<center>Research by ACI Worldwide and Aite Group Identifies Smartphonatics Responsible for Driving Mobile Banking and Payment Services Demand</center>

<center>Company Reaffirms Payments Strategy Following S1 Acquisition</center>

<center>Conference Call Scheduled for May3, 2012 at 8.30 am EDT</center>

<center>Proactive Risk Manager&#8482; Recognized for Real-Time Pattern Recognition Abilities, Customizable Alerts, and Reporting Options</center>

<center>Latest Version Expands Offering and Enhances Market-leading, Multi-channel Payment Processing Platform</center>

<center>Nationwide Building Society, Union Bank of India, HSBC Bank, India&#8217;s Federal Bank and Hancock Bank Named as Winners</center>