<center>Replaces Legacy System With Scalable and Flexible Alternative Running on IBM System</center>

<center>Conference Call Scheduled for October 27, 2011 at 8:30 am EST</center>

<center>Single, more integrated solution for all card types delivers agility and scalability to the world&#8217;s largest issuers</center>

<center>Creates Global Leader in Enterprise Payments Solutions</center>

<center>Selects state of the art replacement for in-house payment processing system and MERVA</center>