of its common stock that are repurchased without intent to retire as treasury stock. Such shares are recorded at cost and reflected separately on the consolidated balance sheets as a reduction of stockholders’ equity. The Company issues shares of treasury stock upon exercise of stock options, issuance of restricted share awards, payment of earned performance shares, and for issuances of common stock pursuant to the Company’s employee stock purchase plan. For purposes of determining the cost of the treasury shares re-issued, the Company uses the average cost method.

Stock-Based Compensation Plans

In accordance with ASC 718, Compensation – Stock Compensation, the Company recognizes stock-based compensation costs for only those shares expected to vest, on a straight-line basis over the requisite service period of the award, which is generally the vesting term. The impact of forfeitures that may occur prior to vesting is also estimated and considered in the amount of expense recognized. Forfeiture estimates are revised, if necessary, in subsequent periods when actual forfeitures differ from those estimates. Share based compensation expense is recorded in operating expenses depending on where the respective individual’s compensation is recorded. The Company generally utilizes the Black-Scholes option-pricing model to determine the fair value of stock options on the date of grant. The assumptions utilized in the Black-Scholes option-pricing model, as well as the description of the plans the stock-based awards are granted under, are described in further detail in Note 11, Stock-Based Compensation Plans.

Translation of Foreign Currencies

The Company’s foreign subsidiaries typically use the local currency of the countries in which they are located as their functional currency. Their assets and liabilities are translated into United States dollars at the exchange rates in effect at the balance sheet date. Revenues and expenses are translated at the average exchange rates during the period. Translation gains and losses are reflected in the consolidated financial statements as a component of accumulated other comprehensive income (loss). Transaction gains and losses, including those related to intercompany accounts, that are not considered to be of a long-term investment nature are included in the determination of net income. Transaction gains and losses, including those related to intercompany accounts, that are considered to be of a long-term investment nature are reflected in the consolidated financial statements as a component of accumulated other comprehensive income.

Since the undistributed earnings of the Company’s foreign subsidiaries are considered to be indefinitely reinvested, the components of accumulated other comprehensive income have not been tax-effected.

Income Taxes

The provision for income taxes is computed using the asset and liability method, under which deferred tax assets and liabilities are recognized for the expected future tax consequences of temporary differences between the financial reporting and tax bases of assets and liabilities. Deferred tax assets are reduced by a valuation allowance when it is more likely than not that some portion or all of the deferred tax assets will not be realized.

The Company periodically assesses its tax exposures and establishes, or adjusts, estimated unrecognized tax benefits for probable assessments by taxing authorities, including the Internal Revenue Service (“IRS”), and various foreign and state authorities. Such unrecognized tax benefits represent the estimated provision for income taxes expected to ultimately be paid.

Recently Issued Accounting Standards

In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2014-09, Revenue from Contracts with Customers (“ASC 606”). This ASU supersedes the revenue recognition requirements in Accounting Standard Codification 605, Revenue Recognition, and most industry-specific guidance. The standard requires that entities recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which a company expects to be entitled in exchange for those goods or services. This ASU is effective for fiscal years beginning after December 15, 2016, and for interim periods within those fiscal years. The standard permits the use of either the retrospective or cumulative effect transition method. At this time, the Company has not selected a transition method. The Company is currently assessing the impact of the adoption of ASU 2014-09 on its financial position, results of operations, and cash flow.

In June 2014, FASB issued ASU No. 2014-12, Compensation – Stock Compensation. This ASU is an amendment to the Accounting Standard Codification 718, Compensation – Stock Compensation, to explicitly address the accounting treatment of share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period. The amendments require that a performance target that affects vesting and that could be achieved after the requisite service period should be treated as a performance condition. As such, a reporting entity should apply the existing guidance in Topic 718 as it relates to awards with performance conditions that affect vesting to account for such awards. This ASU is effective for fiscal years beginning after December 15, 2015, and for interim periods within those fiscal years. The Company has assessed the impact of this standard and does not anticipate it having a material impact on its financial position, results of operations or cash flow.

Acquisitions

12 Months Ended

Dec. 31, 2014

Business Combinations [Abstract]

Acquisitions

2. Acquisitions

Fiscal 2014 Acquisitions

In 2014, the Company completed one acquisition at an aggregate cost of $205.1 million.

Retail Decisions

On August 12, 2014, the Company completed the acquisition of ReD for $205.1 million in cash. As a leader in fraud prevention solutions, the acquisition of ReD enhances the Company’s Universal Payments strategy and further strengthens the Company’s leadership position in the fast-growing payments risk management space.

To fund this acquisition and related transaction fees, the Company drew an additional $60.5 million on the Revolving Credit Facility and increased the Term portion of the Credit Agreement by an additional $150.0 million. See Note 4, Debt, for terms of the financing arrangement.

The Company incurred approximately $2.7 million in transaction related expenses during the year ended December 31, 2014, including fees to the investment bank, legal and other professional fees, which are included in general and administrative expenses in the accompanying consolidated financial statements.

ReD contributed approximately $17.9 million in revenue and $1.9 million in operating income for the year ended December 31, 2014, which includes severance expense related to the integration activities.

The consideration paid by the Company to complete the acquisition has been allocated preliminarily to the assets acquired and liabilities assumed based upon their estimated fair values as of the date of the acquisition. The allocation of the purchase price is based upon certain external valuations and other analyses that have not been completed as of the date of this filing, including but not limited to accruals and certain tax matters. Accordingly, the purchase price allocation is considered preliminary and is subject to future adjustments during the maximum one-year measurement period.

In connection with the acquisition, the Company recorded the following amounts based upon its purchase price allocation as of December 31, 2014. The purchase price allocation for ReD is considered preliminary and is subject to completion of valuations and other analyses.


(in thousands, except weighted average useful lives)	Weighted-Average Useful Lives	Retail Decisions
Current assets:
Cash and cash equivalents		$	795
Billed and accrued receivables, net			10,126
Deferred income taxes, net			250
Other current assets			9,932

Total current assets acquired			21,103

Noncurrent assets:
Property and equipment			3,354
Goodwill			135,643
Software	5-7 years		33,136
Customer relationships	18 years		50,480
Trademarks	5 years		3,980
Deferred income taxes			1,622
Other noncurrent assets			416

Total assets acquired			249,734

Current liabilities:
Accounts payable			4,624
Employee compensation			7,289
Other current liabilities			6,168

Total current liabilities acquired			18,081

Noncurrent liabilities:
Deferred income taxes			26,404
Other noncurrent liabilities			164

Total liabilities acquired			44,649

Net assets acquired		$	205,085

The Company made adjustments to the purchase price allocation as certain analysis was completed and additional information became available for property and equipment, software, intangibles, deferred income taxes, other current and noncurrent assets and liabilities. These adjustments and any resulting adjustments to the consolidated statements of income were not material to the Company’s previously reported operating results or financial position.

Factors contributing to the purchase price that resulted in the goodwill (which is not tax deductible) include the acquisition of management, sales, and technology personnel with the skills to market new and existing products of the Company, enhanced product capabilities, complementary products and customers. Pro forma results for ReD are not presented because they are not material.

Fiscal 2013 Acquisitions

In 2013, the Company completed three acquisitions at an aggregate cost of $378.1 million.

Official Payments Holdings, Inc.

On November 5, 2013, the Company completed the tender offer for OPAY and all its subsidiaries. The Company paid cash of $8.35 per share of common stock or approximately $139.8 million using funds on hand and $40 million drawn on the Revolving Credit Facility, which was repaid prior to year-end. As a leading provider of electronic bill payment solutions in the U.S., serving federal, state and local governments, municipal utilities, higher education institutions and charitable giving organizations, OPAY’s team, user base and vertical expertise make it an ideal match for the Company. The acquisition will further extend the Company’s presence in the Electronic Bill Presentment and Payment (“EBPP”) space, expanding its portfolio across key sectors including federal, state and local governments, municipal utilities, higher education institutions and charitable giving organizations.

Each outstanding option to acquire OPAY common stock was canceled and terminated at the effective time of the acquisition and converted into the right to receive cash with respect to the number of shares of OPAY common stock that would have been issuable upon a net exercise of such option, assuming the market value of the OPAY common stock at the time of such exercise was equal to the $8.35 per common stock tender offer. Any outstanding option with a per share exercise price that was greater than or equal to such amount was cancelled and terminated and no payment was made with respect thereto. In addition, each OPAY restricted stock unit award outstanding immediately prior to the effective time of the tender offer was fully vested and cancelled, and each holder of such awards became entitled to receive the $8.35 per common stock tender offer for each share of OPAY common stock into which the vested portion of the awards would otherwise have been converted.

The Company incurred approximately $1.2 million in transaction related expenses during the year ended December 31, 2013, including fees to the investment bank, legal and other professional fees, which are included in general and administrative expenses in the accompanying consolidated statement of income.

OPAY contributed approximately $135.7 million and $23.3 million in revenue for the years ended December 31, 2014 and 2013, respectively. Due to integration activities, the Company is no longer able to separately identify the contribution to operating income generated from the acquisition of OPAY during the year ended December 31, 2014. OPAY contributed less than $0.1 million in operating losses for the year ended December 31, 2013, which includes severance expense related to the integration activities.

The consideration paid by the Company to complete the acquisition of OPAY has been allocated to the assets acquired and liabilities assumed based upon their estimated fair values as of the date of the acquisition, including $47.4 million of customer relationships and $29.2 million of goodwill.

The Company made adjustments to finalize the purchase price allocation as additional information became available to deferred income taxes, other current and noncurrent liabilities. These adjustments and any resulting adjustments to the consolidated statements of income were not material to the Company’s previously reported operating results or financial position.

Online Resources Corporation

On March 11, 2013, the Company completed the tender offer for ORCC and all its subsidiaries. The Company paid cash of $3.85 per share of common stock for approximately $132.9 million and $127.2 million for the Series A-1 Convertible Preferred Stock for a total purchase price of $260.1 million (the “Merger”). The Company has included the financial results of ORCC in the consolidated financial statements from the date of acquisition. As a leading provider of online banking and full service bill pay solutions, the acquisition of ORCC adds EBPP solutions as a strategic part of ACI’s Universal Payments portfolio. It also strengthens the Company’s online banking capabilities with complementary technology, and expands the Company’s leadership in serving community banking and credit union customers.

Each outstanding option to acquire ORCC common stock was canceled and terminated at the effective time of the Merger and converted into the right to receive an equivalent number of options to purchase ACI common stock. Each ORCC restricted stock unit was vested immediately prior to the effective time of the Merger and received $3.85 per share.

The Company used funds from the $300.0 million of senior bank financing arranged through Wells Fargo Securities, LLC to fund the acquisition. See Note 4, Debt, for terms of the financing arrangement.

The Company incurred approximately $5.4 million in transaction related expenses during the twelve months ended December 31, 2013, including fees to the investment bank, legal and other professional fees, which are included in general and administrative expenses in the accompanying statement of income.

ORCC contributed approximately $151.3 million and $120.8 million in revenue for the years ended December 31, 2014 and 2013, respectively. Due to integration activities, the Company is no longer able to separately identify the contribution to operating income generated from the acquisition of ORCC during the year ended December 31, 2014. ORCC contributed approximately $6.4 million in operating income for the year ended December 31, 2013, which includes severance expense related to the integration activities.

The consideration paid by the Company to complete the Merger has been allocated to the assets acquired and liabilities assumed based upon their estimated fair values as of the date of the acquisition, including $68.8 million in customer relationships and $122.2 million in goodwill.

The Company made adjustments to finalize the purchase price allocation as additional information became available for certain accruals and deferred income taxes. These adjustments and any resulting adjustments to the consolidated statements of income were not material to the Company’s previously reported operating results or financial position.

Profesionales en Transacciones Electronicas S.A.

During the first quarter of 2013, the Company acquired 100% of Profesionales en Transacciones Electronicas S.A. – Venezuela (“PTESA-V”), 100% of Profesionales en Transacciones Electronicas S.A. – Ecuador (“PTESA-E”), and the ACI related assets of Profesionales en Transacciones Electronicas S.A. – Colombia (“PTESA-C”), collectively “PTESA”. The common stock of PTESA-E and PTESA-V were acquired for $2.8 million and the assets of PTESA-C were acquired for $11.4 million, for a total aggregate purchase price of $14.2 million paid in cash. The Company has included the financial results of PTESA in our consolidated financial statements from the date of acquisition. PTESA has been a long-term partner of the Company, serving customers in South America in sales, service and support functions. The addition of the PTESA team to the Company reinforces its commitment to serve the Latin American market.

Factors contributing to the purchase price that resulted in the goodwill (approximately $1.5 million of which is not tax deductible) include the acquisition of management, sales, and services personnel with the skills to market and support products of the Company in the Latin America region. Pro forma results are not presented because they are not material.

In connection with the 2013 acquisitions, the Company recorded the following amounts based upon its purchase price allocations as of December 31, 2014 (in thousands, except weighted-average useful lives):


	Weighted-Average Useful Lives	Official Payments Holdings, Inc.		Online Resourses Corporation		PTESA
Current assets:
Cash and cash equivalents		$	25,871	$	9,930	$	193
Billed and accrued receivables, net			2,858		19,394		327
Deferred income taxes, net			4,692		11,726		—
Other current assets			27,642		17,643		95

Total current assets acquired			61,063		58,693		615

Noncurrent assets:
Property and equipment			6,340		7,335		6
Goodwill			29,236		122,247		7,113
Software	10 years		26,125		62,215		—
Customer relationships	14 - 15 years		47,400		68,750		7,732
Trademarks	3 - 5 years		3,000		3,050		—
Other noncurrent assets			19,178		459		7

Total assets acquired			192,342		322,749		15,473

Current liabilities:
Accounts payable			9,414		15,394		341
Accrued employee compensation			15,006		10,549		261
Note payable			—		7,500		—
Other current liabilities			27,312		7,559		—

Total current liabilities acquired			51,732		41,002		602

Noncurrent liabilities:
Deferred income taxes, net			—		18,290		225
Other noncurrent liabilities acquired			828		3,339		439

Total liabilities acquired			52,560		62,631		1,266

Net assets acquired		$	139,782	$	260,118	$	14,207

Fiscal 2012 Acquisition

In 2012, the Company completed three acquisitions at an aggregate cost of $641.7 million.

Distra Pty Ltd

On September 18, 2012, the Company closed the acquisition of 100% of Distra Pty Ltd (“Distra”). The Company has included the financial results of Distra in our consolidated financial statements from the date of acquisition. The Distra Universal Payments Platform delivers a fault-tolerant, Service-Oriented Architecture (SOA)-based payments platform that helps to significantly reduce the risk and cost of payments transformation without compromising security, performance, scalability and reliability. The integration of the Company’s and Distra’s technologies will enable financial institutions, processors and retailers to enhance the flexibility and performance of their existing payments infrastructure to address market needs, such as mobile, social channels and payment service hubs. In addition, this acquisition will enable the Company’s payment products to integrate more tightly with customers’ enterprise architectures, reducing their total cost of ownership.

The aggregate purchase price of Distra was $49.8 million and was paid with existing cash balances. The consideration paid by the Company to complete the acquisition has been allocated to the assets acquired and liabilities assumed based upon their estimated fair values as of the date of the acquisition. The allocation of purchase price is based upon certain external valuations and other analyses that have been completed as of the date of this filing.

Factors contributing to the purchase price that resulted in the goodwill (which is not tax deductible) include the acquisition of management, technical, and services personnel with the skills to support products of the Company in addition to the enhanced focus on product innovation and enabling cross-selling opportunities when coupled with the Company’s suite of payments products. Pro forma results are not presented because they are not material.

North Data Uruguay S.A.

On May 24, 2012, the Company closed the acquisition of North Data Uruguay S.A. North Data had been a long-term partner of the Company, serving customers in South America in sales, service and support functions. The addition of the North Data team to the Company reinforces its commitment to serve the Latin American market.

The aggregate purchase price of North Data was $4.6 million, which included cash acquired of $0.1 million. The consideration paid by the Company to complete the acquisition has been allocated to the assets acquired and liabilities assumed based upon their estimated fair values as of the date of the acquisition, including $3.5 million of goodwill and $2.2 million of customer relationships with a weighted-average useful life of 12.6 years.

Factors contributing to the purchase price that resulted in the goodwill (which is not tax deductible) include the acquisition of management, sales, and services personnel with the skills to market and support products of the Company in the Latin America region. Pro forma results are not presented because they are not material.

S1 Corporation

On February 10, 2012, the Company completed the exchange offer for S1 Corporation and all its subsidiaries. The acquisition was effectively closed on February 13, 2012 for approximately $368.7 million in cash and 5.9 million shares of the Company’s stock, including 95,500 shares reissued from Treasury stock, resulting in a total purchase price of $587.3 million (the “Merger”). The combination of the Company and S1 has created a leader in the global enterprise payments industry. The combined company has enhanced scale, breadth, and additional capabilities, as well as a complementary suite of products that will better serve the entire spectrum of financial institutions, processors and retailers.

Under the terms of the transaction, S1 stockholders could elect to receive $10.00 in cash or 0.3148 shares of the Company’s stock for each S1 share they owned, subject to proration, such that in the aggregate 33.8% of S1 shares were exchanged for the Company’s shares and 66.2% were exchanged for cash. No S1 shareholders received fractional shares of the Company’s stock. Instead, the total number of shares that each holder of S1 common stock received was rounded down to the nearest whole number, and the Company paid cash for any resulting fractional share determined by multiplying the fraction by $34.14.

Each outstanding option to acquire S1 common stock was canceled and terminated at the effective time of the Merger and converted into the right to receive the merger consideration with respect to the number of shares of S1 common stock that would have been issuable upon a net exercise of such option, assuming the market value of the S1 common stock at the time of such exercise was equal to the value of the merger consideration as of the close of trading on the day immediately prior to the effective date of the Merger. Any outstanding option with a per share exercise price that was greater than or equal to such amount was cancelled and terminated and no payment was made with respect thereto. In addition, each S1 restricted stock unit award outstanding immediately prior to the effective time of the Merger was fully vested and cancelled, and each holder of such awards became entitled to receive the Merger Consideration for each share of S1 common stock into which the vested portion of the awards would otherwise have been converted. Each S1 restricted stock award was vested immediately prior to the effective time of the Merger and was entitled to receive the Merger Consideration.

Additionally, the Company had previously purchased 1,107,000 shares of S1 stock that were held as available-for-sale securities prior to the acquisition date. The fair value of those shares as of February 13, 2012, has been included in the total purchase price with the previously unrealized gain of approximately $1.6 million being recognized as a gain and included in other income (expense) in the statements of operations for the year ended December 31, 2012.

The Company used $73.7 million of its cash balance for the acquisition in addition to $295.0 million of senior bank financing arranged through Wells Fargo Securities, LLC. See Note 4, Debt, for terms of the financing arrangement.

The consideration paid by the Company to complete the acquisition has been allocated to the assets acquired and liabilities assumed based upon their estimated fair values as of the date of the acquisition.

The purchase price of S1 Corporation’s common stock as of the date of acquisition was comprised of (in thousands):


	Amount
Cash payments to S1 shareholders	$	365,918
Issuance of ACI common stock		204,857
Reissuance of treasury stock		2,174
Cash payments for noncompete agreements		2,778
S1 shares previously held as available-for-sale securities		11,557

Total Purchase Price	$	587,284

The Company incurred approximately $6.1 million in transaction related expenses during the year ended December 31, 2012, including fees to the investment bank, legal and other professional fees, which are included in general and administrative expenses in the accompanying consolidated statement of income.

The Company has included the financial results of S1 in its consolidated financial statements from the date of acquisition. S1 contributed an estimated $161.9 million in revenue during the year ended December 31, 2012. S1 had an estimated $6.9 million in operating losses for the year ended December 31, 2012, which includes non-recurring severance and accelerated share-based compensation expense related to the integration activities. Certain revenue and expenses have been estimated that are no longer separately identifiable due to integration activities.

Factors contributing to the purchase price that resulted in the goodwill (which is not tax deductible) include the acquisition of management, sales, and technology personnel with the skills to market new and existing products of the Company, enhanced global product capabilities, and complementary products and customers.

In connection with the 2012 acquisitions, the Company recorded the following amounts based upon its purchase price allocations during the year ended December 31, 2013 (in thousands, except weighted-average useful lives):


	Weighted-Average Useful Lives	S1 Corporation		Distra Pty Ltd
Current assets:
Cash and cash equivalents		$	97,748	$	2
Billed and accrued receivables, net			65,329		338
Other current assets			16,791		1,152

Total current assets acquired			179,868		1,492

Noncurrent assets:
Property and equipment			18,440		96
Goodwill			256,244		21,307
Software	5 - 10 years		87,517		18,802
Customer relationships	10 - 20 years		108,690		6,200
Trademarks	3 years		4,500		—
Covenant not to compete	3 years		360		—
Deferred income tax			40,634		12,331
Other noncurrent assets			11,004		—

Total assets acquired			707,257		60,228

Current liabilities:
Deferred revenue			34,671		320
Accrued employee compensation			34,689		1,205
Other current liabilities			28,387		736

Total current liabilities acquired			97,747		2,261

Noncurrent liabilities:
Deferred income tax			15,795		8,217
Other noncurrent liabilities acquired			6,431		—

Total liabilities acquired			119,973		10,478

Net assets acquired		$	587,284	$	49,750

The pro forma financial information in the table below presents the combined results of operations for the Company, OPAY and ORCC as if the acquisitions had occurred January 1, 2012 and S1 as if the acquisition had occurred on January 1, 2011 (in thousands, except per share data). The pro forma information is shown for illustrative purposes only and is not necessarily indicative of future results of operations of the Company or results of operations of the Company that would have actually occurred had the transactions been in effect for the periods presented. This pro forma information is not intended to represent or be indicative of actual results had the acquisition occurred as of the beginning of each period, nor is it necessarily indicative of future results and does not reflect potential synergies, integration costs, or other such costs or savings. Certain pro forma adjustments have been made to net income for the years ended December 31, 2013 and 2012 to give effect to estimated adjustments to expenses to remove the amortization on eliminated OPAY, ORCC and S1 historical identifiable intangible assets and added amortization expense for the value of identified intangibles acquired in the acquisitions (primarily acquired software, customer relationships, trade names, and covenants not to compete), adjustments to interest expense to reflect the elimination of preexisting OPAY, ORCC and S1 debt and added estimated interest expense on the Company’s additional Term Credit Facility and Revolving Credit Facility borrowings and to eliminate share-based compensation expense for eliminated positions. Additionally, certain transaction expenses that are a direct result of the acquisitions have been excluded from the years ended December 31, 2013 and 2012.


	Pro Forma Results of Operations for the Year Ended December 31,
	2013		2012
Total Revenues	$	1,027,422	$	1,017,681
Net Income		78,002		64,443
Income per share
Basic	$	0.66	$	0.56
Diluted	$	0.65	$	0.54

- Definition

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=25497992&loc=d3e1497-128463

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=25497992&loc=d3e1490-128463

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
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-URI http://asc.fasb.org/extlink&oid=25497992&loc=d3e1392-128463

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
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Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=25497992&loc=d3e1486-128463

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=35744584&loc=d3e6927-128479

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 20
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=39739317&loc=d3e4845-128472

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
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-URI http://asc.fasb.org/extlink&oid=25497992&loc=d3e1500-128463

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=25497992&loc=d3e1524-128463

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=35744584&loc=d3e7000-128479

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 20
-Section 50
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-URI http://asc.fasb.org/extlink&oid=39739317&loc=d3e4922-128472

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 20
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-URI http://asc.fasb.org/extlink&oid=39739317&loc=d3e4934-128472

Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 20
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=39739317&loc=d3e4926-128472

Reference 14: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
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-URI http://asc.fasb.org/extlink&oid=25497992&loc=d3e1383-128463

Reference 15: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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+ Details

Software and Other Intangible Assets

12 Months Ended

Dec. 31, 2014

Goodwill and Intangible Assets Disclosure [Abstract]

Software and Other Intangible Assets

3. Software and Other Intangible Assets

At December 31, 2014, software net book value totaled $209.5 million, net of $121.6 million of accumulated amortization. Included in this amount is software marketed for external sale of $85.9 million. The remaining software net book value of $123.6 million is comprised of various software that has been acquired or developed for internal use.

At December 31, 2013, software net book value totaled $191.5 million, net of $95.3 million of accumulated amortization. Included in this amount is software marketed for external sale of $94.0 million. The remaining software net book value of $97.5 million is comprised of various software that has been acquired or developed for internal use.

Amortization of software marketed for external sale is computed using the greater of the ratio of current revenues to total current and anticipated revenues expected to be derived from the software or the straight-line method over an estimated useful life of generally three to ten years. Software for resale amortization expense recorded during the years ended December 31, 2014, 2013 and 2012 totaled $14.8 million, $13.6 million, and $13.8 million, respectively. These software amortization expense amounts are reflected in cost of license in the consolidated statements of income.

Amortization of software for internal use is computed using the straight-line method over an estimated useful life of three to ten years. Software for internal use amortization expense recorded during the years ended December 31, 2014, 2013 and 2012 totaled $26.7 million, $19.1 million, and $11.6 million, respectively. These software amortization expense amounts are reflected in depreciation and amortization in the consolidated statements of income.

The carrying amount and accumulated amortization of the Company’s other intangible assets that were subject to amortization at each balance sheet date are as follows (in thousands):


	December 31, 2014							December 31, 2013
	Gross Carrying Amount		Accumulated Amortization			Net Balance		Gross Carrying Amount		Accumulated Amortization			Net Balance
Customer relationships	$	322,216	$	(68,616	)	$	253,600	$	277,356	$	(49,410	)	$	227,946
Purchased contracts		10,768		(10,768	)		—		10,865		(10,865	)		—
Trademarks and tradenames		15,767		(7,946	)		7,821		13,995		(4,383	)		9,612
Covenant not to compete		433		(418	)		15		438		(303	)		135

	$	349,184	$	(87,748	)	$	261,436	$	302,654	$	(64,961	)	$	237,693

Other intangible assets amortization expense recorded during the years ended December 31, 2014, 2013 and 2012 totaled $24.7 million, $18.5 million, and $12.1 million, respectively.

Based on capitalized intangible assets at December 31, 2014, and assuming no impairment of these intangible assets, estimated amortization expense amounts in future fiscal years are as follows (in thousands):


Fiscal Year Ending December 31,	Software Amortization		Other Intangible Assets Amortization
2015	$	42,379	$	22,863
2016		37,138		21,728
2017		30,993		20,225
2018		25,764		19,716
2019		23,054		19,110
Thereafter		50,179		157,794

Total	$	209,507	$	261,436

Debt

12 Months Ended

Dec. 31, 2014

Debt Disclosure [Abstract]

Debt

4. Debt

As of December 31, 2014, the Company had $44.0 million, $547.9 million and $300.0 million outstanding under its Revolving Credit Facility, Term Credit Facility and Senior Notes, respectively, with up to $206.0 million of unused borrowings under the Revolving Credit Facility portion of the Credit Agreement, as amended. The amount of unused borrowings actually available varies in accordance with the terms of the agreement.

Credit Agreement

The Company entered into the Credit Agreement (the “Credit Agreement”), as amended, with a syndicate of financial institutions, as lenders, and Wells Fargo Bank, National Association (“Wells Fargo”), as Administrative Agent, providing for revolving loans, swingline loans, letters of credit and a term loan on November 10, 2011. The Credit Agreement consists of a five-year $250 million senior secured revolving credit facility (the “Revolving Credit Facility”), which includes a sublimit for the issuance of standby letters of credit and a sublimit for swingline loans, and a five-year $500 million senior secured term loan facility (the “Term Credit Facility” and, together with the Revolving Credit Facility, the “Credit Facility”). The Credit Agreement also allows the Company to request optional incremental term loans and increases in the revolving commitment.

On August 20, 2013, upon the consummation of the offering of the 6.375% Senior Notes due in 2020 (the “Senior Notes”), the Fourth Amendment to the Credit Agreement originally entered into on November 10, 2011, became effective. The Fourth Amendment, among other things, extended the maturity date of the loans under the credit facility to August 20, 2018, and increased the amount the Company may request for optional incremental term loans and/or increases in the revolving commitment from $200 million to $300 million. The Fourth Amendment does not impact the interest rate schedule previously applied to the Credit Agreement.

On August 12, 2014, the Company borrowed an additional $150 million under the Term Credit Facility. These additional borrowings were used in connection with the ReD acquisition that was completed on August 12, 2014.

On August 12, 2014, the Fifth Amendment to the Credit Agreement became effective. The Fifth Amendment, among other things, permitted the acquisition of ReD, increased the aggregate amount of permitted intercompany indebtedness between the Company and its subsidiaries that are guarantors under the credit facility and subsidiaries of the Company that are not guarantors under the credit facility from $75 million to $225 million and increased the amount of unsecured indebtedness permitted under the credit facility from $350 million to $500 million, in each case subject to the terms of the Credit Agreement, as amended. The Fifth Amendment also amends the Collateral Agreement dated November 10, 2011 (as amended prior to August 12, 2014) among the Company, OPAY, the other grantors party thereto and Wells Fargo Bank, National Association, as administrative agent, to release the administrative agent’s security interest in, and lien on, certain property of OPAY.

In connection with obtaining the credit agreement and its amendments, the Company incurred debt issue costs of $28.6 million, $12.8 million of which were paid prior to December 31, 2012, $11.3 million were paid in 2013, and $4.5 million were paid in 2014. All debt issuance costs incurred have been paid as of December 31, 2014.

Borrowings under the Credit Facility bear interest at a rate per annum equal to, at the Company’s option, either (a) a base rate determined by reference to the highest of (1) the rate of interest per annum publicly announced by the Administrative Agent as its Prime Rate, (2) the federal funds effective rate plus 1/2 of 1% and (3) a LIBOR based rate determined by reference to the costs of funds for U.S. dollar deposits for a one-month interest period adjusted for certain additional costs plus 1% or (b) a LIBOR based rate determined by reference to the costs of funds for U.S. dollar deposits for the interest period relevant to such borrowing adjusted for certain additional costs, in each case plus an applicable margin. The applicable margin for borrowings under the Revolving Credit Facility is, based on the calculation of the applicable consolidated total leverage ratio, between 0.50% to 1.50% with respect to base rate borrowings and between 1.50% and 2.50% with respect to LIBOR based borrowings. Interest is due and payable monthly. The interest rate in effect at December 31, 2014 for the Credit Facility was 2.67%.

In addition to paying interest on the outstanding principal under the Credit Facility, the Company is required to pay a commitment fee in respect of the unutilized commitments under the Revolving Credit Facility, payable quarterly in arrears. The Company is also required to pay letter of credit fees on the maximum amount available to be drawn under all outstanding letters of credit in an amount equal to the applicable margin on LIBOR based borrowings under the Revolving Credit Facility on a per annum basis, payable quarterly in arrears, as well as customary fronting fees for the issuance of letters of credit fees and agency fees.

The Company is permitted to voluntarily reduce the unutilized portion of the commitment amount and repay outstanding loans under the Credit Facility at any time without premium or penalty, other than customary “breakage” costs with respect to LIBOR based loans.

Senior Notes

On August 20, 2013, the Company completed a $300 million offering of Senior Notes at an issue price of 100% of the principal amount in a private placement for resale to qualified institutional buyers. The Senior Notes bear an interest rate of 6.375% per annum, payable semi-annually in arrears on August 15 and February 15 of each year, commencing on February 15, 2014. Interest began accruing beginning August 20, 2013. The Senior Notes will mature on August 20, 2020. In connection with the issuance of the Senior Notes the Company incurred debt issue costs of $6.1 million. The Company paid $0.2 million and $5.9 million of these debt issuance costs during the years ended December 31, 2014 and 2013, respectively.

Maturities on long-term debt outstanding at December 31, 2014 are as follows (amounts in thousands):


Fiscal year ending December 31,
2015	$	87,352
2016		95,293
2017		95,293
2018		313,997
2019		—
Thereafter		300,000

Total	$	891,935

The Credit Agreement and Senior Notes also contain certain customary mandatory prepayment provisions. If certain events, as specified in the Credit Agreement or Senior Notes agreement, shall occur, the Company may be required to repay all or a portion of the amounts outstanding under the Credit Facility or Senior Notes.

The Credit Facility will mature on August 20, 2018 and the Senior Notes will mature on August 20, 2020. The Revolving Credit Facility and Senior Notes will not amortize and the Term Credit Facility will amortize, with principal payable in consecutive quarterly installments.

The Company’s obligations and the obligations of the guarantors under the Guaranty and cash management arrangements entered into with lenders under the Credit Facility (or affiliates thereof) are secured by first-priority security interests in substantially all assets of the Company and any guarantor, including 100% of the capital stock of ACI Corporation and each domestic subsidiary of the Company, each domestic subsidiary of any guarantor and 65% of the voting capital stock of each foreign subsidiary of the Company that is directly owned by the Company or a guarantor, and in each case, is subject to certain exclusions set forth in the credit documentation governing the Credit Facility.

The Credit Agreement and Senior Notes contain certain customary affirmative covenants and negative covenants that limit or restrict, subject to certain exceptions, the incurrence of liens, indebtedness of subsidiaries, dividends and other restricted payments, mergers, advances, investments, acquisitions, transactions with affiliates, change in nature of business and the sale of the assets. The Company is also required to maintain a consolidated leverage ratio at or below a specified amount and a consolidated fixed charge coverage ratio at or above a specified amount. If an event of default, as specified in the Credit Agreement and Senior Notes agreement, shall occur and be continuing, the Company may be required to repay all amounts outstanding under the Credit Facility and Senior Notes. As of December 31, 2014, and at all times during the period, the Company was in compliance with its financial debt covenants.


	December 31,
	2014		2013
Term credit facility	$	547,935	$	455,383
Revolving credit facility		44,000		—
6.375% Senior Notes, due August 2020		300,000		300,000

Total debt		891,935		755,383
Less current portion of term credit facility		87,352		47,313

Total long-term debt	$	804,583	$	708,070

Other

During the year ended December 31, 2012, the Company financed a five-year license agreement for certain internally-used software for $14.8 million with annual payments due in April through 2016. Of this amount, $6.3 million and $9.3 million was remaining as of December 31, 2014 and 2013, respectively. The Company recorded $3.1 million and $3.0 million in other current liabilities as of December 31, 2014 and 2013, respectively. The remaining $3.2 million and $6.3 million was recorded in other noncurrent liabilities in the accompanying consolidated balance sheet as of December 31, 2014 and 2013, respectively.

Fair Value of Financial Instruments	12 Months Ended
Fair Value of Financial Instruments	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	5. Fair Value of Financial Instruments ASC 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. ASC 820 establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: • Level 1 Inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. • Level 2 Inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means. • Level 3 Inputs – Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. Available-for-Sale Securities. Equity securities are reported at fair value utilizing Level 1 inputs. The Company’s equity securities of $33.8 million at December 31, 2014 were comprised entirely of Yodlee, Inc. (“Yodlee”) common stock and are included in noncurrent assets in the accompanying consolidated balance sheet. The Company utilized quoted prices from an active exchange market to fair value its equity securities. The Company acquired a cost basis investment in Yodlee with the acquisition of S1 in February of 2012, which was fair valued at $9.8 million as a part of the purchase price allocation. The Company subsequently made an additional investment in Yodlee of approximately $1.0 million, bringing the total investment to $10.8 million as of December 31, 2013. This cost-basis investment was recorded in noncurrent assets in the accompanying consolidated balance sheet. On October 3, 2014 Yodlee common stock began trading on the NASDAQ under the symbol YDLE and the Company transitioned to accounting for the investment as available-for-sale securities. The Company recognized an unrealized gain in accumulated other comprehensive income of approximately $23.0 million during the year ended December 31, 2014 related to price appreciation of the Yodlee shares from the cost basis of $10.8 million. As a result of the recognition of the unrealized gain, the Company released a deferred tax asset and an equal and offsetting valuation allowance on the associated deferred tax asset of approximately $8.7 million during the year ended December 31, 2014. This tax impact was also recorded in accumulated other comprehensive income. The Company assesses its classifications within the fair value hierarchy at each reporting period. There were no transfers between any levels of the fair value hierarchy during the years ended December 31, 2014 and 2013. The fair value of our Credit Agreement approximates the carrying value due to the floating interest rate (Level 2 of the fair value hierarchy). The Company measures the fair value of its Senior Notes based on Level 2 inputs, which include quoted market prices and interest rate spreads of similar securities. The fair value of our Senior Notes was $315 million at December 31, 2014. The fair values of cash equivalents approximate the carrying values.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Corporate Restructuring and Other Organizational Changes

12 Months Ended

Dec. 31, 2014

Restructuring and Related Activities [Abstract]

Corporate Restructuring and Other Organizational Changes

6. Corporate Restructuring and Other Organizational Changes

Employee Actions

During the year ended December 31, 2014, the Company reduced its headcount by 220 employees as a part of its integration of recent acquisitions. In connection with these actions, approximately $8.7 million of termination costs were recognized in general and administrative expense in the accompanying consolidated statements of income during the year ended December 31, 2014. The charges by segment were as follows for the year ended December 31, 2014: $5.7 million in the Americas segment, $2.0 million in the EMEA segment, and $1.0 million in the Asia/Pacific segment. Approximately $6.2 million of these termination costs were paid during the year ended December 31, 2014. The remaining liability for the year ended December 31, 2014 totaled $2.3 million, of which $1.6 million is expected to be paid over the next 12 months.

During the year ended December 31, 2013, the Company reduced its headcount by 147 employees as a part of its integration of its recent acquisitions. In connection with these actions, approximately $8.9 million of termination costs were recognized in general and administrative expense in the accompanying consolidated statements of income during the year ended December 31, 2013. The charges, by segment, were as follows for the year December 31, 2013: $6.3 million in the Americas segment, $2.2 million in the EMEA segment, and $0.4 million in the Asia/Pacific segment. Approximately $7.4 million of these termination costs were paid during the year ended December 31, 2013. The remaining liability was paid during the subsequent year.

During the year ended December 31, 2012, the Company reduced its headcount by 272 employees as a part of its integration of its recent acquisitions. In connection with these actions, approximately $9.2 million of termination costs were recognized in general and administrative expense in the accompanying consolidated statements of income during the year ended December 31, 2012. The charges, by segment, were as follows for the year December 31, 2012: $3.7 million in the Americas segment, $4.6 million in the EMEA segment, and $0.9 million in the Asia/Pacific segment. Approximately $8.4 million of these termination costs were paid during the year ended December 31, 2012. The remaining liability was paid during the subsequent year.

Lease Terminations

During the year ended December 31, 2013, the Company ceased use of all or a portion of its leased facilities in Chantilly, VA, North Brunswick, NJ, Columbus, OH, Duluth, GA, and Bangalore, India, which resulted in additional expense of $1.7 million that was recorded in general and administrative expenses in the accompanying consolidated statements of income for the year ended December 31, 2013.

During the year ended December 31, 2012, the Company terminated the lease for its facility in New York, New York. Under the terms of the termination agreement, the Company paid a termination fee of approximately $1.1 million that was recorded in general and administrative expenses in the accompanying consolidated statements of income for the year ended December 31, 2012.

During the year ended December 31, 2012, the Company also terminated the lease for its facility in Dublin, Ireland. Under the terms of the termination agreement, the Company agreed to pay a termination fee of approximately $2.8 million, of which $2.3 million was recorded in general and administrative expenses in the accompanying consolidated statements of income for the year ended December 31, 2012. The remaining balance of $0.5 million had been accounted for as an unfavorable lease liability in the S1 purchase price allocation. The termination fee was paid during the year ended December 31, 2012.

During the year ended December 31, 2012 the Company ceased use of all or a portion of its leased facilities in Toronto, Canada and Chertsey, England, which resulted in additional expense of $1.3 million that was recorded in general and administrative expenses in the accompanying consolidated statements of income for the year ended December 31, 2012.

The components of corporate restructuring and other reorganization activities from the recent acquisitions are included in the following table (in thousands):


	Severance			Facility Closures			Total
Balance, December 31, 2012	$	618		$	1,296		$	1,914
Restructuring charges incurred, net		8,885			—			8,885
Unfavorable lease liability		—			1,708			1,708
Amounts paid during the period		(7,996	)		(1,091	)		(9,087	)
Foreign currency translation adjustments		(37	)		(42	)		(79	)

Balance, December 31, 2013		1,470			1,871			3,341
Restructuring charges (adjustments) incurred, net		8,671			(136	)		8,535
Amounts paid during the period		(7,741	)		(1,283	)		(9,024	)
Foreign currency translation adjustments		(59	)		—			(59	)

Balance, December 31, 2014	$	2,341		$	452		$	2,793

Of the $2.3 million for unpaid severance, $1.6 million is included in employee compensation and the remaining $0.7 million is included in other noncurrent liabilities in the accompanying consolidated balance sheet at December 31, 2014. The $0.5 million for unpaid facilities closures is included in other current liabilities in the accompanying consolidated balance sheet at December 31, 2014.

Common Stock and Treasury Stock	12 Months Ended
Common Stock and Treasury Stock	Dec. 31, 2014
Equity [Abstract]
Common Stock and Treasury Stock	7. Common Stock and Treasury Stock As of December 31, 2011, the Company’s Board of Directors had approved a stock repurchase program authorizing the Company, from time to time as market and business conditions warrant, to acquire up to $210 million of its common stock. In February 2012, the Company’s Board of Directors approved an increase of $52.1 million to their current stock repurchase authorization, bringing the total authorization to $262.1 million. On September 13, 2012, the Company’s Board of Directors approved the repurchase of up to 7,500,000 shares of the Company’s common stock, or up to $113.0 million in place of the remaining repurchase amounts previously authorized. In July 2013, the Company’s Board of Directors approved an additional $100 million for the stock repurchase program. In February 2014, the Company’s Board of Directors approved an additional $100 million for the stock repurchase program. The Company repurchased 3,578,427 shares for $70.0 million under the program during the year ended December 31, 2014. Under the program to date, the Company has repurchased 37,108,467 shares for approximately $395.8 million. The maximum remaining authorized for purchase under the stock repurchase program was approximately $138.3 million as of December 31, 2014. During the year ended September 30, 2006, the Company began to issue shares of treasury stock upon exercise of stock options, payment of earned performance shares, issuance of restricted stock awards and for issuances of common stock pursuant to the Company’s employee stock purchase plan. Treasury shares issued during the year ended December 31, 2012 included 2,541,903 and 679,782 shares issued pursuant to stock option exercises and restricted share award grants, respectively. Treasury shares issued during the year ended December 31, 2013 included 2,493,684, 25,989 and 982,728 shares issued pursuant to stock option exercises, Restricted share award (“RSA”) grants, and long-term incentive program performance share awards (“LTIP Performance Shares”) vesting, respectively. Treasury shares issued during the year ended December 31, 2014 included 2,037,467, 106,275 and 635,643 shares issued pursuant to stock option exercises, RSA grants, and LTIP Performance Shares vesting, respectively.

- Definition

The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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-Paragraph 1
-Subparagraph (SX 210.4-08.(d),(e))
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Reference 2: http://www.xbrl.org/2003/role/presentationRef
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
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Reference 15: http://www.xbrl.org/2003/role/presentationRef
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Reference 16: http://www.xbrl.org/2003/role/presentationRef
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Reference 17: http://www.xbrl.org/2003/role/presentationRef
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Reference 19: http://www.xbrl.org/2003/role/presentationRef
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+ Details

Earnings Per Share

12 Months Ended

Dec. 31, 2014

Earnings Per Share [Abstract]

Earnings Per Share

8. Earnings Per Share

Earnings per share is computed in accordance with ASC 260, Earnings per Share. Basic earnings per share is computed on the basis of weighted average outstanding common shares. Diluted earnings per share is computed on the basis of basic weighted average outstanding common shares adjusted for the dilutive effect of stock options and other outstanding dilutive securities.

The following table reconciles the average share amounts used to compute both basic and diluted earnings per share (in thousands):


	Years Ended December 31,
	2014		2013		2012
Weighted average shares outstanding:
Basic weighted average shares outstanding		114,798		117,885		116,089
Add: Dilutive effect of stock options, restricted stock awards and other dilutive securities		1,973		2,169		3,627

Diluted weighted average shares outstanding		116,771		120,054		119,716

For the years ended December 31, 2014, 2013, and 2012, respectively, 2.9 million, 4.5 million and 5.1 million options to purchase shares, contingently issuable shares, and common stock warrants were excluded from the diluted net income per share computation as their effect would be anti-dilutive.

Common stock outstanding as of December 31, 2014 and 2013 was 115,637,804 and 116,564,967, respectively.

Other, net

12 Months Ended

Dec. 31, 2014

Other Income and Expenses [Abstract]

Other, net

9. Other, net

Other, net is comprised of the following items (in thousands):


	Years Ended December 31,
	2014			2013			2012
Foreign currency transaction losses	$	(67	)	$	(2,697	)	$	(750	)
Realized gain on available-for-sale securities		—			—			1,557
Other		(173	)		(630	)		(408	)

Total	$	(240	)	$	(3,327	)	$	399

Segment Information

12 Months Ended

Dec. 31, 2014

Segment Reporting [Abstract]

Segment Information

10. Segment Information

The Company’s chief operating decision maker, together with other senior management personnel, currently focus their review of consolidated financial information and the allocation of resources based on reporting of operating results, including revenues and operating income for the geographic regions of the Americas, EMEA and Asia/Pacific and the Corporate segment. The Company’s products are sold and supported through distribution networks covering these three geographic regions, with each distribution network having its own sales force. The Company supplements its distribution networks with independent reseller and/or distributor arrangements. All administrative costs that are not directly attributable or reasonably allocable to a geographic segment are tracked in the Corporate segment. As such, the Company has concluded that its three geographic regions are its reportable segments.

The Company allocates segment support expenses such as global product development, business operations, and product management based upon percentage of revenue per segment. Depreciation and amortization and other facility related costs are allocated as a percentage of the headcount by segment. The Corporate line item consists of the corporate overhead costs that are not allocated to operating segments. Corporate overhead costs relate to human resources, finance, legal, accounting, merger and acquisition activity and amortization of acquisition-related intangibles and software as well as other costs that are not considered when management evaluates segment performance.

The following is selected segment financial data for the periods indicated (in thousands):


	Years Ended December 31,
	2014			2013			2012
Revenues:
Americas – United States	$	614,488		$	450,251		$	277,775
Americas – Other		87,279			91,639			74,422
EMEA		230,879			228,679			218,015
Asia/Pacific		83,503			94,359			96,367

	$	1,016,149		$	864,928		$	666,579

Depreciation and amortization expense:
Americas	$	20,548		$	17,030		$	10,917
EMEA		4,126			6,310			5,175
Asia/Pacific		1,809			2,574			3,075
Corporate		60,200			44,053			31,614

	$	86,683		$	69,967		$	50,781

Stock-based compensation expense:
Americas	$	2,910		$	2,392		$	256
EMEA		419			759			439
Asia/Pacific		249			293			314
Corporate		7,467			10,128			14,177

	$	11,045		$	13,572		$	15,186

Income (loss) before taxes:
Americas	$	143,379		$	145,496		$	103,165
EMEA		116,120			87,522			78,848
Asia/Pacific		38,853			33,923			32,673
Corporate		(199,583	)		(173,782	)		(149,418	)

	$	98,769		$	93,159		$	65,268


	December 31,
	2014		2013
Long lived assets:
Americas – United States	$	929,459	$	832,169
Americas – Other		15,337		18,708
EMEA		360,033		262,906
Asia/Pacific		77,416		82,854

	$	1,382,245	$	1,196,637


	December 31,
	2014		2013
Total assets:
Americas – United States	$	1,210,674	$	1,129,064
Americas – Other		32,594		39,995
EMEA		487,629		380,320
Asia/Pacific		119,803		132,472

	$	1,850,700	$	1,681,851

Additionally, the Company offers seven primary product categories that are sold in each of the geographic regions listed above. Following are revenues, by product and services (in thousands):


	Years Ended December 31,
	2014		2013		2012
Retail payments processing	$	406,023	$	410,200	$	372,942
Billers		235,039		101,981		—
Online banking and community financial services		227,659		223,902		169,652
Tools and infrastructure		40,427		38,241		37,145
Wholesale banking payments		37,879		35,396		39,717
Payment fraud management		36,235		37,136		25,160
Card and merchant management		32,887		18,072		21,963

Total	$	1,016,149	$	864,928	$	666,579

During the years ended December 31, 2014, 2013 and 2012, approximately 21%, 28%, and 32%, respectively, of the Company’s total revenues were derived from licensing the BASE24 product line, which does not include the BASE24-eps product, and providing related services and maintenance.

No country outside of the United States accounted for more than 10% of the Company’s consolidated revenues during the years ended December 31, 2014, 2013 and 2012. No single customer accounted for more than 10% of the Company’s consolidated revenues during the years ended December 31, 2014, 2013 and 2012.

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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+ Details

Stock-Based Compensation Plans

12 Months Ended

Dec. 31, 2014

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Stock-Based Compensation Plans

11. Stock-Based Compensation Plans

Employee Stock Purchase Plan

Under the Company’s 1999 Employee Stock Purchase Plan (the “ESPP”), a total of 4,500,000 shares of the Company’s common stock have been reserved for issuance to eligible employees. Participating employees are permitted to designate up to the lesser of $25,000, or 10% of their annual base compensation, for the purchase of common stock under the ESPP. Purchases under the ESPP are made one calendar month after the end of each fiscal quarter. The price for shares of common stock purchased under the ESPP is 85% of the stock’s fair market value on the last business day of the three-month participation period. Shares issued under the ESPP during the years ended December 31, 2014, 2013 and 2012, totaled 154,223, 128,568 and 122,394, respectively.

Additionally, the discount offered pursuant to the Company’s ESPP discussed above is 15%, which exceeds the 5% non-compensatory guideline in ASC 718 and exceeds the Company’s estimated cost of raising capital. Consequently, the entire 15% discount to employees is deemed to be compensatory for purposes of calculating expense using a fair value method. Compensation costs related to the ESPP for the years ended December 31, 2014, 2013, and 2012 was approximately $0.5 million, $0.3 million, and $0.2 million, respectively.

On July 24, 2007, the Company’s stockholders approved a proposal to amend the ESPP to extend the term of the ESPP by ten years to April 30, 2018. The term of the amended ESPP commenced May 1, 2008 and continues until April 30, 2018 subject to earlier termination by the Company’s Board of Directors.

Stock Incentive Plans – Active Plans

Subsequent to year-end, on January 26, 2015 the Company’s Board of Directors granted stock and performance awards to its employees. The Company has historically made its annual grant of stock and performance awards to its employees in December, however, no grants were made in December of 2014.

The Company has a 2005 Equity and Performance Incentive Plan, as amended (the “2005 Incentive Plan”), under which shares of the Company’s common stock have been reserved for issuance to eligible employees or non-employee directors of the Company. The 2005 Incentive Plan provides for the grant of incentive stock options, nonqualified stock options, stock appreciation rights, restricted stock awards, performance awards and other awards. The maximum number of shares of the Company’s common stock that may be issued or transferred in connection with awards granted under the 2005 Incentive Plan is the sum of (i) 9,000,000 shares and (ii) any shares represented by outstanding options that had been granted under designated terminated stock option plans that are subsequently forfeited, expire or are canceled without delivery of the Company’s common stock.

On July 24, 2007, the stockholders of the Company approved the First Amendment to the 2005 Incentive Plan which increased the number of shares authorized for issuance under the plan from 9,000,000 to 15,000,000 and contained certain other amendments, including an amendment to provide that the exercise price for any options granted under the 2005 Incentive Plan, as amended, may not be less than the market value per share of common stock on the date of grant. On June 14, 2012, the stockholders of the Company approved the Second Amendment to the 2005 Incentive Plan which increased the number of shares authorized for issuance under the plan from 15,000,000 to 23,250,000.

Stock options granted pursuant to the 2005 Incentive Plan are granted at an exercise price not less than the market value per share of the Company’s common stock on the date of the grant. Prior to the adoption of the First Amendment to the 2005 Incentive Plan, stock options granted under the 2005 Incentive Plan were granted with an exercise price not less than the market value per share of common stock on the date immediately preceding the date of grant. Under the 2005 Incentive Plan, the term of the outstanding options may not exceed ten years. Vesting of options is determined by the Compensation Committee of the Board of Directors, the administrator of the 2005 Incentive Plan, and can vary based upon the individual award agreements.

Performance awards granted pursuant to the 2005 Incentive Plan become payable upon the achievement of specified management objectives. Each performance award specifies: (i) the number of performance shares or units granted, (ii) the period of time established to achieve the management objectives, which may not be less than one year from the grant date, (iii) the management objectives and a minimum acceptable level of achievement as well as a formula for determining the number of performance shares or units earned if performance is at or above the minimum level but short of full achievement of the management objectives, and (iv) any other terms deemed appropriate.

Restricted stock awards granted pursuant to the 2005 Incentive Plan have requisite service periods of three and four years and vest in increments of 33% and 25%, respectively, on the anniversary of the grant date. Under each arrangement, stock is issued without direct cost to the employee.

In relation to the acquisition of S1 Corporation discussed in Note 2, the Company amended the S1 Corporation 2003 Stock Incentive Plan, as previously amended and restated (the “S1 2003 Incentive Plan”). RSAs were granted to S1 employees by S1 Corporation prior to the acquisition by the Company in accordance with the terms of the Transaction Agreement (“Transaction RSAs”) under the S1 2003 Incentive Plan. These are the only equity awards currently outstanding under the S1 2003 Incentive Plan and no further grants will be made.

Stock Incentive Plans – Terminated Plans with Options Outstanding

Upon adoption of the 2005 Incentive Plan in March 2005, the Board terminated the following stock option plans of the Company: (i) the 2002 Non-Employee Director Stock Option Plan, as amended, (ii) the MDL Amended and Restated Employee Share Option Plan, as amended (iii) the 2000 Non-Employee Director Stock Option Plan, as amended (iv) the 1997 Management Stock Option Plan, as amended (v) the 1996 Stock Option Plan, as amended; and (vi) the 1994 Stock Option Plan, as amended. Termination of these stock option plans did not affect any options outstanding under these plans immediately prior to termination thereof.

The Company had a 2002 Non-Employee Director Stock Option Plan that was terminated in March 2005 whereby 750,000 shares of the Company’s common stock had been reserved for issuance to eligible non-employee directors of the Company. The term of the outstanding options is ten years. All outstanding options under this plan are fully vested.

The Company had a 1999 Stock Option Plan, as amended, that expired in February 2009 whereby 12,000,000 shares of the Company’s common stock had been reserved for issuance to eligible employees of the Company and its subsidiaries. The term of the outstanding options is 10 years. The options generally vest annually over a period of three or four years. All outstanding options under this plan are fully vested.

A summary of stock options issued under the various Stock Incentive Plans previously described and changes is as follows:


	Number of Shares			Weighted- Average Exercise Price ($)		Weighted- Average Remaining Contractual Term (Years)		Aggregate Intrinsic Value of In-the-Money Options ($)
Outstanding, December 31, 2011		10,470,168		$	7.76
Granted		1,306,101			14.14
Exercised		(2,541,903	)		6.58
Forfeited		(316,620	)		7.40
Expired		(12,000	)		3.40

Outstanding, December 31, 2012		8,905,746			9.05
Granted		1,208,019			19.30
Exercised		(2,478,183	)		7.81
Forfeited		(225,474	)		12.79
Expired		(1,287	)		9.65

Outstanding, December 31, 2013		7,408,821			11.02
Granted		27,132			20.13
Exercised		(2,036,558	)		8.08
Forfeited		(116,702	)		17.80

Outstanding, December 31, 2014		5,282,693		$	12.06		5.72	$	43,191,137

Exercisable, December 31, 2014		4,325,851		$	10.66		5.08	$	41,247,183

At December 31, 2014, we expect that 93.2% of options granted will vest over the vesting period.

The weighted-average grant date fair value of stock options granted during the years ended December 31, 2014, 2013, and 2012 was $9.02, $8.72, and $6.85, respectively. The total intrinsic value of stock options exercised during the years ended December 31, 2014, 2013, and 2012 was $22.8 million, $25.5 million, and $17.3 million, respectively.

The fair value of options granted in the respective fiscal years was estimated on the date of grant using the Black-Scholes option-pricing model, acceptable under ASC 718, with the following weighted-average assumptions:


	Years Ended December 31,
	2014			2013			2012
Expected life (years)		5.9			6.2			6.2
Risk-free interest rate		1.8	%		1.6	%		0.8	%
Expected volatility		45.2	%		46.0	%		51.4	%
Expected dividend yield		—			—			—

Expected volatilities are based on the Company’s historical common stock volatility derived from historical stock price data for historic periods commensurate with the options’ expected life. The expected life of options granted represents the period of time that options granted are expected to be outstanding, based primarily on historical employee option exercise behavior. The risk-free interest rate is based on the implied yield currently available on United States Treasury zero coupon issues with a term equal to the expected life at the date of grant of the options. The expected dividend yield is zero as the Company has historically paid no dividends and does not anticipate dividends to be paid in the future.

Stock Incentive Plan – ORCC Corporation Stock Incentive Plan, as amended and restated

In relation to the acquisition of ORCC discussed in Note 2, the Company amended the ORCC Stock Incentive Plan, as previously amended and restated (the “ORCC Incentive Plan”). Stock options were granted to ORCC employees by ORCC prior to acquisition by the Company under the ORCC Incentive Plan. Outstanding ORCC options were converted into ACI options in accordance with the terms of the Transaction Agreement. These are the only equity awards currently outstanding under the ORCC Incentive Plan and no further grants will be made.

A summary of transaction stock options issued pursuant to the Company’s stock incentive plans is as follows:


	Number of Shares			Weighted- Average Exercise Price		Weighted- Average Remaining Contractual Term (Years)		Aggregate Intrinsic Value of In-the-Money Options
Outstanding as of December 31, 2012		—		$	—
Transaction stock options converted upon acquisition of ORCC		112,404			30.64
Exercised		(15,501	)		13.92
Cancelled		(34,458	)		30.21

Outstanding as of December 31, 2013		62,445			35.03
Exercised		(909	)		13.92
Cancelled		(15,024	)		31.03

Outstanding as of December 31, 2014		46,512		$	36.73		1.61	$	43,444

Exercisable as of December 31, 2014		46,512		$	36.73		1.61	$	43,444

Long-term Incentive Program Performance Share Awards

During the years ended December 31, 2014, 2013, and 2012, pursuant to the Company’s 2005 Incentive Plan, the Company granted LTIP Performance Shares. These LTIP Performance Shares are earned, if at all, based upon the achievement, over a specified period that must not be less than one year and is typically a three-year performance period, of performance goals related to (i) the compound annual growth over the performance period in the sales for the Company as determined by the Company, and (ii) the cumulative operating income over the performance period as determined by the Company. In no event will any of the LTIP Performance Shares become earned if the Company’s sales growth or cumulative operating income is below a predetermined minimum threshold level at the conclusion of the performance period. Assuming achievement of the predetermined sales growth and cumulative operating income threshold levels, up to 200% of the LTIP Performance Shares may be earned upon achievement of performance goals equal to or exceeding the maximum target levels for the performance goals over the performance period. Management must evaluate, on a quarterly basis, the probability that the threshold performance goals will be achieved, if at all, and the anticipated level of attainment in order to determine the amount of compensation costs to record in the consolidated financial statements.

During the fourth quarter of the year ended December 31, 2013, the Company revised the expected attainment for the awards granted in fiscal 2010 from 175% to 130% due to changes in actual sales and operating income. The awards granted in fiscal 2010 vested during the first quarter of the year ended December 31, 2014 at a final attainment rate of 136%. During the fourth quarter of the year ended December 31, 2014, the Company revised the expected attainment for the awards granted in fiscal years 2012 and 2013 from 100% to 0% and 75%, respectively, due to changes in forecasted sales and operating income. The expected attainment rate for the 2011 grant remains 100%.

At December 8, 2014, the LTIPs granted in 2011 were earned by the employees and the shares are expected to be issued in the first quarter of 2015. If a grantee voluntarily leaves the Company before issuance, they will be required to forfeit their LTIP awards. As such, the LTIP awards granted in fiscal 2011 are not vested until they are issued to the individuals in 2015.

A summary of the nonvested LTIP Performance Shares is as follows:


Nonvested LTIP Performance Shares	Number of Shares at Expected Attainment			Weighted- Average Grant Date Fair Value
Nonvested at December 31, 2011		2,794,713		$	7.78
Granted		820,785			14.22
Forfeited		(311,046	)		7.71

Nonvested at December 31, 2012		3,304,452			9.38
Granted		798,306			20.30
Vested		(982,728	)		5.61
Forfeited		(188,511	)		12.33
Change in expected attainment for 2010 grants		(212,943	)		8.88

Nonvested at December 31, 2013		2,718,576			13.78
Granted		19,065			20.13
Vested		(635,643	)		8.88
Forfeited		(111,599	)		16.43
Change in expected attainment for 2012 and 2013 grants		(844,483	)		15.86

Nonvested at December 31, 2014		1,145,916		$	14.84

During the years ended December 31, 2014 and 2013 the Company had 635,643 and 982,728 LTIP shares vest, respectively. The Company withheld 228,279 and 338,262 of those shares to pay the employees’ portion of the minimum payroll withholding taxes for the years ended December 31, 2014 and 2013, respectively. No shares vested during the year ended December 31, 2012.

Restricted Share Awards

During the years ended December 31, 2014, 2013, and 2012, pursuant to the Company’s 2005 Incentive Plan, the Company granted restricted share awards (“RSAs”). The awards have requisite service periods of three years and vest in increments of 33% on the anniversary of the grant dates. Under each arrangement, stock is issued without direct cost to the employee. The Company estimates the fair value of the RSAs based upon the market price of the Company’s stock at the date of grant. The RSA grants provide for the payment of dividends on the Company’s common stock, if any, to the participant during the requisite service period (vesting period) and the participant has voting rights for each share of common stock. The Company recognizes compensation expense for RSAs on a straight-line basis over the requisite service period.

A summary of nonvested RSAs are as follows:


Nonvested Restricted Share Awards	Restricted Share Awards			Grant Date Fair Value
Nonvested at December 31, 2011		300,069		$	6.43
Granted		169,167			14.94
Vested		(237,897	)		6.24
Forfeited		(23,625	)		5.59

Nonvested at December 31, 2012		207,714			13.67
Granted		25,989			16.10
Vested		(88,638	)		12.35

Nonvested at December 31, 2013		145,065			14.91
Granted		106,275			18.57
Vested		(66,670	)		14.59
Forfeited		(1,461	)		20.51

Nonvested at December 31, 2014		183,209		$	17.11

During the years ended December 31, 2014, 2013 and 2012, the Company had 66,670, 88,638, and 237,897 RSA shares vested, respectively. The Company withheld 26,461, 31,746, and 71,439, of those respective shares to pay the employees’ portion of the minimum payroll withholding taxes.

Under the terms of the Transaction Agreement with S1, upon the acquisition, the S1 Transaction RSAs were converted to RSAs of the Company’s stock. These awards have requisite service periods of four years and vest in increments of 25% on the anniversary of the original grant date of November 9, 2011. If an employee was terminated without cause within 12 months of the acquisition date, the RSAs 100% vested. Stock is issued without direct cost to the employee. The RSA grants provide for the payment of dividends on the Company’s common stock, if any, to the participant during the requisite service period (vesting period) and the participant has voting rights for each share of common stock. The conversion of the Transaction RSAs was treated as a modification and as such, they were valued immediately prior to and after modification. The Company recognizes compensation expense for RSAs on a straight-line basis over the requisite service period. The incremental fair value as measure upon modification will be recognized on a straight-line basis from modification date through the end of the requisite service period.

A summary of nonvested Transaction RSAs issued under the S1 2003 Stock Incentive Plan as of December 31, 2014 and changes during the period are as follows:


Nonvested Transaction Restricted Share Awards	Number of Restricted Share Awards			Weighted-Average Grant Date Fair Value
Nonvested as of December 31, 2011		—		$	—
Transaction RSAs converted upon acquisition of S1		510,615			11.80
Vested		(302,055	)		11.80
Forfeited		(57,828	)		11.80

Nonvested as of December 31, 2012		150,732			11.80
Vested		(35,598	)		11.80
Forfeited		(57,582	)		11.80

Nonvested as of December 31, 2013		57,552			11.80
Vested		(19,822	)		11.80
Forfeited		(20,165	)		11.80

Nonvested as of December 31, 2014		17,565		$	11.80

During the years ended December 31, 2014, 2013, and 2012, 19,822, 35,598 and 302,055 shares of the Transaction RSAs vested, respectively. The Company withheld 5,980, 11,307 and 114,501 of those respective shares to pay the employees’ portion of the minimum payroll withholding taxes.

As of December 31, 2014, there were unrecognized compensation costs of $6.7 million related to nonvested stock options, $1.9 million related to the nonvested RSAs, and $6.7 million related to the LTIP performance shares, which the Company expects to recognize over weighted-average periods of 1.7 years, 0.9 years and 2.0 years, respectively.

The Company recorded stock-based compensation expenses recognized under ASC 718 during the years ended December 31, 2014, 2013, and 2012 related to stock options, LTIP Performance Shares, RSAs, and the ESPP of $11.0 million, $13.6 million, and $15.2 million, respectively, with corresponding tax benefits of $4.2 million, $5.2 million, and $5.5 million, respectively. Tax benefits in excess of the option’s grant date fair value are classified as financing cash flows. Estimated forfeiture rates, stratified by employee classification, have been included as part of the Company’s calculations of compensation costs. The Company recognizes compensation costs for stock option awards which vest with the passage of time with only service conditions on a straight-line basis over the requisite service period.

Cash received from option exercises for the year ended December 31, 2014, 2013, and 2012 was $16.5 million, $19.6 million, $16.7 million, respectively. The actual tax benefit realized for the tax deductions from option exercises totaled $8.6 million, $9.7 million, and $6.3 million, for the year ended December 31, 2014, 2013, and 2012, respectively.

12. Employee Benefit Plans

ACI 401(k) Plan

The ACI 401(k) Plan is a defined contribution plan covering all domestic employees of the Company. Participants may contribute up to 75% of their annual eligible compensation up to a maximum of $17,500 (for employees who are under the age of 50 on December 31, 2014) or a maximum of $23,000 (for employees aged 50 or older on December 31, 2014). After one year of service, the Company matches participant contributions 100% on every dollar deferred to a maximum of 4% of eligible compensation contributed to the plan, not to exceed $4,000 per employee annually. Company contributions charged to expense during the years ended December 31, 2014, 2013 and 2012 was $6.0 million, $5.4 million and $3.5 million, respectively.

ACI Worldwide EMEA Group Personal Pension Scheme

The ACI Worldwide EMEA Group Personal Pension Scheme is a defined contribution plan covering substantially all ACI Worldwide (EMEA) Limited (“ACI-EMEA”) employees. For those ACI-EMEA employees who elect to participate in the plan, the Company contributes a minimum of 8.5% of eligible compensation to the plan for employees employed at December 1, 2000 (up to a maximum of 15.5% for employees aged over 55 years on December 1, 2000) or from 6% to 10% of eligible compensation for employees employed subsequent to December 1, 2000. ACI-EMEA contributions charged to expense during the year ended December 31, 2014, was $1.5 million. ACI-EMEA contributions charged to expense were $1.3 million for each of the years ended 2013 and 2012.

Employee Benefit Plans	12 Months Ended
Employee Benefit Plans	Dec. 31, 2014
Compensation and Retirement Disclosure [Abstract]
Employee Benefit Plans	12. Employee Benefit Plans ACI 401(k) Plan The ACI 401(k) Plan is a defined contribution plan covering all domestic employees of the Company. Participants may contribute up to 75% of their annual eligible compensation up to a maximum of $17,500 (for employees who are under the age of 50 on December 31, 2014) or a maximum of $23,000 (for employees aged 50 or older on December 31, 2014). After one year of service, the Company matches participant contributions 100% on every dollar deferred to a maximum of 4% of eligible compensation contributed to the plan, not to exceed $4,000 per employee annually. Company contributions charged to expense during the years ended December 31, 2014, 2013 and 2012 was $6.0 million, $5.4 million and $3.5 million, respectively. ACI Worldwide EMEA Group Personal Pension Scheme The ACI Worldwide EMEA Group Personal Pension Scheme is a defined contribution plan covering substantially all ACI Worldwide (EMEA) Limited (“ACI-EMEA”) employees. For those ACI-EMEA employees who elect to participate in the plan, the Company contributes a minimum of 8.5% of eligible compensation to the plan for employees employed at December 1, 2000 (up to a maximum of 15.5% for employees aged over 55 years on December 1, 2000) or from 6% to 10% of eligible compensation for employees employed subsequent to December 1, 2000. ACI-EMEA contributions charged to expense during the year ended December 31, 2014, was $1.5 million. ACI-EMEA contributions charged to expense were $1.3 million for each of the years ended 2013 and 2012.

Income Taxes

12 Months Ended

Dec. 31, 2014

Income Tax Disclosure [Abstract]

Income Taxes

13. Income Taxes

For financial reporting purposes, income before income taxes includes the following components (in thousands):


	Years Ended December 31,
	2014		2013		2012
United States	$	47,963	$	47,640	$	(4,192	)
Foreign		50,806		45,519		69,460

Total	$	98,769	$	93,159	$	65,268

The expense (benefit) for income taxes consists of the following (in thousands):


	Years Ended December 31,
	2014			2013			2012
Federal
Current	$	7,895		$	7,509		$	1,236
Deferred		7,021			9,491			56

Total		14,916			17,000			1,292
State
Current		1,542			2,492			1,150
Deferred		(2,397	)		(1,687	)		(142	)

Total		(855	)		805			1,008
Foreign
Current		13,335			9,717			9,258
Deferred		3,813			1,769			4,864

Total		17,148			11,486			14,122

Total	$	31,209		$	29,291		$	16,422

Differences between the income tax expense computed at the statutory federal income tax rate and per the consolidated statements of income are summarized as follows (in thousands):


	Years Ended December 31,
	2014			2013			2012
Tax expense at federal rate of 35%	$	34,569		$	32,606		$	22,844
State income taxes, net of federal benefit		(544	)		675			655
Change in valuation allowance		3,521			(1,615	)		(2,680	)
Foreign tax rate differential		(5,508	)		(4,650	)		(8,940	)
Unrecognized tax benefit increase (decrease)		65			488			(1,665	)
Tax effect of foreign operations		(104	)		5,906			5,311
Acquisition Costs		289			896			2,659
Tax benefit of research & development		(3,446	)		(4,001	)		(1,749	)
Other		2,367			(1,014	)		(13	)

Income tax provision	$	31,209		$	29,291		$	16,422

The countries having the greatest impact on the tax rate adjustment line shown in the above table as “Foreign tax rate differential” for the year ended December 31, 2014 are Ireland, South Africa and United Kingdom. The countries having the greatest impact on the tax rate adjustment line shown in the above table as “Foreign tax rate differential” for the year ended December 31, 2013, are Canada, Singapore, South Africa, and United Kingdom. The countries having the greatest impact on the tax rate adjustment line shown in the above table as “Foreign tax rate differential” for the years ended December 31, 2012 are Canada, Ireland and United Kingdom.

The deferred tax assets and liabilities result from differences in the timing of the recognition of certain income and expense items for tax and financial accounting purposes. The sources of these differences at each balance sheet date are as follows (in thousands):


	December 31,
	2014			2013
Deferred income tax assets:
Net operating loss carryforwards	$	150,004		$	148,499
Tax credits		43,804			32,231
Compensation		24,486			24,902
Deferred revenue		13,486			10,564
Tax basis in investments		5,601			15,536
Other		9,712			10,153

Gross deferred income tax assets		247,093			241,885
Less: valuation allowance		(36,174	)		(39,749	)

Net deferred income tax assets	$	210,919		$	202,136

Deferred income tax liabilities:
Depreciation and amortization	$	(129,825	)	$	(117,444	)

Total deferred income tax liabilities		(129,825	)		(117,444	)

Net deferred income taxes	$	81,094		$	84,692

Deferred income taxes / liabilities included in the balance sheet are:
Deferred income tax asset – current	$	44,349		$	47,593
Deferred income tax asset – noncurrent		50,187			48,852
Deferred income tax liability – current		(225	)		(753	)
Deferred income tax liability – noncurrent		(13,217	)		(11,000	)

Net deferred income taxes	$	81,094		$	84,692

Prior year amounts reflected in the above table have been reclassified for comparability purposes as follows, deferred tax assets of $5.0 million related to various types of tax credits previously reflected in the other line item and $27.2 million reflected as foreign tax credits as of December 31, 2013 are now included in the tax credits line item.

In assessing the realizability of deferred tax assets, the Company considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. The Company considers projected future taxable income, carryback opportunities and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods which the deferred tax assets are deductible, the Company believes it is more likely than not that it will realize the benefits of these deductible differences, net of the valuation allowances recorded. During the year ended December 31, 2014, the Company decreased its valuation allowance by $3.6 million which relates primarily to a reduction in valuation allowance on the Yodlee investment, partially offset by an increase in valuation allowance related to foreign tax credits.

At December 31, 2014, the Company had domestic tax net operating losses (“NOLs”) of $358.1 million which will begin to expire in 2017. The Company had foreign tax NOLs of $70.6 million, of which $60.6 million may be utilized over an indefinite life, with the remainder expiring over the next 10 years. The Company has provided a $6.7 million valuation allowance against the tax benefit associated with the foreign NOLs.

The Company had U.S. foreign tax credit carryforwards at December 31, 2014 of $32.9 million, for which a $9.2 million valuation allowance has been provided. The U.S. foreign tax credits will begin to expire in 2015. The Company also had domestic general business credit carryforwards at December 31, 2014 of $10.3 million, which will begin to expire in 2020.

The unrecognized tax benefit at December 31, 2014 and December 31, 2013 was $14.8 million and $15.0 million, respectively, all of which is included in other noncurrent liabilities in the consolidated balance sheet. Of these amounts, $13.0 million and $13.2 million, respectively, represent the net unrecognized tax benefits that, if recognized, would favorably impact the effective income tax rate in respective years.

A reconciliation of the beginning and ending amount of unrecognized tax benefits for the years ended December 31 is as follows (in thousands):


	2014			2013			2012
Balance of unrecognized tax benefits at beginning of year	$	14,996		$	13,079		$	4,012
Increases for tax positions of prior years		84			1,560			10,729
Decreases for tax positions of prior years		(412	)		(327	)		(4	)
Increases for tax positions established for the current period		491			1,739			49
Decreases for settlements with taxing authorities		—			(61	)		(27	)
Reductions resulting from lapse of applicable statute of limitation		(239	)		(901	)		(1,697	)
Adjustment resulting from foreign currency translation		(140	)		(93	)		17

Balance of unrecognized tax benefits at end of year	$	14,780		$	14,996		$	13,079

The increases for tax positions of prior years for 2013 and 2012 in the above table include amounts from acquisitions completed during 2013 and 2012, respectively.

The Company files income tax returns in the U.S. federal jurisdiction, various state and local jurisdictions, and many foreign jurisdictions. The U.S., Australia, Canada, India, Ireland, South Africa, and United Kingdom are the main taxing jurisdictions in which the Company operates. The years open for audit vary depending on the tax jurisdiction. In the U.S., the Company’s tax returns for years following 2009 are open for audit. In the foreign jurisdictions, the tax returns open for audit generally vary by jurisdiction between 2002 and 2013.

The Internal Revenue Service is currently auditing the Company’s calendar year 2010 and 2011 tax returns. The Company does not expect any adjustments from this audit that would have a material effect on the Company’s financial statements. The Company’s Indian income tax returns covering fiscal years 2002 through 2007 and 2010 through 2012 are under audit by the Indian tax authority. Other foreign subsidiaries could face challenges from various foreign tax authorities. It is not certain that the local authorities will accept the Company’s tax positions. The Company believes its tax positions comply with applicable tax law and intends to vigorously defend its positions. However, differing positions on certain issues could be upheld by tax authorities, which could adversely affect the Company’s financial condition and results of operations.

The Company believes it is reasonably possible that the total amount of unrecognized tax benefits will decrease within the next 12 months by approximately $5.0 million due to the settlement of various audits and the expiration of statutes of limitations. The Company accrues interest related to uncertain tax positions in interest expense or interest income and recognizes penalties related to uncertain tax positions in other income or other expense. As of December 31, 2014 and December 31, 2013, $2.4 million and $2.3 million, respectively is accrued for the payment of interest and penalties related to income tax liabilities. The aggregate amount of interest and penalties recorded in the statement of income for the years ended December 31, 2014, 2013, and 2012 is $0.2 million, $0.4 million, and $(0.2) million, respectively.

The undistributed earnings of the Company’s foreign subsidiaries of approximately $212.1 million are considered to be permanently reinvested. Accordingly, no provision for U.S. federal and state income taxes or foreign withholding taxes has been provided for such undistributed earnings. The determination of the additional U.S. federal and state income taxes or foreign withholding taxes that have not been provided is not practicable.

On January 2, 2013 the American Taxpayer Relief Act of 2012 was enacted, which included retroactive reinstatement of several tax laws to January 1, 2012. The effects on the Company of these retroactive changes in the tax law related to fiscal 2012 is $1.4 million, which was recognized as a benefit to income tax expense in the first quarter of fiscal 2013, the quarter in which the law was enacted.

Commitments and Contingencies

12 Months Ended

Dec. 31, 2014

Commitments and Contingencies Disclosure [Abstract]

Commitments and Contingencies

14. Commitments and Contingencies

In accordance with ASC 460, Guarantees, the Company recognizes the fair value for guarantee and indemnification arrangements it issues or modifies, if these arrangements are within the scope of the interpretation. In addition, the Company must continue to monitor the conditions that are subject to the guarantees and indemnifications as required under the previously existing generally accepted accounting principles, in order to identify if a loss has occurred. If the Company determines it is probable that a loss has occurred, then any such estimable loss would be recognized under those guarantees and indemnifications. Under its customer agreements, the Company may agree to indemnify, defend and hold harmless its customers from and against certain losses, damages and costs arising from claims alleging that the use of its software infringes the intellectual property of a third-party. Historically, the Company has not been required to pay material amounts in connection with claims asserted under these provisions and accordingly, the Company has not recorded a liability relating to such provisions.

Under its customer agreements, the Company also may represent and warrant to customers that its software will operate substantially in conformance with its documentation and that the services the Company performs will be performed in a workmanlike manner, by personnel reasonably qualified by experience and expertise to perform their assigned tasks. Historically, only minimal costs have been incurred relating to the satisfaction of warranty claims. In addition, from time to time, the Company may guarantee the performance of a contract on behalf of one or more of its subsidiaries, or a subsidiary may guarantee the performance of a contract on behalf of another subsidiary.

Other guarantees include promises to indemnify, defend and hold harmless the Company’s executive officers, directors and certain other key officers. The Company’s certificate of incorporation provides that it will indemnify, and advance expenses to, its directors and officers to the maximum extent permitted by Delaware law. The indemnification covers any expenses and liabilities reasonably incurred by a person, by reason of the fact that such person is or was or has agreed to be a director or officer, in connection with the investigation, defense and settlement of any threatened, pending or completed action, suit, proceeding or claim. The Company’s certificate of incorporation authorizes the use of indemnification agreements and the Company enters into such agreements with its directors and certain officers from time to time. These indemnification agreements typically provide for a broader scope of the Company’s obligation to indemnify the directors and officers than set forth in the certificate of incorporation. The Company’s contractual indemnification obligations under these agreements are in addition to the respective directors’ and officers’ rights under the certificate of incorporation or under Delaware law.

Operating Leases

The Company leases office space and equipment under operating leases that run through October 2028. The leases that the Company has entered into do not impose restrictions as to the Company’s ability to pay dividends or borrow funds, or otherwise restrict the Company’s ability to conduct business. On a limited basis, certain of the lease arrangements include escalation clauses which provide for rent adjustments due to inflation changes with the expense recognized on a straight-line basis over the term of the lease. Lease payments subject to inflation adjustments do not represent a significant portion of the Company’s future minimum lease payments. A number of the leases provide renewal options, but in all cases such renewal options are at the election of the Company. Certain of the lease agreements provide the Company with the option to purchase the leased equipment at its fair market value at the conclusion of the lease term.

Total operating lease expense for the years ended December 31, 2014, 2013 and 2012 was $26.7 million, $30.9 million, and $26.5 million, respectively.

Aggregate minimum operating lease payments under these agreements in future fiscal years are as follows (in thousands):


Fiscal Year Ending December 31,	Operating Leases
2015	$	17,315
2016		15,959
2017		12,376
2018		10,716
2019		9,050
Thereafter		28,234

Total minimum lease payments	$	93,650

Legal Proceedings

From time to time, the Company is involved in various litigation matters arising in the ordinary course of its business. The Company is not currently a party to any legal proceedings, the adverse outcome of which, individually or in the aggregate, the Company believes would be likely to have a material effect on the Company’s financial statements.

Indemnities

Under certain customer contracts, the Company indemnifies customers for certain matters including third party claims of intellectual property infringement relating to the use of our products. Our maximum potential exposure under indemnification arrangements can range from a specified dollar amount to an unlimited amount, depending on the nature of the transactions and the agreements. The Company has recorded an accrual for estimated losses for demands for indemnification that have been tendered by certain customers. The Company does not have any reason to believe that we will be required to make any material payments under these indemnity provisions in excess of the balance accrued at December 31, 2014.

Accumulated Other Comprehensive Loss

12 Months Ended

Dec. 31, 2014

Equity [Abstract]

Accumulated Other Comprehensive Loss

15. Accumulated Other Comprehensive Loss

Activity within accumulated other comprehensive loss for the three years ended December 31, 2014, 2013, and 2012 were as follows:


	Unrealized gain on available-for-sale securities			Foreign currency translation			Accumulated other comprehensive loss
Balance at December 31, 2011	$	594		$	(17,855	)	$	(17,261	)
Other comprehensive income		963			3,824			4,787
Reclassification of unrealized gain to a realized gain on available-for-sale securities		(1,557	)		—			(1,557	)

Balance at December 31, 2012		—			(14,031	)		(14,031	)
Other comprehensive loss		—			(9,284	)		(9,284	)

Balance at December 31, 2013		—			(23,315	)		(23,315	)
Other comprehensive income (loss)		22,977			(19,545	)		3,432

Balance at December 31, 2014	$	22,977		$	(42,860	)	$	(19,883	)

The Company had equity securities of $10.6 million at December 31, 2011 that were comprised entirely of S1 Corporation common stock for which the Company utilized quoted prices from an active exchange market to fair value the equity securities. As discussed in Note 2, Acquisitions, the Company acquired S1 during the first quarter of 2012 and the S1 common stock was subsequently delisted. All S1 assets and liabilities have been consolidated into the Company’s consolidated financial statements as of December 31, 2014, 2013, and 2012. The Company recognized a gain of approximately $1.6 million during the year ended December 31, 2012 related to price appreciation of the S1 shares held prior to the acquisition date.

- Definition

The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
-SubTopic 10
-Section 45
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=36458714&loc=d3e689-108580

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
-SubTopic 10
-Section 45
-Paragraph 1A
-URI http://asc.fasb.org/extlink&oid=36458714&loc=SL7669619-108580

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
-SubTopic 10
-Section 45
-Paragraph 12
-URI http://asc.fasb.org/extlink&oid=36458714&loc=d3e640-108580

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
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Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
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-Paragraph 16
-URI http://asc.fasb.org/extlink&oid=36458714&loc=d3e709-108580

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.3-04)
-URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
-SubTopic 10
-Section 45
-Paragraph 11
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Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
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-Paragraph 14
-URI http://asc.fasb.org/extlink&oid=36458714&loc=d3e681-108580

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Reclassification Adjustments
-URI http://asc.fasb.org/extlink&oid=6522872

+ Details

Quarterly Financial Data

12 Months Ended

Dec. 31, 2014

Quarterly Financial Information Disclosure [Abstract]

Quarterly Financial Data

16. Quarterly Financial Data (unaudited)


	Quarter Ended												Year Ended
	March 31,			June 30,			September 30,			December 31,			December 31,
(in thousands, except per share amounts)	2014			2014			2014			2014			2014
Revenues:
License	$	35,702		$	61,377		$	57,653		$	80,425		$	235,157
Maintenance		62,499			62,309			63,764			67,421			255,993
Services		22,588			24,991			28,194			29,811			105,584
Hosting		100,684			106,131			100,033			112,567			419,415

Total revenues		221,473			254,808			249,644			290,224			1,016,149

Operating expenses:
Cost of license (1)		5,736			6,897			5,433			6,499			24,565
Cost of maintenance, services and hosting (1)		107,887			112,595			105,319			104,390			430,191
Research and development		37,456			38,876			36,321			31,554			144,207
Selling and marketing		27,909			28,007			27,078			29,053			112,047
General and administrative		25,116			24,682			25,329			19,938			95,065
Depreciation and amortization		17,078			17,010			18,295			19,519			71,902

Total operating expenses		221,182			228,067			217,775			210,953			877,977

Operating income		291			26,741			31,869			79,271			138,172
Other income (expense):
Interest expense		(9,175	)		(9,329	)		(10,416	)		(10,818	)		(39,738	)
Interest income		199			135			98			143			575
Other, net		(1,057	)		(3,901	)		3,614			1,104			(240	)

Total other income (expense)		(10,033	)		(13,095	)		(6,704	)		(9,571	)		(39,403	)

Income (loss) before income taxes		(9,742	)		13,646			25,165			69,700			98,769
Income tax expense (benefit)		(3,967	)		2,409			9,433			23,334			31,209

Net income (loss)	$	(5,775	)	$	11,237		$	15,732		$	46,366		$	67,560

Earnings (loss) per share
Basic	$	(0.05	)	$	0.10		$	0.14		$	0.40		$	0.59
Diluted	$	(0.05	)	$	0.10		$	0.14		$	0.40		$	0.58

(1)	The cost of software license fees excludes charges for depreciation but includes amortization of purchased and developed software for resale. The cost of maintenance, services and hosting fees excludes charges for depreciation.


	Quarter Ended												Year Ended
	March 31,			June 30,			September 30,			December 31,			December 31,
(in thousands, except per share amounts)	2013			2013			2013			2013			2013
Revenues:
License	$	41,356		$	53,714		$	56,236		$	82,625		$	233,931
Maintenance		58,634			57,830			60,457			69,033			245,954
Services		23,929			26,964			30,240			40,952			122,085
Hosting		38,078			67,322			67,006			90,552			262,958

Total revenues		161,997			205,830			213,939			283,162			864,928

Operating expenses:
Cost of license (1)		5,918			6,169			5,888			7,349			25,324
Cost of maintenance, services and hosting (1)		61,871			82,573			80,948			93,123			318,515
Research and development		37,149			38,391			33,642			33,375			142,557
Selling and marketing		25,074			27,538			24,098			23,118			99,828
General and administrative		25,037			26,147			24,559			23,557			99,300
Depreciation and amortization		10,957			13,490			15,249			16,660			56,356

Total operating expenses		166,006			194,308			184,384			197,182			741,880

Operating income (loss)		(4,009	)		11,522			29,555			85,980			123,048
Other income (expense):
Interest expense		(3,897	)		(6,053	)		(7,453	)		(9,818	)		(27,221	)
Interest income		131			211			159			158			659
Other, net		3,165			(1,519	)		(3,152	)		(1,821	)		(3,327	)

Total other income (expense)		(601	)		(7,361	)		(10,446	)		(11,481	)		(29,889	)

Income (loss) before income taxes		(4,610	)		4,161			19,109			74,499			93,159
Income tax expense (benefit)		(2,444	)		2,280			5,347			24,108			29,291

Net income (loss)	$	(2,166	)	$	1,881		$	13,762		$	50,391		$	63,868

Earnings (loss) per share
Basic (2) (3)	$	(0.02	)	$	0.02		$	0.12		$	0.43		$	0.54
Diluted (2) (3)	$	(0.02	)	$	0.02		$	0.12		$	0.43		$	0.53

(1)	The cost of software license fees excludes charges for depreciation but includes amortization of purchased and developed software for resale. The cost of maintenance, services and hosting fees excludes charges for depreciation.

(2)	The sum of the earnings per share by quarter does not agree to the earnings per share for the year ended December 31, 2013 due to rounding.

(3)	Earnings (loss) per share balances by quarter have been retroactively adjusted for the three-for-one stock split approved on July 10, 2014.

Nature of Business and Summary of Significant Accounting Policies (Policies)

12 Months Ended

Dec. 31, 2014

Accounting Policies [Abstract]

Nature of Business

Nature of Business

Consolidated Financial Statements

Consolidated Financial Statements

Capital Stock

Capital Stock

Noncontrolling Interest

Noncontrolling Interest

Use of Estimates

Use of Estimates

Revenue Recognition, Receivables and Deferred Revenue

Revenue Recognition, Receivables and Deferred Revenue


	Years Ended December 31,
	2014		2013		2012
License	$	22,211	$	22,190	$	38,226
Maintenance		7,699		9,649		14,178
Services		13		10		830

Total	$	29,923	$	31,849	$	53,234


	December 31,
	2014			2013
Billed Receivables	$	200,392		$	173,100
Allowance for doubtful accounts		(4,806	)		(4,459	)

Billed, net		195,586			168,641
Accrued Receivables		31,520			34,934

Receivables, net	$	227,106		$	203,575

No customer accounted for more than 10% of the Company’s consolidated receivables balance as of December 31, 2014 or 2013.

The following reflects activity in the Company’s allowance for doubtful accounts receivable (in thousands):


	Years Ended December 31,
	2014			2013			2012
Balance, beginning of period	$	(4,459	)	$	(8,117	)	$	(4,843	)
Provision (increase) decrease		(1,049	)		1,161			(3,173	)
Amounts written off, net of recoveries		1,053			2,296			35
Foreign currency translation adjustments and other		(351	)		201			(136	)

Balance, end of period	$	(4,806	)	$	(4,459	)	$	(8,117	)

Cash and Cash Equivalents

Cash and Cash Equivalents

Other Current Assets and Other Current Liabilities

Other Current Assets and Other Current Liabilities


	December 31,
	2014		2013
Settlement deposits	$	13,252	$	27,770
Settlement receivables		11,032		20,119
Current debt issuance costs		6,244		5,276
Other		9,889		12,163

Total other current assets	$	40,417	$	65,328


	December 31,
	2014		2013
Settlement payables	$	21,715	$	42,841
Accrued interest		7,256		7,074
Vendor financed licenses		7,340		6,410
Royalties payable		4,070		5,627
Other		27,124		33,064

Total other current liabilities	$	67,505	$	95,016

Off Balance Sheet Settlement Accounts

Off Balance Sheet Settlement Accounts

Property and Equipment

Property and Equipment


	Useful Lives	2014			2013
Computer and office equipment	3 to 5 years	$	81,850		$	72,163
Leasehold improvements	Lesser of useful life of improvement or remaining life of lease		17,193			15,210
Furniture and fixtures	7 years		11,202			10,537
Building and improvements	7 – 30 years		8,884			5,869
Land	Non depreciable		1,785			1,336

			120,914			105,115
Less: accumulated depreciation and amortization			(60,554	)		(47,768	)

Property and equipment, net		$	60,360		$	57,347

Software

Software

Business Combinations

Business Combinations

Goodwill and Other Intangibles

Goodwill and Other Intangibles

Changes in the carrying amount of goodwill attributable to each reporting unit with goodwill balances during the years ended December 31, 2014 and 2013, were as follows (in thousands):


	Americas			EMEA			Asia/Pacific			Total
Gross Balance prior to December 31, 2012	$	316,222		$	158,653		$	73,698		$	548,573
Total impairment prior to December 31, 2012		(47,432	)		—			—			(47,432	)

Balance, December 31, 2012		268,790			158,653			73,698			501,141
Goodwill from acquisitions (1)		173,101			—			(832	)		172,269
Foreign currency translation adjustments		(625	)		1,505			(5,073	)		(4,193	)

Balance, December 31, 2013		441,266			160,158			67,793			669,217
Goodwill from acquisitions (2)		36,623			84,515			—			121,138
Foreign currency translation adjustments		(1,407	)		(4,370	)		(3,415	)		(9,192	)

Balance, December 31, 2014	$	476,482		$	240,303		$	64,378		$	781,163

(1)	Addition relates to the goodwill acquired in the acquisitions of OPAY, ORCC, PTESA and Distra as discussed in Note 2, Acquisitions.

(2)

Impairment of Long-Lived Assets

Impairment of Long-Lived Assets

Treasury Stock

Treasury Stock

Stock-Based Compensation Plans

Stock-Based Compensation Plans

Translation of Foreign Currencies

Translation of Foreign Currencies

Income Taxes

Income Taxes

Recently Issued Accounting Standards

Recently Issued Accounting Standards

Fair Value of Financial Instruments

ASC 820 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. ASC 820 establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows:

• Level 1 Inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.

• Level 2 Inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means.

• Level 3 Inputs – Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities.

Earnings per share

Basic earnings per share is computed on the basis of weighted average outstanding common shares. Diluted earnings per share is computed on the basis of basic weighted average outstanding common shares adjusted for the dilutive effect of stock options and other outstanding dilutive securities.

Segment Information

Nature of Business and Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2014

Accounting Policies [Abstract]

Revenues in Condensed Consolidated Statements of Operations from Arrangements for which Vendor-Specific Objective Evidence of Fair Value Does Not Exist for Each Undelivered Element


	Years Ended December 31,
	2014		2013		2012
License	$	22,211	$	22,190	$	38,226
Maintenance		7,699		9,649		14,178
Services		13		10		830

Total	$	29,923	$	31,849	$	53,234

Receivables and Concentration of Credit Risk


	December 31,
	2014			2013
Billed Receivables	$	200,392		$	173,100
Allowance for doubtful accounts		(4,806	)		(4,459	)

Billed, net		195,586			168,641
Accrued Receivables		31,520			34,934

Receivables, net	$	227,106		$	203,575

Activity in Allowance for Doubtful Accounts Receivable

The following reflects activity in the Company’s allowance for doubtful accounts receivable (in thousands):


	Years Ended December 31,
	2014			2013			2012
Balance, beginning of period	$	(4,459	)	$	(8,117	)	$	(4,843	)
Provision (increase) decrease		(1,049	)		1,161			(3,173	)
Amounts written off, net of recoveries		1,053			2,296			35
Foreign currency translation adjustments and other		(351	)		201			(136	)

Balance, end of period	$	(4,806	)	$	(4,459	)	$	(8,117	)

Components of Other Current Assets and Other Current Liabilities

Other Current Assets and Other Current Liabilities


	December 31,
	2014		2013
Settlement deposits	$	13,252	$	27,770
Settlement receivables		11,032		20,119
Current debt issuance costs		6,244		5,276
Other		9,889		12,163

Total other current assets	$	40,417	$	65,328


	December 31,
	2014		2013
Settlement payables	$	21,715	$	42,841
Accrued interest		7,256		7,074
Vendor financed licenses		7,340		6,410
Royalties payable		4,070		5,627
Other		27,124		33,064

Total other current liabilities	$	67,505	$	95,016

Property and Equipment Estimated Useful Lives


	Useful Lives	2014			2013
Computer and office equipment	3 to 5 years	$	81,850		$	72,163
Leasehold improvements	Lesser of useful life of improvement or remaining life of lease		17,193			15,210
Furniture and fixtures	7 years		11,202			10,537
Building and improvements	7 – 30 years		8,884			5,869
Land	Non depreciable		1,785			1,336

			120,914			105,115
Less: accumulated depreciation and amortization			(60,554	)		(47,768	)

Property and equipment, net		$	60,360		$	57,347

Changes in Carrying Amount of Goodwill

Changes in the carrying amount of goodwill attributable to each reporting unit with goodwill balances during the years ended December 31, 2014 and 2013, were as follows (in thousands):


	Americas			EMEA			Asia/Pacific			Total
Gross Balance prior to December 31, 2012	$	316,222		$	158,653		$	73,698		$	548,573
Total impairment prior to December 31, 2012		(47,432	)		—			—			(47,432	)

Balance, December 31, 2012		268,790			158,653			73,698			501,141
Goodwill from acquisitions (1)		173,101			—			(832	)		172,269
Foreign currency translation adjustments		(625	)		1,505			(5,073	)		(4,193	)

Balance, December 31, 2013		441,266			160,158			67,793			669,217
Goodwill from acquisitions (2)		36,623			84,515			—			121,138
Foreign currency translation adjustments		(1,407	)		(4,370	)		(3,415	)		(9,192	)

Balance, December 31, 2014	$	476,482		$	240,303		$	64,378		$	781,163

(1)	Addition relates to the goodwill acquired in the acquisitions of OPAY, ORCC, PTESA and Distra as discussed in Note 2, Acquisitions.

(2)

Acquisitions (Tables)

12 Months Ended

Dec. 31, 2014

Pro Forma Results of Combined Company Operations


	Pro Forma Results of Operations for the Year Ended December 31,
	2013		2012
Total Revenues	$	1,027,422	$	1,017,681
Net Income		78,002		64,443
Income per share
Basic	$	0.66	$	0.56
Diluted	$	0.65	$	0.54

Retail Decisions [Member]

Preliminary Purchase Price Allocation


(in thousands, except weighted average useful lives)	Weighted-Average Useful Lives	Retail Decisions
Current assets:
Cash and cash equivalents		$	795
Billed and accrued receivables, net			10,126
Deferred income taxes, net			250
Other current assets			9,932

Total current assets acquired			21,103

Noncurrent assets:
Property and equipment			3,354
Goodwill			135,643
Software	5-7 years		33,136
Customer relationships	18 years		50,480
Trademarks	5 years		3,980
Deferred income taxes			1,622
Other noncurrent assets			416

Total assets acquired			249,734

Current liabilities:
Accounts payable			4,624
Employee compensation			7,289
Other current liabilities			6,168

Total current liabilities acquired			18,081

Noncurrent liabilities:
Deferred income taxes			26,404
Other noncurrent liabilities			164

Total liabilities acquired			44,649

Net assets acquired		$	205,085

Fiscal 2013 Acquisitions

Preliminary Purchase Price Allocation


	Weighted-Average Useful Lives	Official Payments Holdings, Inc.		Online Resourses Corporation		PTESA
Current assets:
Cash and cash equivalents		$	25,871	$	9,930	$	193
Billed and accrued receivables, net			2,858		19,394		327
Deferred income taxes, net			4,692		11,726		—
Other current assets			27,642		17,643		95

Total current assets acquired			61,063		58,693		615

Noncurrent assets:
Property and equipment			6,340		7,335		6
Goodwill			29,236		122,247		7,113
Software	10 years		26,125		62,215		—
Customer relationships	14 - 15 years		47,400		68,750		7,732
Trademarks	3 - 5 years		3,000		3,050		—
Other noncurrent assets			19,178		459		7

Total assets acquired			192,342		322,749		15,473

Current liabilities:
Accounts payable			9,414		15,394		341
Accrued employee compensation			15,006		10,549		261
Note payable			—		7,500		—
Other current liabilities			27,312		7,559		—

Total current liabilities acquired			51,732		41,002		602

Noncurrent liabilities:
Deferred income taxes, net			—		18,290		225
Other noncurrent liabilities acquired			828		3,339		439

Total liabilities acquired			52,560		62,631		1,266

Net assets acquired		$	139,782	$	260,118	$	14,207

S1 Corporation

Purchase Price of S One Corporation's Common Stock

The purchase price of S1 Corporation’s common stock as of the date of acquisition was comprised of (in thousands):


	Amount
Cash payments to S1 shareholders	$	365,918
Issuance of ACI common stock		204,857
Reissuance of treasury stock		2,174
Cash payments for noncompete agreements		2,778
S1 shares previously held as available-for-sale securities		11,557

Total Purchase Price	$	587,284

Two Thousand Twelve Acquisitions

Preliminary Purchase Price Allocation


	Weighted-Average Useful Lives	S1 Corporation		Distra Pty Ltd
Current assets:
Cash and cash equivalents		$	97,748	$	2
Billed and accrued receivables, net			65,329		338
Other current assets			16,791		1,152

Total current assets acquired			179,868		1,492

Noncurrent assets:
Property and equipment			18,440		96
Goodwill			256,244		21,307
Software	5 - 10 years		87,517		18,802
Customer relationships	10 - 20 years		108,690		6,200
Trademarks	3 years		4,500		—
Covenant not to compete	3 years		360		—
Deferred income tax			40,634		12,331
Other noncurrent assets			11,004		—

Total assets acquired			707,257		60,228

Current liabilities:
Deferred revenue			34,671		320
Accrued employee compensation			34,689		1,205
Other current liabilities			28,387		736

Total current liabilities acquired			97,747		2,261

Noncurrent liabilities:
Deferred income tax			15,795		8,217
Other noncurrent liabilities acquired			6,431		—

Total liabilities acquired			119,973		10,478

Net assets acquired		$	587,284	$	49,750

Software and Other Intangible Assets (Tables)

12 Months Ended

Dec. 31, 2014

Goodwill and Intangible Assets Disclosure [Abstract]

Carrying Amount and Accumulated Amortization of Other Intangible Assets

The carrying amount and accumulated amortization of the Company’s other intangible assets that were subject to amortization at each balance sheet date are as follows (in thousands):


	December 31, 2014							December 31, 2013
	Gross Carrying Amount		Accumulated Amortization			Net Balance		Gross Carrying Amount		Accumulated Amortization			Net Balance
Customer relationships	$	322,216	$	(68,616	)	$	253,600	$	277,356	$	(49,410	)	$	227,946
Purchased contracts		10,768		(10,768	)		—		10,865		(10,865	)		—
Trademarks and tradenames		15,767		(7,946	)		7,821		13,995		(4,383	)		9,612
Covenant not to compete		433		(418	)		15		438		(303	)		135

	$	349,184	$	(87,748	)	$	261,436	$	302,654	$	(64,961	)	$	237,693

Estimated Amortization Expense for Future Fiscal Years Based on Capitalized Intangible Assets


Fiscal Year Ending December 31,	Software Amortization		Other Intangible Assets Amortization
2015	$	42,379	$	22,863
2016		37,138		21,728
2017		30,993		20,225
2018		25,764		19,716
2019		23,054		19,110
Thereafter		50,179		157,794

Total	$	209,507	$	261,436

Debt (Tables)

12 Months Ended

Dec. 31, 2014

Debt Disclosure [Abstract]

Maturities on Long-Term Debt Outstanding

Maturities on long-term debt outstanding at December 31, 2014 are as follows (amounts in thousands):


Fiscal year ending December 31,
2015	$	87,352
2016		95,293
2017		95,293
2018		313,997
2019		—
Thereafter		300,000

Total	$	891,935

Carrying Value of Senior Notes


	December 31,
	2014		2013
Term credit facility	$	547,935	$	455,383
Revolving credit facility		44,000		—
6.375% Senior Notes, due August 2020		300,000		300,000

Total debt		891,935		755,383
Less current portion of term credit facility		87,352		47,313

Total long-term debt	$	804,583	$	708,070

- Definition

Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.22)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 470
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6479336&loc=d3e64711-112823

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(e),(f))
-URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 835
-SubTopic 30
-Section 55
-Paragraph 8
-URI http://asc.fasb.org/extlink&oid=34725769&loc=d3e28878-108400

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 8
-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21538-112644

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 6
-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21506-112644

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 835
-SubTopic 30
-Section 45
-Paragraph 1A
-URI http://asc.fasb.org/extlink&oid=6451184&loc=d3e28541-108399

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 835
-SubTopic 30
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6451184&loc=d3e28551-108399

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21521-112644

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 02
-Paragraph 22
-Article 5

+ Details

Corporate Restructuring and Other Organizational Changes (Tables)

12 Months Ended

Dec. 31, 2014

Restructuring and Related Activities [Abstract]

Components of Corporate Restructuring and Other Reorganization Activities from Recent Acquisitions

The components of corporate restructuring and other reorganization activities from the recent acquisitions are included in the following table (in thousands):


	Severance			Facility Closures			Total
Balance, December 31, 2012	$	618		$	1,296		$	1,914
Restructuring charges incurred, net		8,885			—			8,885
Unfavorable lease liability		—			1,708			1,708
Amounts paid during the period		(7,996	)		(1,091	)		(9,087	)
Foreign currency translation adjustments		(37	)		(42	)		(79	)

Balance, December 31, 2013		1,470			1,871			3,341
Restructuring charges (adjustments) incurred, net		8,671			(136	)		8,535
Amounts paid during the period		(7,741	)		(1,283	)		(9,024	)
Foreign currency translation adjustments		(59	)		—			(59	)

Balance, December 31, 2014	$	2,341		$	452		$	2,793

Earnings Per Share (Tables)

12 Months Ended

Dec. 31, 2014

Earnings Per Share [Abstract]

Reconciliation of Average Share Amounts used to Compute Both Basic and Diluted Earnings (Loss) Per Share

The following table reconciles the average share amounts used to compute both basic and diluted earnings per share (in thousands):


	Years Ended December 31,
	2014		2013		2012
Weighted average shares outstanding:
Basic weighted average shares outstanding		114,798		117,885		116,089
Add: Dilutive effect of stock options, restricted stock awards and other dilutive securities		1,973		2,169		3,627

Diluted weighted average shares outstanding		116,771		120,054		119,716

Other, net (Tables)

12 Months Ended

Dec. 31, 2014

Other Income and Expenses [Abstract]

Other, Net

Other, net is comprised of the following items (in thousands):


	Years Ended December 31,
	2014			2013			2012
Foreign currency transaction losses	$	(67	)	$	(2,697	)	$	(750	)
Realized gain on available-for-sale securities		—			—			1,557
Other		(173	)		(630	)		(408	)

Total	$	(240	)	$	(3,327	)	$	399

Segment Information (Tables)

12 Months Ended

Dec. 31, 2014

Segment Reporting [Abstract]

Selected Segment Financial Data, Revenues and Income (Loss) Before Income Taxes

The following is selected segment financial data for the periods indicated (in thousands):


	Years Ended December 31,
	2014			2013			2012
Revenues:
Americas – United States	$	614,488		$	450,251		$	277,775
Americas – Other		87,279			91,639			74,422
EMEA		230,879			228,679			218,015
Asia/Pacific		83,503			94,359			96,367

	$	1,016,149		$	864,928		$	666,579

Depreciation and amortization expense:
Americas	$	20,548		$	17,030		$	10,917
EMEA		4,126			6,310			5,175
Asia/Pacific		1,809			2,574			3,075
Corporate		60,200			44,053			31,614

	$	86,683		$	69,967		$	50,781

Stock-based compensation expense:
Americas	$	2,910		$	2,392		$	256
EMEA		419			759			439
Asia/Pacific		249			293			314
Corporate		7,467			10,128			14,177

	$	11,045		$	13,572		$	15,186

Income (loss) before taxes:
Americas	$	143,379		$	145,496		$	103,165
EMEA		116,120			87,522			78,848
Asia/Pacific		38,853			33,923			32,673
Corporate		(199,583	)		(173,782	)		(149,418	)

	$	98,769		$	93,159		$	65,268

Selected Segment Financial Data, Assets


	December 31,
	2014		2013
Long lived assets:
Americas – United States	$	929,459	$	832,169
Americas – Other		15,337		18,708
EMEA		360,033		262,906
Asia/Pacific		77,416		82,854

	$	1,382,245	$	1,196,637


	December 31,
	2014		2013
Total assets:
Americas – United States	$	1,210,674	$	1,129,064
Americas – Other		32,594		39,995
EMEA		487,629		380,320
Asia/Pacific		119,803		132,472

	$	1,850,700	$	1,681,851

Revenues, by Product Line

Following are revenues, by product and services (in thousands):


	Years Ended December 31,
	2014		2013		2012
Retail payments processing	$	406,023	$	410,200	$	372,942
Billers		235,039		101,981		—
Online banking and community financial services		227,659		223,902		169,652
Tools and infrastructure		40,427		38,241		37,145
Wholesale banking payments		37,879		35,396		39,717
Payment fraud management		36,235		37,136		25,160
Card and merchant management		32,887		18,072		21,963

Total	$	1,016,149	$	864,928	$	666,579

Stock-Based Compensation Plans (Tables)

12 Months Ended

Dec. 31, 2014

Summary of Stock Options Issued Pursuant to Stock Incentive Plans

A summary of stock options issued under the various Stock Incentive Plans previously described and changes is as follows:


	Number of Shares			Weighted- Average Exercise Price ($)		Weighted- Average Remaining Contractual Term (Years)		Aggregate Intrinsic Value of In-the-Money Options ($)
Outstanding, December 31, 2011		10,470,168		$	7.76
Granted		1,306,101			14.14
Exercised		(2,541,903	)		6.58
Forfeited		(316,620	)		7.40
Expired		(12,000	)		3.40

Outstanding, December 31, 2012		8,905,746			9.05
Granted		1,208,019			19.30
Exercised		(2,478,183	)		7.81
Forfeited		(225,474	)		12.79
Expired		(1,287	)		9.65

Outstanding, December 31, 2013		7,408,821			11.02
Granted		27,132			20.13
Exercised		(2,036,558	)		8.08
Forfeited		(116,702	)		17.80

Outstanding, December 31, 2014		5,282,693		$	12.06		5.72	$	43,191,137

Exercisable, December 31, 2014		4,325,851		$	10.66		5.08	$	41,247,183

Estimated Fair Value of Options Granted using Black-Scholes Option-Pricing Model with Weighted-Average Assumptions


	Years Ended December 31,
	2014			2013			2012
Expected life (years)		5.9			6.2			6.2
Risk-free interest rate		1.8	%		1.6	%		0.8	%
Expected volatility		45.2	%		46.0	%		51.4	%
Expected dividend yield		—			—			—

Summary of Nonvested Long-Term Incentive Program Performance Share Awards Outstanding and Changes During Period

A summary of the nonvested LTIP Performance Shares is as follows:


Nonvested LTIP Performance Shares	Number of Shares at Expected Attainment			Weighted- Average Grant Date Fair Value
Nonvested at December 31, 2011		2,794,713		$	7.78
Granted		820,785			14.22
Forfeited		(311,046	)		7.71

Nonvested at December 31, 2012		3,304,452			9.38
Granted		798,306			20.30
Vested		(982,728	)		5.61
Forfeited		(188,511	)		12.33
Change in expected attainment for 2010 grants		(212,943	)		8.88

Nonvested at December 31, 2013		2,718,576			13.78
Granted		19,065			20.13
Vested		(635,643	)		8.88
Forfeited		(111,599	)		16.43
Change in expected attainment for 2012 and 2013 grants		(844,483	)		15.86

Nonvested at December 31, 2014		1,145,916		$	14.84

Summary of Nonvested Restricted Share Awards and Changes During Period

A summary of nonvested RSAs are as follows:


Nonvested Restricted Share Awards	Restricted Share Awards			Grant Date Fair Value
Nonvested at December 31, 2011		300,069		$	6.43
Granted		169,167			14.94
Vested		(237,897	)		6.24
Forfeited		(23,625	)		5.59

Nonvested at December 31, 2012		207,714			13.67
Granted		25,989			16.10
Vested		(88,638	)		12.35

Nonvested at December 31, 2013		145,065			14.91
Granted		106,275			18.57
Vested		(66,670	)		14.59
Forfeited		(1,461	)		20.51

Nonvested at December 31, 2014		183,209		$	17.11

Online Resources Corporation

Summary of Stock Options Issued Pursuant to Stock Incentive Plans

A summary of transaction stock options issued pursuant to the Company’s stock incentive plans is as follows:


	Number of Shares			Weighted- Average Exercise Price		Weighted- Average Remaining Contractual Term (Years)		Aggregate Intrinsic Value of In-the-Money Options
Outstanding as of December 31, 2012		—		$	—
Transaction stock options converted upon acquisition of ORCC		112,404			30.64
Exercised		(15,501	)		13.92
Cancelled		(34,458	)		30.21

Outstanding as of December 31, 2013		62,445			35.03
Exercised		(909	)		13.92
Cancelled		(15,024	)		31.03

Outstanding as of December 31, 2014		46,512		$	36.73		1.61	$	43,444

Exercisable as of December 31, 2014		46,512		$	36.73		1.61	$	43,444

S1 2003 Stock Incentive Plan

Summary of Nonvested Restricted Share Awards and Changes During Period

A summary of nonvested Transaction RSAs issued under the S1 2003 Stock Incentive Plan as of December 31, 2014 and changes during the period are as follows:


Nonvested Transaction Restricted Share Awards	Number of Restricted Share Awards			Weighted-Average Grant Date Fair Value
Nonvested as of December 31, 2011		—		$	—
Transaction RSAs converted upon acquisition of S1		510,615			11.80
Vested		(302,055	)		11.80
Forfeited		(57,828	)		11.80

Nonvested as of December 31, 2012		150,732			11.80
Vested		(35,598	)		11.80
Forfeited		(57,582	)		11.80

Nonvested as of December 31, 2013		57,552			11.80
Vested		(19,822	)		11.80
Forfeited		(20,165	)		11.80

Nonvested as of December 31, 2014		17,565		$	11.80

Income Taxes (Tables)

12 Months Ended

Dec. 31, 2014

Income Tax Disclosure [Abstract]

Components of Income Before Income Taxes

For financial reporting purposes, income before income taxes includes the following components (in thousands):


	Years Ended December 31,
	2014		2013		2012
United States	$	47,963	$	47,640	$	(4,192	)
Foreign		50,806		45,519		69,460

Total	$	98,769	$	93,159	$	65,268

Income Tax Expense (Benefit)

The expense (benefit) for income taxes consists of the following (in thousands):


	Years Ended December 31,
	2014			2013			2012
Federal
Current	$	7,895		$	7,509		$	1,236
Deferred		7,021			9,491			56

Total		14,916			17,000			1,292
State
Current		1,542			2,492			1,150
Deferred		(2,397	)		(1,687	)		(142	)

Total		(855	)		805			1,008
Foreign
Current		13,335			9,717			9,258
Deferred		3,813			1,769			4,864

Total		17,148			11,486			14,122

Total	$	31,209		$	29,291		$	16,422

Summary of Differences Between Income Tax Expense Computed at Statutory Federal Income Tax Rate and Per Consolidated Statements of Income

Differences between the income tax expense computed at the statutory federal income tax rate and per the consolidated statements of income are summarized as follows (in thousands):


	Years Ended December 31,
	2014			2013			2012
Tax expense at federal rate of 35%	$	34,569		$	32,606		$	22,844
State income taxes, net of federal benefit		(544	)		675			655
Change in valuation allowance		3,521			(1,615	)		(2,680	)
Foreign tax rate differential		(5,508	)		(4,650	)		(8,940	)
Unrecognized tax benefit increase (decrease)		65			488			(1,665	)
Tax effect of foreign operations		(104	)		5,906			5,311
Acquisition Costs		289			896			2,659
Tax benefit of research & development		(3,446	)		(4,001	)		(1,749	)
Other		2,367			(1,014	)		(13	)

Income tax provision	$	31,209		$	29,291		$	16,422

Deferred Tax Assets and Liabilities Result from Differences in Timing of Recognition of Certain Income and Expense Items for Tax and Financial Accounting Purposes


	December 31,
	2014			2013
Deferred income tax assets:
Net operating loss carryforwards	$	150,004		$	148,499
Tax credits		43,804			32,231
Compensation		24,486			24,902
Deferred revenue		13,486			10,564
Tax basis in investments		5,601			15,536
Other		9,712			10,153

Gross deferred income tax assets		247,093			241,885
Less: valuation allowance		(36,174	)		(39,749	)

Net deferred income tax assets	$	210,919		$	202,136

Deferred income tax liabilities:
Depreciation and amortization	$	(129,825	)	$	(117,444	)

Total deferred income tax liabilities		(129,825	)		(117,444	)

Net deferred income taxes	$	81,094		$	84,692

Deferred income taxes / liabilities included in the balance sheet are:
Deferred income tax asset – current	$	44,349		$	47,593
Deferred income tax asset – noncurrent		50,187			48,852
Deferred income tax liability – current		(225	)		(753	)
Deferred income tax liability – noncurrent		(13,217	)		(11,000	)

Net deferred income taxes	$	81,094		$	84,692

Reconciliation of Beginning and Ending Amount of Unrecognized Tax Benefits

A reconciliation of the beginning and ending amount of unrecognized tax benefits for the years ended December 31 is as follows (in thousands):


	2014			2013			2012
Balance of unrecognized tax benefits at beginning of year	$	14,996		$	13,079		$	4,012
Increases for tax positions of prior years		84			1,560			10,729
Decreases for tax positions of prior years		(412	)		(327	)		(4	)
Increases for tax positions established for the current period		491			1,739			49
Decreases for settlements with taxing authorities		—			(61	)		(27	)
Reductions resulting from lapse of applicable statute of limitation		(239	)		(901	)		(1,697	)
Adjustment resulting from foreign currency translation		(140	)		(93	)		17

Balance of unrecognized tax benefits at end of year	$	14,780		$	14,996		$	13,079

Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2014

Commitments and Contingencies Disclosure [Abstract]

Aggregate Minimum Operating Lease Payments

Aggregate minimum operating lease payments under these agreements in future fiscal years are as follows (in thousands):


Fiscal Year Ending December 31,	Operating Leases
2015	$	17,315
2016		15,959
2017		12,376
2018		10,716
2019		9,050
Thereafter		28,234

Total minimum lease payments	$	93,650

Accumulated Other Comprehensive Loss (Tables)

12 Months Ended

Dec. 31, 2014

Equity [Abstract]

Activity within Accumulated Other Comprehensive Loss

Activity within accumulated other comprehensive loss for the three years ended December 31, 2014, 2013, and 2012 were as follows:


	Unrealized gain on available-for-sale securities			Foreign currency translation			Accumulated other comprehensive loss
Balance at December 31, 2011	$	594		$	(17,855	)	$	(17,261	)
Other comprehensive income		963			3,824			4,787
Reclassification of unrealized gain to a realized gain on available-for-sale securities		(1,557	)		—			(1,557	)

Balance at December 31, 2012		—			(14,031	)		(14,031	)
Other comprehensive loss		—			(9,284	)		(9,284	)

Balance at December 31, 2013		—			(23,315	)		(23,315	)
Other comprehensive income (loss)		22,977			(19,545	)		3,432

Balance at December 31, 2014	$	22,977		$	(42,860	)	$	(19,883	)

Quarterly Financial Data (Tables)

12 Months Ended

Dec. 31, 2014

Quarterly Financial Information Disclosure [Abstract]

Quarterly Financial Data


	Quarter Ended												Year Ended
	March 31,			June 30,			September 30,			December 31,			December 31,
(in thousands, except per share amounts)	2014			2014			2014			2014			2014
Revenues:
License	$	35,702		$	61,377		$	57,653		$	80,425		$	235,157
Maintenance		62,499			62,309			63,764			67,421			255,993
Services		22,588			24,991			28,194			29,811			105,584
Hosting		100,684			106,131			100,033			112,567			419,415

Total revenues		221,473			254,808			249,644			290,224			1,016,149

Operating expenses:
Cost of license (1)		5,736			6,897			5,433			6,499			24,565
Cost of maintenance, services and hosting (1)		107,887			112,595			105,319			104,390			430,191
Research and development		37,456			38,876			36,321			31,554			144,207
Selling and marketing		27,909			28,007			27,078			29,053			112,047
General and administrative		25,116			24,682			25,329			19,938			95,065
Depreciation and amortization		17,078			17,010			18,295			19,519			71,902

Total operating expenses		221,182			228,067			217,775			210,953			877,977

Operating income		291			26,741			31,869			79,271			138,172
Other income (expense):
Interest expense		(9,175	)		(9,329	)		(10,416	)		(10,818	)		(39,738	)
Interest income		199			135			98			143			575
Other, net		(1,057	)		(3,901	)		3,614			1,104			(240	)

Total other income (expense)		(10,033	)		(13,095	)		(6,704	)		(9,571	)		(39,403	)

Income (loss) before income taxes		(9,742	)		13,646			25,165			69,700			98,769
Income tax expense (benefit)		(3,967	)		2,409			9,433			23,334			31,209

Net income (loss)	$	(5,775	)	$	11,237		$	15,732		$	46,366		$	67,560

Earnings (loss) per share
Basic	$	(0.05	)	$	0.10		$	0.14		$	0.40		$	0.59
Diluted	$	(0.05	)	$	0.10		$	0.14		$	0.40		$	0.58

(1)	The cost of software license fees excludes charges for depreciation but includes amortization of purchased and developed software for resale. The cost of maintenance, services and hosting fees excludes charges for depreciation.


	Quarter Ended												Year Ended
	March 31,			June 30,			September 30,			December 31,			December 31,
(in thousands, except per share amounts)	2013			2013			2013			2013			2013
Revenues:
License	$	41,356		$	53,714		$	56,236		$	82,625		$	233,931
Maintenance		58,634			57,830			60,457			69,033			245,954
Services		23,929			26,964			30,240			40,952			122,085
Hosting		38,078			67,322			67,006			90,552			262,958

Total revenues		161,997			205,830			213,939			283,162			864,928

Operating expenses:
Cost of license (1)		5,918			6,169			5,888			7,349			25,324
Cost of maintenance, services and hosting (1)		61,871			82,573			80,948			93,123			318,515
Research and development		37,149			38,391			33,642			33,375			142,557
Selling and marketing		25,074			27,538			24,098			23,118			99,828
General and administrative		25,037			26,147			24,559			23,557			99,300
Depreciation and amortization		10,957			13,490			15,249			16,660			56,356

Total operating expenses		166,006			194,308			184,384			197,182			741,880

Operating income (loss)		(4,009	)		11,522			29,555			85,980			123,048
Other income (expense):
Interest expense		(3,897	)		(6,053	)		(7,453	)		(9,818	)		(27,221	)
Interest income		131			211			159			158			659
Other, net		3,165			(1,519	)		(3,152	)		(1,821	)		(3,327	)

Total other income (expense)		(601	)		(7,361	)		(10,446	)		(11,481	)		(29,889	)

Income (loss) before income taxes		(4,610	)		4,161			19,109			74,499			93,159
Income tax expense (benefit)		(2,444	)		2,280			5,347			24,108			29,291

Net income (loss)	$	(2,166	)	$	1,881		$	13,762		$	50,391		$	63,868

Earnings (loss) per share
Basic (2) (3)	$	(0.02	)	$	0.02		$	0.12		$	0.43		$	0.54
Diluted (2) (3)	$	(0.02	)	$	0.02		$	0.12		$	0.43		$	0.53

(1)	The cost of software license fees excludes charges for depreciation but includes amortization of purchased and developed software for resale. The cost of maintenance, services and hosting fees excludes charges for depreciation.

(2)	The sum of the earnings per share by quarter does not agree to the earnings per share for the year ended December 31, 2013 due to rounding.

(3)	Earnings (loss) per share balances by quarter have been retroactively adjusted for the three-for-one stock split approved on July 10, 2014.

Nature of Business and Summary of Significant Accounting Policies - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Thousands		12 Months Ended
	Apr. 10, 2014	Dec. 31, 2014	Dec. 31, 2013
Summary Of Significant Accounting Policies [Line Items]
Common stock, par value	$ 0.005	$ 0.005	$ 0.005
Description of Stock split	Three-for-one	On April 10, 2014, the Company announced that its Board of Directors approved a three-for-one stock split of the Company's common stock, which was affected in the form of a common stock dividend distributed on July 10, 2014.
Payments for partnership dissolved		$ 1,391
Percentage of receivables		No customer accounted for more than 10% of the Company's consolidated receivables balance as of December 31, 2014 or 2013.	No customer accounted for more than 10% of the Company's consolidated receivables balance as of December 31, 2014 or 2013.
Amount of off balance sheet settlement funds		$ 224,900	$ 284,000
Goodwill measurement period		1 year
Cornastone Technology Investments (Proprietary) Limited
Summary Of Significant Accounting Policies [Line Items]
Payments for partnership dissolved		$ 1,500
Minimum
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life		3 years
Minimum \| Software Acquired or Developed for Internal Use
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life		3 years
Maximum
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life		20 years
Maximum \| Software Acquired or Developed for Internal Use
Summary Of Significant Accounting Policies [Line Items]
Estimated useful life		10 years
Other Noncurrent Liabilities \| Cornastone Technology Investments (Proprietary) Limited
Summary Of Significant Accounting Policies [Line Items]
Noncontrolling interest			$ 1,100

Revenues in Condensed Consolidated Statements of Operations from Arrangements for which Vendor-Specific Objective Evidence of Fair Value Does Not Exist for Each Undelivered Element (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Revenue Recognition, Milestone Method [Line Items]
License	$ 80,425	$ 57,653	$ 61,377	$ 35,702	$ 82,625	$ 56,236	$ 53,714	$ 41,356	$ 235,157	$ 233,931	$ 221,846
Maintenance	67,421	63,764	62,309	62,499	69,033	60,457	57,830	58,634	255,993	245,954	199,876
Services	29,811	28,194	24,991	22,588	40,952	30,240	26,964	23,929	105,584	122,085	131,536
Total revenues	$ 290,224	$ 249,644	$ 254,808	$ 221,473	$ 283,162	$ 213,939	$ 205,830	$ 161,997	1,016,149	864,928	666,579
Vendor Specific Objective Evidence of Fair Value
Revenue Recognition, Milestone Method [Line Items]
License									22,211	22,190	38,226
Maintenance									7,699	9,649	14,178
Services									13	10	830
Total revenues									$ 29,923	$ 31,849	$ 53,234

Receivables and Concentration of Credit Risk (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accounting Policies [Abstract]
Billed Receivables	$ 200,392	$ 173,100
Allowance for doubtful accounts	(4,806)	(4,459)	$ (8,117)	$ (4,843)
Billed, net	195,586	168,641
Accrued Receivables	31,520	34,934
Receivables, net	$ 227,106	$ 203,575

Activity in Allowance for Doubtful Accounts Receivable (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Valuation and Qualifying Accounts [Abstract]
Balance, beginning of period	$ (4,459)	$ (8,117)	$ (4,843)
Provision (increase) decrease	(1,049)	1,161	(3,173)
Amounts written off, net of recoveries	1,053	2,296	35
Foreign currency translation adjustments and other	(351)	201	(136)
Balance, end of period	$ (4,806)	$ (4,459)	$ (8,117)

Components of Other Current Assets and Other Current Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Nature Of Business And Summary Of Significant Accounting Policies [Line Items]
Current debt issuance costs	$ 6,244	$ 5,276
Other	9,889	12,163
Total other current assets	40,417	65,328
Settlement payables	21,715	42,841
Accrued interest	7,256	7,074
Vendor financed licenses	7,340	6,410
Royalties payable	4,070	5,627
Other	27,124	33,064
Total other current liabilities	67,505	95,016
Settlement deposits
Nature Of Business And Summary Of Significant Accounting Policies [Line Items]
Other assets settlement	13,252	27,770
Settlement receivables
Nature Of Business And Summary Of Significant Accounting Policies [Line Items]
Other assets settlement	$ 11,032	$ 20,119

Net Property and Equipment (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Property and equipment, gross	$ 120,914	$ 105,115
Less: accumulated depreciation and amortization	(60,554)	(47,768)
Property and equipment, net	60,360	57,347
Computer and office equipment
Property, Plant and Equipment [Line Items]
Property and equipment, gross	$ 81,850	72,163
Leasehold improvements
Property, Plant and Equipment [Line Items]
Property, plant & equipment useful lives	Lesser of useful life of improvement or remaining life of lease
Property and equipment, gross	$ 17,193	15,210
Furniture and fixtures
Property, Plant and Equipment [Line Items]
Property, plant & equipment useful lives	7 years
Property and equipment, gross	$ 11,202	10,537
Building and improvements
Property, Plant and Equipment [Line Items]
Property and equipment, gross	$ 8,884	5,869
Land
Property, Plant and Equipment [Line Items]
Property, plant & equipment useful lives	Non depreciable
Property and equipment, gross	$ 1,785	$ 1,336
Minimum \| Computer and office equipment
Property, Plant and Equipment [Line Items]
Property, plant & equipment useful lives	3 years
Minimum \| Building and improvements
Property, Plant and Equipment [Line Items]
Property, plant & equipment useful lives	7 years
Maximum \| Computer and office equipment
Property, Plant and Equipment [Line Items]
Property, plant & equipment useful lives	5 years
Maximum \| Building and improvements
Property, Plant and Equipment [Line Items]
Property, plant & equipment useful lives	30 years

Changes in Carrying Amount of Goodwill (Detail) - USD ($)
$ in Thousands

12 Months Ended

Dec. 31, 2014

Dec. 31, 2013

Dec. 31, 2012

Goodwill [Line Items]

Goodwill from acquisitions

$ 121,138

^[1]

$ 172,269

^[2]

Gross Balance prior to the end of year

$ 548,573

Foreign currency translation adjustments

(9,192)

(4,193)

Total impairment, beginning of period

(47,432)

Ending Balance

781,163

669,217

Beginning Balance

669,217

Americas

Goodwill [Line Items]

Goodwill from acquisitions

36,623

^[1]

173,101

^[2]

Gross Balance prior to the end of year

316,222

Foreign currency translation adjustments

(1,407)

(625)

Total impairment, beginning of period

(47,432)

Ending Balance

476,482

441,266

Beginning Balance

441,266

EMEA

Goodwill [Line Items]

Goodwill from acquisitions

^[1]

84,515

Gross Balance prior to the end of year

158,653

Foreign currency translation adjustments

(4,370)

1,505

Ending Balance

240,303

160,158

Beginning Balance

160,158

Asia/Pacific

Goodwill [Line Items]

Goodwill from acquisitions

^[2]

(832)

Gross Balance prior to the end of year

$ 73,698

Foreign currency translation adjustments

(3,415)

(5,073)

Ending Balance

64,378

$ 67,793

Beginning Balance

$ 67,793

[1]	Goodwill from acquisitions relates to the goodwill recorded for the acquisitions of ReD, as well as adjustments to goodwill related to the acquisitions of OPAY, ORCC, and PTESA as discussed in Note 2. The purchase price allocation for ReD is preliminary as of December 31, 2014 and accordingly is subject to future changes during the maximum one-year allocation period.
[2]	Addition relates to the goodwill acquired in the acquisitions of OPAY, ORCC, PTESA and Distra as discussed in Note

Changes in Carrying Amount of Goodwill (Parenthetical) (Detail)	12 Months Ended
	Dec. 31, 2014
Maximum
Goodwill [Line Items]
Preliminary purchase price allocation period	1 year

Acquisitions - Additional Information (Detail) $ / shares in Units, $ in Thousands						1 Months Ended	3 Months Ended								12 Months Ended
	Aug. 12, 2014 USD ($)	Nov. 05, 2013 USD ($) $ / shares	Mar. 11, 2013 USD ($) $ / shares	May 24, 2012 USD ($)	Feb. 13, 2012 USD ($) $ / shares shares	Sep. 18, 2012 USD ($)	Dec. 31, 2014 USD ($)	Sep. 30, 2014 USD ($)	Jun. 30, 2014 USD ($)	Mar. 31, 2014 USD ($)	Dec. 31, 2013 USD ($)	Sep. 30, 2013 USD ($)	Jun. 30, 2013 USD ($)	Mar. 31, 2013 USD ($)	Dec. 31, 2014 USD ($) shares	Dec. 31, 2013 USD ($) Entity shares	Dec. 31, 2012 USD ($) Entity shares	Sep. 18, 2014	Dec. 31, 2011 USD ($)
Business Acquisition [Line Items]
Business acquisition cash paid	$ 205,100																$ 641,700
Additional borrowing															$ 169,500	$ 40,000	119,000
Acquisition related transaction expenses															2,700
Operating income							$ 79,271	$ 31,869	$ 26,741	$ 291	$ 85,980	$ 29,555	$ 11,522	$ (4,009)	138,172	123,048	$ 74,372
Total Purchase Price																$ 378,100
Number of businesses acquired \| Entity																3	3
Goodwill							781,163				669,217				$ 781,163	$ 669,217			$ 501,141
Issuance of shares from treasury stock for acquisition of S1 Corporation \| shares																	286,500
Realized gain on available-for-sale securities																	$ 1,557
Term credit facility
Business Acquisition [Line Items]
Additional borrowing	150,000
Revolving Credit Facility
Business Acquisition [Line Items]
Additional borrowing	$ 60,500
Profesionales en Transacciones Electronicas S.A. - Venezuela ("PTESA-V")
Business Acquisition [Line Items]
Percentage of ownership interest acquired														100.00%
Profesionales en Transacciones Electronicas S.A. - Ecuador ("PTESA-E")
Business Acquisition [Line Items]
Percentage of ownership interest acquired														100.00%
Profesionales En Transacciones Electronicas Venezuela And Ecuador
Business Acquisition [Line Items]
Total Purchase Price														$ 2,800
Profesionales en Transacciones Electronicas S.A. - Colombia ("PTESA-C")
Business Acquisition [Line Items]
Total Purchase Price														11,400
Profesionales en Transacciones Electronicas S.A
Business Acquisition [Line Items]
Total Purchase Price														14,200
Goodwill							7,113								$ 7,113
Purchase price, non tax deductible goodwill amount														$ 1,500
Retail Decisions [Member]
Business Acquisition [Line Items]
Revenue															17,900
Operating income															1,900
Goodwill							135,643								135,643
Official Payments Holdings, Inc.
Business Acquisition [Line Items]
Business acquisition cash paid		$ 139,800
Additional borrowing		$ 40,000
Acquisition related transaction expenses																$ 1,200
Revenue															135,700	23,300
Cash paid per common stock \| $ / shares		$ 8.35
Goodwill							29,236				29,200				29,236	29,200
Online Resources Corporation
Business Acquisition [Line Items]
Acquisition related transaction expenses																5,400
Revenue															151,300	120,800
Operating income																6,400
Total Purchase Price			$ 260,100
Cash paid per common stock \| $ / shares			$ 3.85
Goodwill							122,247								122,247
Business acquisition common stock purchase price			$ 132,900
Distra Pty Ltd
Business Acquisition [Line Items]
Business acquisition cash paid						$ 49,800
Goodwill											21,307					21,307
Percentage of ownership interest acquired																		100.00%
North Data Uruguay S.A.
Business Acquisition [Line Items]
Total Purchase Price				$ 4,600
Goodwill				3,500
Business acquisition, cash acquired				100
S1 Corporation
Business Acquisition [Line Items]
Business acquisition cash paid					$ 368,700
Acquisition related transaction expenses																	6,100
Revenue																	161,900
Operating income																	(6,900)
Total Purchase Price					$ 587,284
Goodwill											256,244					256,244
Acquisition transaction paid in shares \| shares					5,900,000
Issuance of shares from treasury stock for acquisition of S1 Corporation \| shares					95,500
Cash price per share S1 stockholders could elect to receive for one share of S1 stock \| $ / shares					$ 10.00
Pro-Rata share of the Company stock a S1 stockholder could elect to receive for one share of S1 stock \| shares					0.3148
Proration of exchange percentage of S1 share					33.80%
Proration of exchange percentage, S1 share for cash					66.20%
Share price used to calculate cash payment for fractional shares \| $ / shares					$ 34.14
Realized gain on available-for-sale securities																	$ 1,600
Acquisition transaction paid in cash					$ 73,700
Customer relationships \| Profesionales en Transacciones Electronicas S.A
Business Acquisition [Line Items]
Amortizable intangible assets							7,732								7,732
Customer relationships \| Retail Decisions [Member]
Business Acquisition [Line Items]
Amortizable intangible assets							50,480								$ 50,480
Acquired intangible assets, weighted-average useful lives															18 years
Customer relationships \| Official Payments Holdings, Inc.
Business Acquisition [Line Items]
Amortizable intangible assets							47,400				47,400				$ 47,400	47,400
Customer relationships \| Online Resources Corporation
Business Acquisition [Line Items]
Amortizable intangible assets							$ 68,750								$ 68,750
Customer relationships \| Distra Pty Ltd
Business Acquisition [Line Items]
Amortizable intangible assets											6,200					6,200
Customer relationships \| North Data Uruguay S.A.
Business Acquisition [Line Items]
Amortizable intangible assets				$ 2,200
Acquired intangible assets, weighted-average useful lives				12 years 7 months 6 days
Customer relationships \| S1 Corporation
Business Acquisition [Line Items]
Amortizable intangible assets											$ 108,690					108,690
Maximum \| Official Payments Holdings, Inc.
Business Acquisition [Line Items]
Operating income																$ (100)
Maximum \| Customer relationships \| Profesionales en Transacciones Electronicas S.A
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives															15 years
Maximum \| Customer relationships \| Official Payments Holdings, Inc.
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives															15 years
Maximum \| Customer relationships \| Online Resources Corporation
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives															15 years
Maximum \| Customer relationships \| Distra Pty Ltd
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives																20 years
Maximum \| Customer relationships \| S1 Corporation
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives																20 years
Series A-1 Convertible Preferred Stock \| Online Resources Corporation
Business Acquisition [Line Items]
Business acquisition preferred stock purchase price			$ 127,200
Available-for-sale Securities \| S1 Corporation
Business Acquisition [Line Items]
Issuance of shares for acquisition of S1 Corporation \| shares																	1,107,000
New Senior Secured Credit Facilities
Business Acquisition [Line Items]
Additional borrowings under credit facility															$ 300,000
New Senior Secured Credit Facilities \| S1 Corporation
Business Acquisition [Line Items]
Additional borrowings under credit facility					$ 295,000

Preliminary Purchase Price Allocation of Official Payments Holdings, Online Resources Corporation and PTESA (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2011
Business Acquisition [Line Items]
Goodwill	$ 781,163	$ 669,217	$ 501,141
Retail Decisions [Member]
Business Acquisition [Line Items]
Cash and cash equivalents	795
Billed and accrued receivables, net	10,126
Deferred income taxes, net	250
Other current assets	9,932
Total current assets acquired	21,103
Property and equipment	3,354
Goodwill	135,643
Deferred income taxes	1,622
Other noncurrent assets	416
Total assets acquired	249,734
Accounts payable	4,624
Accrued employee compensation	7,289
Other current liabilities	6,168
Total current liabilities acquired	18,081
Deferred income taxes, net	26,404
Other noncurrent liabilities acquired	164
Total liabilities acquired	44,649
Net assets acquired	205,085
Official Payments Holdings, Inc.
Business Acquisition [Line Items]
Cash and cash equivalents	25,871
Billed and accrued receivables, net	2,858
Deferred income taxes, net	4,692
Other current assets	27,642
Total current assets acquired	61,063
Property and equipment	6,340
Goodwill	29,236	29,200
Other noncurrent assets	19,178
Total assets acquired	192,342
Accounts payable	9,414
Accrued employee compensation	15,006
Other current liabilities	27,312
Total current liabilities acquired	51,732
Other noncurrent liabilities acquired	828
Total liabilities acquired	52,560
Net assets acquired	139,782
Online Resources Corporation
Business Acquisition [Line Items]
Cash and cash equivalents	9,930
Billed and accrued receivables, net	19,394
Deferred income taxes, net	11,726
Other current assets	17,643
Total current assets acquired	58,693
Property and equipment	7,335
Goodwill	122,247
Other noncurrent assets	459
Total assets acquired	322,749
Accounts payable	15,394
Accrued employee compensation	10,549
Note payable	7,500
Other current liabilities	7,559
Total current liabilities acquired	41,002
Deferred income taxes, net	18,290
Other noncurrent liabilities acquired	3,339
Total liabilities acquired	62,631
Net assets acquired	260,118
Profesionales en Transacciones Electronicas S.A
Business Acquisition [Line Items]
Cash and cash equivalents	193
Billed and accrued receivables, net	327
Other current assets	95
Total current assets acquired	615
Property and equipment	6
Goodwill	7,113
Other noncurrent assets	7
Total assets acquired	15,473
Accounts payable	341
Accrued employee compensation	261
Total current liabilities acquired	602
Deferred income taxes, net	225
Other noncurrent liabilities acquired	439
Total liabilities acquired	1,266
Net assets acquired	14,207
Software \| Retail Decisions [Member]
Business Acquisition [Line Items]
Amortizable intangible assets	$ 33,136
Software \| Retail Decisions [Member] \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	5 years
Software \| Retail Decisions [Member] \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	7 years
Software \| Official Payments Holdings, Inc.
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	10 years
Amortizable intangible assets	$ 26,125
Software \| Online Resources Corporation
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	10 years
Amortizable intangible assets	$ 62,215
Customer relationships \| Retail Decisions [Member]
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	18 years
Amortizable intangible assets	$ 50,480
Customer relationships \| Official Payments Holdings, Inc.
Business Acquisition [Line Items]
Amortizable intangible assets	$ 47,400	$ 47,400
Customer relationships \| Official Payments Holdings, Inc. \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	14 years
Customer relationships \| Official Payments Holdings, Inc. \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	15 years
Customer relationships \| Online Resources Corporation
Business Acquisition [Line Items]
Amortizable intangible assets	$ 68,750
Customer relationships \| Online Resources Corporation \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	14 years
Customer relationships \| Online Resources Corporation \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	15 years
Customer relationships \| Profesionales en Transacciones Electronicas S.A
Business Acquisition [Line Items]
Amortizable intangible assets	$ 7,732
Customer relationships \| Profesionales en Transacciones Electronicas S.A \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	14 years
Customer relationships \| Profesionales en Transacciones Electronicas S.A \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	15 years
Trademarks \| Retail Decisions [Member]
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	5 years
Amortizable intangible assets	$ 3,980
Trademarks \| Official Payments Holdings, Inc.
Business Acquisition [Line Items]
Amortizable intangible assets	$ 3,000
Trademarks \| Official Payments Holdings, Inc. \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	3 years
Trademarks \| Official Payments Holdings, Inc. \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	5 years
Trademarks \| Online Resources Corporation
Business Acquisition [Line Items]
Amortizable intangible assets	$ 3,050
Trademarks \| Online Resources Corporation \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	3 years
Trademarks \| Online Resources Corporation \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	5 years

Purchase Price of S1 Corporation's Common stock (Detail) - USD ($) $ in Thousands			12 Months Ended
	Aug. 12, 2014	Feb. 13, 2012	Dec. 31, 2013	Dec. 31, 2012
Business Acquisition [Line Items]
Issuance of ACI common stock				$ 204,856
Reissuance of treasury stock				2,174
Cash payments	$ 205,100			$ 641,700
Total Purchase Price			$ 378,100
S1 Corporation
Business Acquisition [Line Items]
Cash payments		$ 365,918
Issuance of ACI common stock		204,857
Reissuance of treasury stock		2,174
Cash payments		368,700
S1 shares previously held as available-for-sale securities		11,557
Total Purchase Price		587,284
S1 Corporation \| Covenant not to compete
Business Acquisition [Line Items]
Cash payments		$ 2,778

Preliminary Purchase Price Allocation of S1 Corporation and Distra Pty Ltd (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2011
Business Acquisition [Line Items]
Goodwill	$ 669,217	$ 781,163	$ 501,141
S1 Corporation
Business Acquisition [Line Items]
Cash and cash equivalents	97,748
Billed and accrued receivables, net	65,329
Other current assets	16,791
Total current assets acquired	179,868
Property and equipment	18,440
Goodwill	256,244
Deferred income tax	40,634
Other noncurrent assets	11,004
Total assets acquired	707,257
Deferred revenue	34,671
Accrued employee compensation	34,689
Other current liabilities	28,387
Total current liabilities acquired	97,747
Deferred income tax	15,795
Other noncurrent liabilities acquired	6,431
Total liabilities acquired	119,973
Net assets acquired	587,284
S1 Corporation \| Software
Business Acquisition [Line Items]
Amortizable intangible assets	$ 87,517
S1 Corporation \| Software \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	5 years
S1 Corporation \| Software \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	10 years
S1 Corporation \| Customer relationships
Business Acquisition [Line Items]
Amortizable intangible assets	$ 108,690
S1 Corporation \| Customer relationships \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	10 years
S1 Corporation \| Customer relationships \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	20 years
S1 Corporation \| Trademarks
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	3 years
Amortizable intangible assets	$ 4,500
S1 Corporation \| Covenant not to compete
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	3 years
Amortizable intangible assets	$ 360
Distra Pty Ltd
Business Acquisition [Line Items]
Cash and cash equivalents	2
Billed and accrued receivables, net	338
Other current assets	1,152
Total current assets acquired	1,492
Property and equipment	96
Goodwill	21,307
Deferred income tax	12,331
Total assets acquired	60,228
Deferred revenue	320
Accrued employee compensation	1,205
Other current liabilities	736
Total current liabilities acquired	2,261
Deferred income tax	8,217
Total liabilities acquired	10,478
Net assets acquired	49,750
Distra Pty Ltd \| Software
Business Acquisition [Line Items]
Amortizable intangible assets	$ 18,802
Distra Pty Ltd \| Software \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	5 years
Distra Pty Ltd \| Software \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	10 years
Distra Pty Ltd \| Customer relationships
Business Acquisition [Line Items]
Amortizable intangible assets	$ 6,200
Distra Pty Ltd \| Customer relationships \| Minimum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	10 years
Distra Pty Ltd \| Customer relationships \| Maximum
Business Acquisition [Line Items]
Acquired intangible assets, weighted-average useful lives	20 years

Pro Forma Results of Combined Company Operations (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Business Acquisition, Pro Forma Information [Abstract]
Total Revenues	$ 1,027,422	$ 1,017,681
Net Income	$ 78,002	$ 64,443
Income per share
Basic	$ 0.66	$ 0.56
Diluted	$ 0.65	$ 0.54

Software and Other Intangible Assets - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Finite-Lived Intangible Assets [Line Items]
Software, net	$ 209,507	$ 191,468
Software, accumulated amortization	121,600	95,300
Other intangible assets amortization expense	$ 24,700	18,500	$ 12,100
Minimum
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	3 years
Maximum
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	20 years
Software Marketed for External Sale
Finite-Lived Intangible Assets [Line Items]
Software, net	$ 85,900	94,000
Software, amortization expense	$ 14,800	13,600	13,800
Software Marketed for External Sale \| Minimum
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	3 years
Software Marketed for External Sale \| Maximum
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	10 years
Software Acquired or Developed for Internal Use
Finite-Lived Intangible Assets [Line Items]
Software, net	$ 123,600	97,500
Software, amortization expense	$ 26,700	$ 19,100	$ 11,600
Software Acquired or Developed for Internal Use \| Minimum
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	3 years
Software Acquired or Developed for Internal Use \| Maximum
Finite-Lived Intangible Assets [Line Items]
Estimated useful life	10 years

Carrying Amount and Accumulated Amortization of Other Intangible Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 349,184	$ 302,654
Accumulated Amortization	(87,748)	(64,961)
Net Balance	261,436	237,693
Customer relationships
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	322,216	277,356
Accumulated Amortization	(68,616)	(49,410)
Net Balance	253,600	227,946
Purchased contracts
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	10,768	10,865
Accumulated Amortization	(10,768)	(10,865)
Trademarks and tradenames
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	15,767	13,995
Accumulated Amortization	(7,946)	(4,383)
Net Balance	7,821	9,612
Covenant not to compete
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	433	438
Accumulated Amortization	(418)	(303)
Net Balance	$ 15	$ 135

Estimated Amortization Expense for Future Fiscal Years Based on Capitalized Intangible Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Finite-Lived Intangible Assets [Line Items]
Total	$ 261,436	$ 237,693
Software
Finite-Lived Intangible Assets [Line Items]
2015	42,379
2016	37,138
2017	30,993
2018	25,764
2019	23,054
Thereafter	50,179
Total	209,507
Other Intangible Assets
Finite-Lived Intangible Assets [Line Items]
2015	22,863
2016	21,728
2017	20,225
2018	19,716
2019	19,110
Thereafter	157,794
Total	$ 261,436

Debt - Additional Information (Detail) - USD ($)					12 Months Ended
Debt - Additional Information (Detail) - USD ($)	Aug. 20, 2014	Aug. 12, 2014	Aug. 20, 2013	Nov. 10, 2011	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Debt Instrument [Line Items]
Credit Facility maturity date					Aug. 20, 2018
Additional borrowing					$ 169,500,000	$ 40,000,000	$ 119,000,000
Debt issuance cost paid					$ 4,662,000	17,042,000	1,094,000
Credit facility, interest rate description					The applicable margin for borrowings under the Revolving Credit Facility is, based on the calculation of the applicable consolidated total leverage ratio, between 0.50% to 1.50% with respect to base rate borrowings and between 1.50% and 2.50% with respect to LIBOR based borrowings. Interest is due and payable monthly. The interest rate in effect at December 31, 2014 for the Credit Facility was 2.67%.
Credit facility, interest rate margin above federal fund rate					1.00%
Credit facility, interest rate margin above one-month LIBOR rate					1.00%
Credit facility, borrowing rate					2.67%
Maturity date of senior notes					Aug. 15, 2020
Other current liabilities					$ 7,340,000	6,410,000
Minimum
Debt Instrument [Line Items]
Credit facility, interest rate margin above base rate					0.50%
Credit facility, interest rate margin above LIBOR rate					1.50%
Maximum
Debt Instrument [Line Items]
Credit facility, interest rate margin above base rate					1.50%
Credit facility, interest rate margin above LIBOR rate					2.50%
Fourth Amendment
Debt Instrument [Line Items]
Borrowing under credit facility after amendment	$ 300,000,000
Borrowing under credit facility	$ 200,000,000
Credit Facility maturity date	Aug. 20, 2018
Senior Notes
Debt Instrument [Line Items]
Senior notes amount outstanding			$ 300,000,000		$ 300,000,000
Percentage of interest rate on notes	6.375%		6.375%
Debt issuance cost incurred			$ 6,100,000
Debt issuance cost paid					200,000	5,900,000
Issue price percentage of senior notes of the principal amount			100.00%
Maturity date of senior notes			Aug. 20, 2020
Fifth Amendment \| Minimum
Debt Instrument [Line Items]
Credit agreement intercompany indebtedness permitted amount		$ 75,000,000
Credit agreement intercompany unsecured indebtedness permitted amount		350,000,000
Fifth Amendment \| Maximum
Debt Instrument [Line Items]
Credit agreement intercompany indebtedness permitted amount		225,000,000
Credit agreement intercompany unsecured indebtedness permitted amount		500,000,000
License agreement
Debt Instrument [Line Items]
Financed internally-used software							$ 14,800,000
License agreement period							5 years
Annual payments due date							April through 2016
Total other liabilities					6,300,000	9,300,000
Other current liabilities					3,100,000	3,000,000
Other noncurrent liabilities					3,200,000	6,300,000
Revolving Credit Facility
Debt Instrument [Line Items]
Line of credit facility amount outstanding					44,000,000
Unused borrowings					206,000,000
Credit facilities, maximum borrowing capacity				$ 250,000,000
Credit facilities, maturity				5 years
Additional borrowing		60,500,000
Term Credit Facility
Debt Instrument [Line Items]
Line of credit facility amount outstanding					547,900,000
Credit facilities, maximum borrowing capacity				$ 500,000,000
Credit facilities, maturity				5 years
Additional borrowing		$ 150,000,000
Debt issuance cost incurred				$ 28,600,000
Debt issuance cost paid					$ 4,500,000	$ 11,300,000	$ 12,800,000
Parent Company and Domestic Subsidiaries
Debt Instrument [Line Items]
Percentage of capital stock pledged as collateral					100.00%
Foreign Subsidiaries
Debt Instrument [Line Items]
Percentage of capital stock pledged as collateral					65.00%

Maturities on Long-Term Debt Outstanding (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Debt Disclosure [Abstract]
2015	$ 87,352
2016	95,293
2017	95,293
2018	313,997
2019	0
Thereafter	300,000
Total	$ 891,935	$ 755,383

Carrying Value of Senior Notes (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Debt Instrument [Line Items]
Total debt	$ 891,935	$ 755,383
Less current portion of term credit facility	87,352	47,313
Total long-term debt	804,583	708,070
Term credit facility
Debt Instrument [Line Items]
Total debt	547,935	455,383
6.375% Senior Notes, due August 2020
Debt Instrument [Line Items]
Total debt	300,000	$ 300,000
Revolving Credit Facility
Debt Instrument [Line Items]
Total debt	$ 44,000

Carrying Value of Senior Notes (Parenthetical) (Detail)	12 Months Ended
Carrying Value of Senior Notes (Parenthetical) (Detail)	Dec. 31, 2014
Debt Instrument [Line Items]
Maturity date of senior notes	Aug. 15, 2020
6.375% Senior Notes, due August 2020
Debt Instrument [Line Items]
Percentage of interest rate on notes	6.375%
Maturity date of senior notes	Aug. 15, 2020

Fair Value of Financial Instruments - Additional Information (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Deferred tax assets, valuation allowance	$ 8.7
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value senior note	315.0
Yodlee, Inc.
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cost basis investment	9.8
Additional investment		$ 1.0
Total investments		$ 10.8
Realized gain on available-for-sale securities	23.0
Cost basis price appreciation of shares	10.8
Yodlee, Inc. \| Equity securities \| Quoted prices in active markets for identical assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities, Fair Value	$ 33.8

Corporate Restructuring and Other Organizational Changes - Additional Information (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2014 USD ($) Position	Dec. 31, 2013 USD ($) Position	Dec. 31, 2012 USD ($) Position
Restructuring Cost and Reserve [Line Items]
Employee termination costs (adjustments)	$ 8,700	$ 8,900	$ 9,200
Employee termination costs paid during the period	$ 6,200	$ 7,400	$ 8,400
Liability is expected to be paid	12 months
Number of positions eliminated \| Position	220	147	272
Total liability paid to employees	$ 2,300
Remaining liability paid to employees	1,600
Unfavorable lease liability		$ 1,708
Restructuring charges	2,793	3,341	$ 1,914
Other Noncurrent Liabilities
Restructuring Cost and Reserve [Line Items]
Restructuring charges	700
Severance
Restructuring Cost and Reserve [Line Items]
Restructuring charges	2,341	1,470	618
Lease for facility in Dublin, Ireland
Restructuring Cost and Reserve [Line Items]
Lease termination fee			2,800
Unfavorable lease liability			500
Facility Closures
Restructuring Cost and Reserve [Line Items]
Unfavorable lease liability		1,708
Restructuring charges	452	1,871	1,296
Employee Compensation
Restructuring Cost and Reserve [Line Items]
Restructuring charges	1,600
General and Administrative Expense \| Leased Facilities in Chantilly, VA, North Brunswick, NJ, Columbus, OH, Duluth, GA, and Bangalore, India
Restructuring Cost and Reserve [Line Items]
Lease termination fee		1,700
General and Administrative Expense \| Lease for facility in New York
Restructuring Cost and Reserve [Line Items]
Lease termination fee			1,100
General and Administrative Expense \| Lease for facility in Dublin, Ireland
Restructuring Cost and Reserve [Line Items]
Lease termination fee			2,300
General and Administrative Expense \| Leased facilities in Toronto, Canada and Chertsey, England
Restructuring Cost and Reserve [Line Items]
Lease termination fee			1,300
Americas
Restructuring Cost and Reserve [Line Items]
Employee termination costs (adjustments)	5,700	6,300	3,700
EMEA
Restructuring Cost and Reserve [Line Items]
Employee termination costs (adjustments)	2,000	2,200	4,600
Asia/Pacific
Restructuring Cost and Reserve [Line Items]
Employee termination costs (adjustments)	$ 1,000	$ 400	$ 900

Components of Corporate Restructuring and Other Reorganization Activities from Recent Acquisitions (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Restructuring Cost and Reserve [Line Items]
Beginning balance	$ 3,341	$ 1,914
Restructuring charges (adjustments) incurred, net	8,535	8,885
Unfavorable lease liability		1,708
Amounts paid during the period	(9,024)	(9,087)
Foreign currency translation adjustments	(59)	(79)
Ending balance	2,793	3,341
Severance
Restructuring Cost and Reserve [Line Items]
Beginning balance	1,470	618
Restructuring charges (adjustments) incurred, net	8,671	8,885
Amounts paid during the period	(7,741)	(7,996)
Foreign currency translation adjustments	(59)	(37)
Ending balance	2,341	1,470
Facility Closures
Restructuring Cost and Reserve [Line Items]
Beginning balance	1,871	1,296
Restructuring charges (adjustments) incurred, net	(136)
Unfavorable lease liability		1,708
Amounts paid during the period	(1,283)	(1,091)
Foreign currency translation adjustments		(42)
Ending balance	$ 452	$ 1,871

Common Stock and Treasury Stock - Additional Information (Detail) - USD ($)	12 Months Ended			36 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2014	Feb. 28, 2014	Jul. 31, 2013	Sep. 13, 2012	Feb. 29, 2012	Dec. 31, 2011
Maximum stock authorized to purchase under stock repurchase program								$ 262,100,000	$ 210,000,000
Increase in maximum stock authorized to purchase under stock repurchase program					$ 100,000,000	$ 100,000,000		$ 52,100,000
Repurchase of common stock, shares	3,578,427	4,970,424	4,313,076	37,108,467
Repurchase of common stock, value	$ 70,000,000	$ 80,912,000	$ 57,836,000	$ 395,800,000
Number shares issued pursuant to stock option exercises	2,036,558	2,478,183	2,541,903
Long-term incentive program performance share awards
Stock issued during the period performance share award	635,643	982,728
Restricted share awards (RSAs)
Stock issued during the period restricted share awards	106,275	25,989	679,782
Stock Options
Number shares issued pursuant to stock option exercises	2,037,467	2,493,684	2,541,903
Maximum
Maximum stock authorized to purchase under stock repurchase program							$ 113,000,000
Stock authorized to purchase under stock repurchase program, shares							7,500,000
Remaining value of shares authorized for purchase under the stock repurchase program	$ 138,300,000			$ 138,300,000

Reconciliation of Average Share Amounts used to Compute Both Basic and Diluted Earnings (Loss) Per Share (Detail) - shares shares in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Weighted average shares outstanding:
Basic weighted average shares outstanding	114,798	117,885	116,089
Add: Dilutive effect of stock options, restricted stock awards and other dilutive securities	1,973	2,169	3,627
Diluted weighted average shares outstanding	116,771	120,054	119,716

Earnings Per Share - Additional Information (Detail) - shares	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Earnings Per Share [Abstract]
Options to purchase shares, contingently issuable shares, and common stock warrants excluded from diluted net income per share computation	2,900,000	4,500,000	5,100,000
Common stock outstanding	115,637,804	116,564,967

Other, Net (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
Other, Net (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Other Income and Expenses [Abstract]
Foreign currency transaction losses									$ (67)	$ (2,697)	$ (750)
Realized gain on available-for-sale securities											1,557
Other									(173)	(630)	(408)
Total	$ 1,104	$ 3,614	$ (3,901)	$ (1,057)	$ (1,821)	$ (3,152)	$ (1,519)	$ 3,165	$ (240)	$ (3,327)	$ 399

Segment Information - Additional Information (Detail) - Segment	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Segment Reporting Information [Line Items]
Number of geographic regions considered as reportable operating segments	3
BASE24
Segment Reporting Information [Line Items]
Percentage of total revenues from licensing BASE24 product line	21.00%	28.00%	32.00%
Geographic Concentration Risk
Segment Reporting Information [Line Items]
Percentage of revenues	No country outside of the United States accounted for more than 10% of the Company's consolidated revenues during the years ended December 31, 2014, 2013 and 2012.	No country outside of the United States accounted for more than 10% of the Company's consolidated revenues during the years ended December 31, 2014, 2013 and 2012.	No country outside of the United States accounted for more than 10% of the Company's consolidated revenues during the years ended December 31, 2014, 2013 and 2012.
Customer Concentration Risk
Segment Reporting Information [Line Items]
Percentage of revenues	No single customer accounted for more than 10% of the Company's consolidated revenues during the years ended December 31, 2014, 2013 and 2012.	No single customer accounted for more than 10% of the Company's consolidated revenues during the years ended December 31, 2014, 2013 and 2012.	No single customer accounted for more than 10% of the Company's consolidated revenues during the years ended December 31, 2014, 2013 and 2012.

Selected Segment Financial Data, Revenues and Income (Loss) Before Income Taxes (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Segment Reporting Information [Line Items]
Revenues	$ 290,224	$ 249,644	$ 254,808	$ 221,473	$ 283,162	$ 213,939	$ 205,830	$ 161,997	$ 1,016,149	$ 864,928	$ 666,579
Depreciation and amortization expense									86,683	69,967	50,781
Stock-based compensation expense									11,045	13,572	15,186
Income (loss) before taxes	$ 69,700	$ 25,165	$ 13,646	$ (9,742)	$ 74,499	$ 19,109	$ 4,161	$ (4,610)	98,769	93,159	65,268
Corporate, Non-Segment
Segment Reporting Information [Line Items]
Depreciation and amortization expense									60,200	44,053	31,614
Stock-based compensation expense									7,467	10,128	14,177
Income (loss) before taxes									(199,583)	(173,782)	(149,418)
Americas - United States \| Operating Segments
Segment Reporting Information [Line Items]
Revenues									614,488	450,251	277,775
Americas - Other \| Operating Segments
Segment Reporting Information [Line Items]
Revenues									87,279	91,639	74,422
EMEA \| Operating Segments
Segment Reporting Information [Line Items]
Revenues									230,879	228,679	218,015
Depreciation and amortization expense									4,126	6,310	5,175
Stock-based compensation expense									419	759	439
Income (loss) before taxes									116,120	87,522	78,848
Asia/Pacific \| Operating Segments
Segment Reporting Information [Line Items]
Revenues									83,503	94,359	96,367
Depreciation and amortization expense									1,809	2,574	3,075
Stock-based compensation expense									249	293	314
Income (loss) before taxes									38,853	33,923	32,673
Americas \| Operating Segments
Segment Reporting Information [Line Items]
Depreciation and amortization expense									20,548	17,030	10,917
Stock-based compensation expense									2,910	2,392	256
Income (loss) before taxes									$ 143,379	$ 145,496	$ 103,165

Selected Segment Financial Data, Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting Information [Line Items]
Long lived assets	$ 1,382,245	$ 1,196,637
Assets	1,850,700	1,681,851
Americas - United States \| Operating Segments
Segment Reporting Information [Line Items]
Long lived assets	929,459	832,169
Assets	1,210,674	1,129,064
Americas - Other \| Operating Segments
Segment Reporting Information [Line Items]
Long lived assets	15,337	18,708
Assets	32,594	39,995
EMEA \| Operating Segments
Segment Reporting Information [Line Items]
Long lived assets	360,033	262,906
Assets	487,629	380,320
Asia/Pacific \| Operating Segments
Segment Reporting Information [Line Items]
Long lived assets	77,416	82,854
Assets	$ 119,803	$ 132,472

Revenues, by Product Line (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
Revenues, by Product Line (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Revenue from External Customer [Line Items]
Revenues	$ 290,224	$ 249,644	$ 254,808	$ 221,473	$ 283,162	$ 213,939	$ 205,830	$ 161,997	$ 1,016,149	$ 864,928	$ 666,579
Retail payments processing
Revenue from External Customer [Line Items]
Revenues									406,023	410,200	372,942
Online banking and community financial services
Revenue from External Customer [Line Items]
Revenues									227,659	223,902	169,652
Wholesale banking payments
Revenue from External Customer [Line Items]
Revenues									37,879	35,396	39,717
Payment fraud management
Revenue from External Customer [Line Items]
Revenues									36,235	37,136	25,160
Card and merchant management
Revenue from External Customer [Line Items]
Revenues									32,887	18,072	21,963
Tools and infrastructure
Revenue from External Customer [Line Items]
Revenues									40,427	38,241	$ 37,145
Billers
Revenue from External Customer [Line Items]
Revenues									$ 235,039	$ 101,981

Stock-Based Compensation Plans - Additional Information (Detail) - USD ($)		1 Months Ended	3 Months Ended			12 Months Ended
	Jul. 24, 2007	Dec. 31, 2014	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Jun. 14, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares issued under ESPP						154,223	128,568	122,394
Stock-based compensation expense						$ 11,045,000	$ 13,572,000	$ 15,186,000
Employee stock purchase plan, amended plan start date	May 01, 2008
Employee stock purchase plan, amended plan end date	Apr. 30, 2018
Employee stock purchase plan term	10 years
Term of outstanding options						5 years 8 months 19 days
Incentive plan, percentage of options expected to vest over the vesting period		93.20%	93.20%			93.20%
Incentive plan, weighted-average grant date fair value of stock options granted						$ 9.02	$ 8.72	$ 6.85
Incentive plan, total intrinsic value of stock options exercised						$ 22,800,000	$ 25,500,000	$ 17,300,000
Dividend yield						0.00%	0.00%	0.00%
Dividend paid						$ 0
Stock-based compensation expenses tax benefits						$ 4,200,000	$ 5,200,000	$ 5,500,000
Proceeds from exercises of stock options						16,461,000	19,561,000	16,730,000
Actual tax benefit realized from tax deductions of option exercises						$ 8,600,000	$ 9,700,000	$ 6,300,000
2005 Stock Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized	15,000,000								23,250,000
Employee stock purchase plan term						10 years
Number of shares granted		0
Shares of common stock reserved for issuance prior to amendment		9,000,000	9,000,000			9,000,000
Restricted share awards (RSAs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted requisite service period						3 years	3 years	3 years
Restricted share awards, vesting increments on anniversary dates of grants						33.00%	33.00%	33.00%
Restricted shares awards, shares vested						66,670	88,638	237,897
Restricted shares withheld to pay employees' portion of minimum payroll withholding taxes						26,461	31,746	71,439
Unrecognized compensation costs		$ 1,900,000	$ 1,900,000			$ 1,900,000
Unrecognized compensation costs, weighted-average recognition periods						10 months 24 days
Restricted share awards (RSAs) \| S1 Corporation
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted requisite service period						4 years
Restricted share awards, vesting increments on anniversary dates of grants						25.00%
Vesting percentage if employee is terminated without cause within 12 months from acquisition date		100.00%	100.00%			100.00%
Original grant date						Nov. 09, 2011
Restricted share awards (RSAs) \| Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted requisite service period						3 years
Restricted share awards, vesting increments on anniversary dates of grants						33.00%
Restricted share awards (RSAs) \| Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted requisite service period						4 years
Restricted share awards, vesting increments on anniversary dates of grants						25.00%
2010 Grant
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected attainment level for the awards granted, percentage				136.00%
2010 Grant \| Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected attainment level for the awards granted, percentage					130.00%
2010 Grant \| Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected attainment level for the awards granted, percentage					175.00%
2012 Grant \| Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected attainment level for the awards granted, percentage			0.00%
2012 Grant \| Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected attainment level for the awards granted, percentage			100.00%
2013 Grant
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected attainment level for the awards granted, percentage			75.00%
2011 Grant
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected attainment level for the awards granted, percentage						100.00%
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation costs		$ 6,700,000	$ 6,700,000			$ 6,700,000
Unrecognized compensation costs, weighted-average recognition periods						1 year 8 months 12 days
LTIP Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation costs		$ 6,700,000	$ 6,700,000			$ 6,700,000
Unrecognized compensation costs, weighted-average recognition periods						2 years
Employee Stock Purchase Plan 1999
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized		4,500,000	4,500,000			4,500,000
Permitted designation for purchase of common stock under ESPP						Participating employees are permitted to designate up to the lesser of $25,000, or 10% of their annual base compensation, for the purchase of common stock under the ESPP. Purchases under the ESPP are made one calendar month after the end of each fiscal quarter.
Employee participating annual base compensation designated for purchase of common stock, amount		$ 25,000	$ 25,000			$ 25,000
Employee participating annual base compensation designated for purchase of common stock, percent		10.00%	10.00%			10.00%
Price of common stock purchased under ESPP, description						The price for shares of common stock purchased under the ESPP is 85% of the stock's fair market value on the last business day of the three-month participation period.
Price of common stock purchased under ESPP, percent						85.00%
Discount offered pursuant to ESPP, percentage						15.00%
Stock-based compensation expense						$ 500,000	$ 300,000	$ 200,000
2002 Non-Employee Director Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized		750,000	750,000			750,000
Stock option expiration period						March 2005
Term of outstanding options						10 years
1999 Stock Option Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized		12,000,000	12,000,000			12,000,000
Stock option expiration period						February 2009
Term of outstanding options						10 years
1999 Stock Option Plan \| Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
LTIP Performance Shares, Performance period						3 years
1999 Stock Option Plan \| Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
LTIP Performance Shares, Performance period						4 years
LTIP Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum attainment percentage that may be achieved for LTIP Performance Shares		200.00%	200.00%		200.00%	200.00%	200.00%	200.00%
Restricted shares awards, shares vested						635,643	982,728	0
Restricted shares withheld to pay employees' portion of minimum payroll withholding taxes						228,279	338,262
LTIP Performance Shares \| Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
LTIP Performance Shares, Performance period						1 year	1 year	1 year
LTIP Performance Shares \| Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
LTIP Performance Shares, Performance period						3 years	3 years	3 years
S1 2003 Stock Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Restricted shares awards, shares vested						19,822	35,598	302,055
Restricted shares withheld to pay employees' portion of minimum payroll withholding taxes						5,980	11,307	114,501

Summary of Stock Options Issued Pursuant to Stock Incentive Plans (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Number of Shares
Outstanding, Beginning Balance	7,408,821	8,905,746	10,470,168
Granted	27,132	1,208,019	1,306,101
Exercised	(2,036,558)	(2,478,183)	(2,541,903)
Forfeited	(116,702)	(225,474)	(316,620)
Expired		(1,287)	(12,000)
Outstanding, Ending Balance	5,282,693	7,408,821	8,905,746
Number of Shares Exercisable, Ending Balance	4,325,851
Weighted-Average Exercise Price
Beginning Balance	$ 11.02	$ 9.05	$ 7.76
Granted	20.13	19.30	14.14
Exercised	8.08	7.81	6.58
Forfeited	17.80	12.79	7.40
Expired		9.65	3.40
Ending Balance	12.06	$ 11.02	$ 9.05
Weighted Average Exercise Price Exercisable, Ending Balance	$ 10.66
Weighted-Average Remaining Contractual Term (Years)
Weighted Average Remaining Contractual Term (Years), Outstanding as of end of period	5 years 8 months 19 days
Weighted Average Remaining Contractual Term (Years), Exercisable as of end of period	5 years 29 days
Aggregate Intrinsic Value of In-the-Money Options
Aggregate Intrinsic Value of In-the-Money Options, Outstanding as of end of period	$ 43,191,137
Aggregate Intrinsic Value of In-the-Money Options, Exercisable as of end of period	$ 41,247,183

Estimated Fair Value of Options Granted using Black-Scholes Option-Pricing Model with Weighted-Average Assumptions (Detail)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Expected life (years)	5 years 10 months 24 days	6 years 2 months 12 days	6 years 2 months 12 days
Risk-free interest rate	1.80%	1.60%	0.80%
Expected volatility	45.20%	46.00%	51.40%
Expected dividend yield	0.00%	0.00%	0.00%

Summary of Transactions Stock Options Issued Pursuant to Stock Incentive Plans (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Number of Shares
Outstanding, Beginning Balance	7,408,821	8,905,746	10,470,168
Exercised	(2,036,558)	(2,478,183)	(2,541,903)
Cancelled	(116,702)	(225,474)	(316,620)
Outstanding, Ending Balance	5,282,693	7,408,821	8,905,746
Number of Shares Exercisable, Ending Balance	4,325,851
Weighted-Average Exercise Price
Beginning Balance	$ 11.02	$ 9.05	$ 7.76
Exercised	8.08	7.81	6.58
Cancelled	17.80	12.79	7.40
Ending Balance	12.06	$ 11.02	$ 9.05
Weighted Average Exercise Price Exercisable, Ending Balance	$ 10.66
Weighted-Average Remaining Contractual Term (Years)
Weighted Average Remaining Contractual Term (Years), Outstanding as of end of period	5 years 8 months 19 days
Weighted Average Remaining Contractual Term (Years), Exercisable as of end of period	5 years 29 days
Aggregate Intrinsic Value of In-the-Money Options
Aggregate Intrinsic Value of In-the-Money Options, Outstanding as of end of period	$ 43,191,137
Aggregate Intrinsic Value of In-the-Money Options, Exercisable as of end of period	$ 41,247,183
Online Resources Corporation
Number of Shares
Outstanding, Beginning Balance	62,445
Transaction stock options converted upon acquisition of ORCC		112,404
Exercised	(909)	(15,501)
Cancelled	(15,024)	(34,458)
Outstanding, Ending Balance	46,512	62,445
Number of Shares Exercisable, Ending Balance	46,512
Weighted-Average Exercise Price
Beginning Balance	$ 35.03
Transaction stock options converted upon acquisition of ORCC		$ 30.64
Exercised	13.92	13.92
Cancelled	31.03	30.21
Ending Balance	36.73	$ 35.03
Weighted Average Exercise Price Exercisable, Ending Balance	$ 36.73
Weighted-Average Remaining Contractual Term (Years)
Weighted Average Remaining Contractual Term (Years), Outstanding as of end of period	1 year 7 months 10 days
Weighted Average Remaining Contractual Term (Years), Exercisable as of end of period	1 year 7 months 10 days
Aggregate Intrinsic Value of In-the-Money Options
Aggregate Intrinsic Value of In-the-Money Options, Outstanding as of end of period	$ 43,444
Aggregate Intrinsic Value of In-the-Money Options, Exercisable as of end of period	$ 43,444

Summary of Nonvested Long-Term Incentive Program Performance Share Awards Outstanding and Changes During Period (Detail) - LTIP Performance Shares - $ / shares	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Number of Shares at Expected Attainment
Beginning Balance	2,718,576	3,304,452	2,794,713
Granted	19,065	798,306	820,785
Vested	(635,643)	(982,728)	0
Forfeited	(111,599)	(188,511)	(311,046)
Change in expected attainment for 2010 grants	(844,483)	(212,943)
Ending Balance	1,145,916	2,718,576	3,304,452
Weighted-Average Grant Date Fair Value
Beginning Balance	$ 13.78	$ 9.38	$ 7.78
Granted	20.13	20.30	14.22
Vested	8.88	5.61
Forfeited	16.43	12.33	7.71
Change in expected attainment for 2010 grants	15.86	8.88
Ending Balance	$ 14.84	$ 13.78	$ 9.38

Summary of Nonvested Restricted Share Awards and Changes During Period (Detail) - Restricted share awards (RSAs) - $ / shares	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Nonvested Restricted Share Awards
Beginning Balance	145,065	207,714	300,069
Granted	106,275	25,989	169,167
Vested	(66,670)	(88,638)	(237,897)
Forfeited	(1,461)		(23,625)
Ending Balance	183,209	145,065	207,714
Weighted-Average Grant Date Fair Value
Beginning Balance	$ 14.91	$ 13.67	$ 6.43
Granted	18.57	16.10	14.94
Vested	14.59	12.35	6.24
Forfeited	20.51		5.59
Ending Balance	$ 17.11	$ 14.91	$ 13.67

Summary of Nonvested Transaction Restricted Share Awards Issued under Stock Incentive Plan and Changes During Period (Detail) - S1 2003 Stock Incentive Plan - $ / shares	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Nonvested Restricted Share Awards
Beginning Balance	57,552	150,732
Transaction RSAs converted upon acquisition of S1			510,615
Vested	(19,822)	(35,598)	(302,055)
Forfeited	(20,165)	(57,582)	(57,828)
Ending Balance	17,565	57,552	150,732
Weighted-Average Grant Date Fair Value
Beginning Balance	$ 11.80	$ 11.80
Transaction RSAs converted upon acquisition of S1			$ 11.80
Vested	11.80	11.80	11.80
Forfeited	11.80	11.80	11.80
Ending Balance	$ 11.80	$ 11.80	$ 11.80

Employee Benefit Plans - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Schedule Of Defined Contribution Plans Disclosures [Line Items]
Employees maximum 401(k) contribution, percentage	75.00%
Defined contribution plan, contribution	$ 6,000,000	$ 5,400,000	$ 3,500,000
Employer 401(k) matching contribution to employee, maximum amount	$ 4,000
Defined contribution plan, employer matching percentage on every deferred dollar	100.00%
Maximum
Schedule Of Defined Contribution Plans Disclosures [Line Items]
Employer 401(k) matching contribution to employee percentage	4.00%
EMEA
Schedule Of Defined Contribution Plans Disclosures [Line Items]
Defined contribution plan, contribution	$ 1,500,000	$ 1,300,000	$ 1,300,000
Employees under age 50
Schedule Of Defined Contribution Plans Disclosures [Line Items]
Employees maximum 401(k) contribution, amount	17,500
Employees aged 50 or older
Schedule Of Defined Contribution Plans Disclosures [Line Items]
Employees maximum 401(k) contribution, amount	$ 23,000
Employed at December 1, 2000 \| EMEA \| Minimum
Schedule Of Defined Contribution Plans Disclosures [Line Items]
Defined contribution plan, employer contribution percentage of eligible compensation minimum	8.50%
Employees aged over 55 years \| EMEA \| Minimum
Schedule Of Defined Contribution Plans Disclosures [Line Items]
Defined contribution plan, employer contribution percentage of eligible compensation maximum	15.50%
Employed subsequent to December 1, 2000 \| EMEA \| Maximum
Schedule Of Defined Contribution Plans Disclosures [Line Items]
Defined contribution plan, employer contribution percentage of eligible compensation	10.00%
Employed subsequent to December 1, 2000 \| EMEA \| Minimum
Schedule Of Defined Contribution Plans Disclosures [Line Items]
Defined contribution plan, employer contribution percentage of eligible compensation	6.00%

Components of Income Before Income Taxes (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Tax Disclosure [Abstract]
United States									$ 47,963	$ 47,640	$ (4,192)
Foreign									50,806	45,519	69,460
Income before income taxes	$ 69,700	$ 25,165	$ 13,646	$ (9,742)	$ 74,499	$ 19,109	$ 4,161	$ (4,610)	$ 98,769	$ 93,159	$ 65,268

Income Tax Expense (Benefit) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Federal
Current									$ 7,895	$ 7,509	$ 1,236
Deferred									7,021	9,491	56
Total									14,916	17,000	1,292
State
Current									1,542	2,492	1,150
Deferred									(2,397)	(1,687)	(142)
Total									(855)	805	1,008
Foreign
Current									13,335	9,717	9,258
Deferred									3,813	1,769	4,864
Total									17,148	11,486	14,122
Income tax provision	$ 23,334	$ 9,433	$ 2,409	$ (3,967)	$ 24,108	$ 5,347	$ 2,280	$ (2,444)	$ 31,209	$ 29,291	$ 16,422

Summary of Differences Between Income Tax Expense Computed at Statutory Federal Income Tax Rate and Per Consolidated Statements of Income (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Tax Disclosure [Abstract]
Tax expense at federal rate of 35%									$ 34,569	$ 32,606	$ 22,844
State income taxes, net of federal benefit									(544)	675	655
Change in valuation allowance									3,521	(1,615)	(2,680)
Foreign tax rate differential									(5,508)	(4,650)	(8,940)
Unrecognized tax benefit increase (decrease)									65	488	(1,665)
Tax effect of foreign operations									(104)	5,906	5,311
Acquisition Costs									289	896	2,659
Tax benefit of research & development									(3,446)	(4,001)	(1,749)
Other									2,367	(1,014)	(13)
Income tax provision	$ 23,334	$ 9,433	$ 2,409	$ (3,967)	$ 24,108	$ 5,347	$ 2,280	$ (2,444)	$ 31,209	$ 29,291	$ 16,422

Summary of Differences Between Income Tax Expense Computed at Statutory Federal Income Tax Rate and Per Consolidated Statements of Income (Parenthetical) (Detail)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Tax Disclosure [Abstract]
Effective tax rate	35.00%	35.00%	35.00%

Deferred Tax Assets and Liabilities Result from Differences in Timing of Recognition of Certain Income and Expense Items for Tax and Financial Accounting Purposes (Detail) - USD ($) $ in Thousands	Dec. 31, 2014	Dec. 31, 2013
Deferred income tax assets:
Net operating loss carryforwards	$ 150,004	$ 148,499
Tax credits	43,804	32,231
Compensation	24,486	24,902
Deferred revenue	13,486	10,564
Tax basis in investments	5,601	15,536
Other	9,712	10,153
Gross deferred income tax assets	247,093	241,885
Less: valuation allowance	(36,174)	(39,749)
Net deferred income tax assets	210,919	202,136
Deferred income tax liabilities:
Depreciation and amortization	(129,825)	(117,444)
Total deferred income tax liabilities	(129,825)	(117,444)
Net deferred income taxes	81,094	84,692
Deferred income taxes / liabilities included in the balance sheet are:
Deferred income tax asset - current	44,349	47,593
Deferred income tax asset - noncurrent	50,187	48,852
Deferred income tax liability - current	(225)	(753)
Deferred income tax liability - noncurrent	(13,217)	(11,000)
Net deferred income taxes	$ 81,094	$ 84,692

Income Taxes - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Taxes [Line Items]
Deferred tax assets tax credit carryforwards other		$ 5,000
Foreign tax credits carryforwards		27,200
Unrecognized tax benefit	$ 14,780	14,996	$ 13,079	$ 4,012
Net unrecognized tax benefits that, if recognized, would favorably impact the effective income tax rate	13,000	13,200
Decrease in unrecognized tax benefits due to the expiration of statutes of limitations and the settlement of various audits	5,000
Accrued interest and penalties related to income tax liabilities	2,400	2,300
Aggregate amount of interest and penalties recorded in the statement of operations	200	$ 400	(200)
Undistributed earning of foreign subsidiaries	212,100
Effects of retroactive changes in tax law			$ 1,400
Decrease in deferred tax assets valuation allowance	$ 3,600
Domestic Tax Authority
Income Taxes [Line Items]
Tax credits expiration year	2020
General business tax credit carryforwards	$ 10,300
Deferred tax assets operating loss carry forwards subject to expiration	$ 358,100
Deferred tax assets operating loss carry forwards expiration year	2017
Domestic Tax Authority \| Earliest Tax Year [Member]
Income Taxes [Line Items]
Tax years open for audit	2010
Domestic Tax Authority \| Latest Tax Year [Member]
Income Taxes [Line Items]
Tax years open for audit	2011
Foreign Entities
Income Taxes [Line Items]
Foreign tax credits carryforwards	$ 32,900
Valuation allowance against tax credit	$ 9,200
Tax credits expiration year	2015
Deferred tax assets operating loss carry forwards	$ 70,600
Deferred tax assets operating loss carry forwards not subject to expiration	$ 60,600
Deferred tax assets operating loss carry forwards not subject to expiration, expiration period	10 years
Valuation allowance against the tax benefit associated with NOLs	$ 6,700
Foreign Entities \| Earliest Tax Year [Member]
Income Taxes [Line Items]
Tax years open for audit	2002
Foreign Entities \| Latest Tax Year [Member]
Income Taxes [Line Items]
Tax years open for audit	2013
India Tax Authority
Income Taxes [Line Items]
Income tax examination description	The Company's Indian income tax returns covering fiscal years 2002 through 2007 and 2010 through 2012 are under audit by the Indian tax authority.

Reconciliation of Beginning and Ending Amount of Unrecognized Tax Benefits (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Tax Disclosure [Abstract]
Balance of unrecognized tax benefits at beginning of year	$ 14,996	$ 13,079	$ 4,012
Increases for tax positions of prior years	84	1,560	10,729
Decreases for tax positions of prior years	(412)	(327)	(4)
Increases for tax positions established for the current period	491	1,739	49
Decreases for settlements with taxing authorities		(61)	(27)
Reductions resulting from lapse of applicable statute of limitation	(239)	(901)	(1,697)
Adjustment resulting from foreign currency translation	(140)	(93)	17
Balance of unrecognized tax benefits at end of year	$ 14,780	$ 14,996	$ 13,079

Commitments and Contingencies - Additional Information (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Commitments and Contingencies Disclosure [Abstract]
Operating leases expiration date	Oct. 31, 2028
Total operating lease expense	$ 26.7	$ 30.9	$ 26.5

Aggregate Minimum Operating Lease Payments (Detail) $ in Thousands	Dec. 31, 2014 USD ($)
Operating Leases
2015	$ 17,315
2016	15,959
2017	12,376
2018	10,716
2019	9,050
Thereafter	28,234
Total minimum lease payments	$ 93,650

Activity within Accumulated Other Comprehensive Loss (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	$ (23,315)	$ (14,031)	$ (17,261)
Other comprehensive income (loss)	3,432	(9,284)	4,787
Reclassification of unrealized gain to a realized gain on available-for-sale securities			(1,557)
Ending balance	(19,883)	(23,315)	(14,031)
Unrealized gain on available-for-sale securities
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance			594
Other comprehensive income (loss)	22,977		963
Reclassification of unrealized gain to a realized gain on available-for-sale securities			(1,557)
Ending balance	22,977
Foreign currency translation
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(23,315)	(14,031)	(17,855)
Other comprehensive income (loss)	(19,545)	(9,284)	3,824
Ending balance	$ (42,860)	$ (23,315)	$ (14,031)

- Definition

Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.

+ References + Details

Accumulated Other Comprehensive Loss - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Accumulated Other Comprehensive Income (Loss) [Line Items]
Realized gain on available-for-sale securities	$ 1,557
S1 Corporation
Accumulated Other Comprehensive Income (Loss) [Line Items]
Realized gain on available-for-sale securities	$ 1,600
Equity securities \| S1 Corporation \| Quoted prices in active markets for identical assets (Level 1)
Accumulated Other Comprehensive Income (Loss) [Line Items]
Available-for-Sale Securities, Fair Value		$ 10,600

Quarterly Financial Data (Detail)
$ / shares in Units, $ in Thousands

3 Months Ended

12 Months Ended

Jul. 10, 2014

Dec. 31, 2014

USD ($)

$ / shares

Sep. 30, 2014

USD ($)

$ / shares

Jun. 30, 2014

USD ($)

$ / shares

Mar. 31, 2014

USD ($)

$ / shares

Dec. 31, 2013

USD ($)

$ / shares

Sep. 30, 2013

USD ($)

$ / shares

Jun. 30, 2013

USD ($)

$ / shares

Mar. 31, 2013

USD ($)

$ / shares

Dec. 31, 2014

USD ($)

$ / shares

Dec. 31, 2013

USD ($)

$ / shares

Dec. 31, 2012

USD ($)

$ / shares

Revenues:

License

$ 80,425

$ 57,653

$ 61,377

$ 35,702

$ 82,625

$ 56,236

$ 53,714

$ 41,356

$ 235,157

$ 233,931

$ 221,846

Maintenance

67,421

63,764

62,309

62,499

69,033

60,457

57,830

58,634

255,993

245,954

199,876

Services

29,811

28,194

24,991

22,588

40,952

30,240

26,964

23,929

105,584

122,085

131,536

Hosting

112,567

100,033

106,131

100,684

90,552

67,006

67,322

38,078

419,415

262,958

113,321

Total revenues

290,224

249,644

254,808

221,473

283,162

213,939

205,830

161,997

1,016,149

864,928

666,579

Operating expenses:

Cost of license (1)

^[1]

6,499

5,433

6,897

5,736

7,349

5,888

6,169

5,918

24,565

25,324

23,592

Cost of maintenance, services and hosting (1)

^[1]

104,390

105,319

112,595

107,887

93,123

80,948

82,573

61,871

430,191

318,515

202,052

Research and development

31,554

36,321

38,876

37,456

33,375

33,642

38,391

37,149

144,207

142,557

133,759

Selling and marketing

29,053

27,078

28,007

27,909

23,118

24,098

27,538

25,074

112,047

99,828

87,054

General and administrative

19,938

25,329

24,682

25,116

23,557

24,559

26,147

25,037

95,065

99,300

108,747

Depreciation and amortization

19,519

18,295

17,010

17,078

16,660

15,249

13,490

10,957

71,902

56,356

37,003

Total operating expenses

210,953

217,775

228,067

221,182

197,182

184,384

194,308

166,006

877,977

741,880

592,207

Operating income

79,271

31,869

26,741

291

85,980

29,555

11,522

(4,009)

138,172

123,048

74,372

Other income (expense):

Interest expense

(10,818)

(10,416)

(9,329)

(9,175)

(9,818)

(7,453)

(6,053)

(3,897)

(39,738)

(27,221)

(10,417)

Interest income

143

135

199

158

159

211

131

575

659

914

Other, net

1,104

3,614

(3,901)

(1,057)

(1,821)

(3,152)

(1,519)

3,165

(240)

(3,327)

399

Total other income (expense)

(9,571)

(6,704)

(13,095)

(10,033)

(11,481)

(10,446)

(7,361)

(601)

(39,403)

(29,889)

(9,104)

Income (loss) before income taxes

69,700

25,165

13,646

(9,742)

74,499

19,109

4,161

(4,610)

98,769

93,159

65,268

Income tax expense (benefit)

23,334

9,433

2,409

(3,967)

24,108

5,347

2,280

(2,444)

31,209

29,291

16,422

Net income (loss)

$ 46,366

$ 15,732

$ 11,237

$ (5,775)

$ 50,391

$ 13,762

$ 1,881

$ (2,166)

$ 67,560

$ 63,868

$ 48,846

Earnings (loss) per share

Basic | $ / shares

$ 0.40

$ 0.14

$ 0.10

$ (0.05)

$ 0.43

^[2],[3]

$ 0.12

^[2],[3]

$ 0.02

^[2],[3]

$ (0.02)

^[2],[3]

$ 0.59

$ 0.54

^[2],[3]

$ 0.42

Diluted | $ / shares

$ 0.40

$ 0.14

$ 0.10

$ (0.05)

$ 0.43

^[2],[3]

$ 0.12

^[2],[3]

$ 0.02

^[2],[3]

$ (0.02)

^[2],[3]

$ 0.58

$ 0.53

^[2],[3]

$ 0.41

Stock split conversion ratio

[1]	The cost of software license fees excludes charges for depreciation but includes amortization of purchased and developed software for resale. The cost of maintenance, services and hosting fees excludes charges for depreciation.
[2]	Earnings (loss) per share balances by quarter have been retroactively adjusted for the three-for-one stock split approved on July 10, 2014.
[3]	The sum of the earnings per share by quarter does not agree to the earnings per share for the year ended December 31, 2013 due to rounding.

Label	Element	Value
Americas [Member]
Goodwill	us-gaap_Goodwill	$ 268,790,000
EMEA [Member]
Goodwill	us-gaap_Goodwill	158,653,000
Asia Pacific [Member]
Goodwill	us-gaap_Goodwill	$ 73,698,000